Alkami Technology, Inc.

Alkami Technology, Inc.

ALKT
Alkami Technology, Inc.US flagNASDAQ Global Select
15.19
USD
+0.28
- -
1.63BMarket Cap
Alkami Technology, Inc.
ALKT
(NASDAQ Global Select)

Recent

price

15.19

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.88
1.35
2.36
2.25
2.81
3.38
4.27
4.5
Revenue per Share
-0.52
-0.68
-0.73
-0.64
-0.67
-0.41
-0.46
-0.47
Basic EPS, GAAP
-0.51
-0.48
-0.47
-0.43
-0.2
0.18
0.4
0.4
Free Cash Flow per Basic Share
- -
- -
0.08
- -
- -
- -
- -
- -
Dividend per Share
-2.35
-3.17
-4.86
-4.09
-4.63
-4.81
-5.04
-5.09
Book Value per Share
-2.35
-3.46
4.42
1.58
1.5
1.69
-2.1
-1.76
Tangible Book Value per Share
83
83
65
91
94
99
104
105
Basic Weighted Avg Shares
74
112
152
204
265
334
444
472
Sales/Revenue/Turnover
-57.84
-30.55
-26.24
-34.38
-23.96
-13.31
-10.94
-9.08
Operating Margin (%)
2
3
3
8
11
11
27
32
Depreciation Expense
-42
-51
-47
-59
-63
-41
-48
-50
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
Effective Tax Rate (%)
-56.93
-45.79
-30.77
-28.69
-23.76
-12.23
-10.74
-10.55
Profit Margin (%)
10
173
312
201
109
136
98
96
Working Capital
- -
25
23
97
18
17
367
356
LT Debt
15
180
345
334
325
357
362
371
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2
2
2
LT Borrowings
361
351
337
LT Finance Leases
16
16
19
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
105
106
107
Market Capitalization
2,554
2,397
1,643

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
175
187
170
Cash, Cash Equivalents & STI
91
99
78
Accounts Receivable, Net
44
44
44
Inventories
- -
- -
- -
Total Current Liabilities
81
90
74
Payables & Accruals
42
50
35
ST Debt
2
2
2
Deferred Revenue
31
35
34

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
19.44%
1.41%
Free Cash Flow
- -
-20.79%
137.7%
Net Income, GAAP
- -
1.06%
16.69%
Sales/Revenue/Turnover
- -
31.71%
32.89%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
76
82
86
90
334
2025
98
112
113
121
444
2026
126
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.12
-0.13
-0.09
-0.08
-0.41
2025
-0.08
-0.13
-0.14
-0.11
-0.46
2026
-0.09
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Alkami Technology, Inc. (Nasdaq: ALKT) provides a cloud-based digital sales and service platform for U.S. banks and credit unions, integrating onboarding and account opening via the MANTL solution; award-winning digital banking for retail and business users including mobile and online banking, personal finance management, card experience, money movement, security and fraud protection, and business banking; data and marketing tools with predictive intelligence, analytics, and personalized engagement; as well as positive pay and ACH reporting solutions such as check positive pay, ACH positive pay for debits and credits, account reconciliation, and EDI translation. Founded in 2009 and headquartered in Plano, Texas, the company targets regional and community financial institutions with assets typically from $100 million to over $50 billion, enabling them to onboard users, accelerate revenues, enhance operational efficiency, and drive outcomes like deposit growth, churn reduction, and higher revenue per FTE through its multi-tenant architecture and integrations with core systems and third-party fintech providers. Recent developments include the March 2025 acquisition of MANTL, enhancing deposit and loan origination capabilities that enabled clients to raise over $3 billion in deposits from existing relationships in the first half of 2025; the 2022 acquisition of Segmint for data analysis and marketing; a November 2025 partnership with Spiral to add personalized savings and giving tools; increased stakes by investors General Atlantic in August 2025 and Jana Partners in Q3 2025; and J.D. Power certification for outstanding mobile banking in 2024 and 2025.

Company News

MCPAPIChat
  • Alkami Advances Open Banking Connectivity Through FDX API Integration with Yodlee

  • Baron Discovery Fund Q1 2026: Who Moved The Needle

  • Buyback Plan A Vote Of Confidence For Alkami Technology

  • Alkami Technology Touts $500M ARR, AI Upside and Bank Demand at Fintech Event

  • Alkami Technology, Inc. (ALKT) Discusses Digital Maturity in Motion and Evolving Strategies for Business and Commercial Leaders Transcript

  • Citizens Bank Expands Relationship with Alkami by Selecting MANTL to Enhance Account Opening Across All Banking Channels

  • AI Pushes Business Banking from Experimentation to Execution; Alkami Webinar Explores What Leaders Are Doing Differently

  • FVSBank Partners with MANTL to Accelerate Deposit Growth with Omnichannel Account Opening

  • Alkami to Present at the William Blair 46th Annual Growth Stock Conference

  • Alkami Technology, Inc. (ALKT) Presents at J.P. Morgan 54th Annual Global Technology, Media and Communications Conference Transcript

  • Alkami Technology Sees Steady Digital Banking Demand as Cross-Selling Fuels Growth

  • This Beaten-Down Fintech Stock Landed a Massive $102 Million Vote of Confidence

  • Sturgis Bank Partners with MANTL to Transform Business and Retail Account Opening Across All Banking Channels

  • Sturgis Bank Partners with MANTL to Transform Business and Retail Account Opening Across All Banking Channels

  • Alkami and Cornerstone Advisors Release the 2026 Digital Banking Performance Metrics Report for Retail and Business Banking

  • Alkami to Host Webinar on Advancing Anticipatory Banking Through Connected Digital Experiences

  • Alkami to Present at the 2026 J.P. Morgan Global Technology, Media and Communications Conference

  • Alkami Technology, Inc. (ALKT) Q1 2026 Earnings Call Transcript

  • Alkami Technology (ALKT) Q1 Earnings Miss Estimates

  • Alkami Announces First Quarter 2026 Financial Results