Alkami Technology, Inc.

ALKT

ALKTAlkami Technology, Inc. US flag

NASDAQ Global Select

15.19

USD

+0.28

- -

1.63BMarket Cap

Income Statement (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	74	112	152	204	265	334	444
+ Sales & Services Revenue	74	112	152	204	265	334	444
- Cost of Revenue	43	53	68	96	121	137	187
+ Cost of Goods & Services	43	53	68	96	121	137	187
Gross Profit	30	59	84	108	144	197	257
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	73	93	124	179	208	241	305
+ Selling, General & Admin	40	53	75	108	121	143	181
+ Research & Development	33	40	49	69	85	96	118
+ Other Operating Expense	- -	- -	- -	1	1	1	6
Operating Income (Loss)	-43	-34	-40	-70	-63	-44	-49
- Non-Operating (Income) Loss	-1	17	7	-11	-1	-4	10
+ Interest Expense, Net	- -	- -	1	1	-1	-4	5
+ Interest Expense	- -	- -	1	4	7	- -	9
- Interest Income	- -	- -	- -	3	8	5	4
+ Other Non-Op (Income) Loss	-1	17	6	-12	- -	- -	5
Pretax Income	-42	-51	-47	-59	-63	-41	-59
- Income Tax Expense (Benefit)	- -	- -	- -	- -	- -	- -	-11
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	-42	-51	-47	-59	-63	-41	-48
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	-42	-51	-47	-59	-63	-41	-48
- Minority Interest	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	-42	-51	-47	-59	-63	-41	-48
- Preferred Dividends	1	5	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	-43	-57	-47	-59	-63	-41	-48
EBIT	-43	-34	-40	-70	-63	-44	-49
EBITDA	-40	-31	-36	-62	-53	-34	-22
EBITDA Margin (%)	-54.81	-28.08	-23.98	-30.42	-19.94	-10.16	-4.87
EBITA	-43	-34	-40	-70	-63	-44	-49
Gross Margin (%)	41.39	52.75	55.08	53.03	54.42	58.9	57.84
Operating Margin (%)	-57.84	-30.55	-26.24	-34.38	-23.96	-13.31	-10.94
Profit Margin (%)	-56.93	-45.79	-30.77	-28.69	-23.76	-12.23	-10.74
Sales per Employee	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	0.08	- -	- -	- -	- -
Depreciation Expense	2	3	3	8	11	11	27
Basic Weighted Avg Shares	83	83	65	91	94	99	104
Basic EPS, GAAP	-0.52	-0.68	-0.73	-0.64	-0.67	-0.41	-0.46
Basic EPS from Cont Ops	-0.5	-0.62	-0.73	-0.64	-0.67	-0.41	-0.46
Diluted Weighted Avg Shares	83	83	65	91	94	99	104
Diluted EPS, GAAP	-0.52	-0.68	-0.73	-0.64	-0.67	-0.41	-0.46
Diluted EPS from Cont Ops	-0.5	-0.62	-0.73	-0.64	-0.67	-0.41	-0.46

Balance Sheet (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	28	193	345	242	149	181	187
+ Cash, Cash Equivalents & STI	12	167	309	196	92	116	99
+ Cash & Cash Equivalents	12	167	309	109	41	94	63
+ ST Investments	- -	- -	- -	88	51	21	36
+ Accounts & Notes Receiv	10	14	21	26	35	39	51
+ Accounts Receivable, Net	9	12	16	22	30	33	44
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	1	2	5	5	5	6	7
+ Inventories	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	7	12	16	20	21	27	37
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	24	56	91	247	251	256	660
+ Property, Plant & Equip, Net	11	10	12	28	33	23	22
+ Property, Plant & Equip	18	20	24	43	52	28	27
- Accumulated Depreciation	7	10	12	15	19	4	5
+ LT Investments & Receivables	- -	- -	- -	- -	- -	- -	- -
+ LT Investments	- -	- -	- -	- -	- -	- -	- -
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	13	45	80	218	219	233	638
+ Total Intangible Assets	- -	24	59	191	184	190	580
+ Goodwill	- -	16	48	148	148	148	403
+ Other Intangible Assets	- -	8	11	43	36	42	177
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	13	21	20	28	35	42	58
Total Assets	53	249	437	489	400	437	847
+ Payables & Accruals	11	11	19	21	26	29	50
+ Accounts Payable	- -	- -	4	4	7	6	6
+ Accrued Taxes	- -	2	4	1	1	1	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	10	9	12	16	17	22	44
+ ST Debt	- -	- -	2	7	1	1	2
+ ST Borrowings	- -	- -	2	3	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	4	1	1	2
+ Other ST Liabilities	7	9	12	13	12	16	38
+ Deferred Revenue	6	6	8	9	11	14	35
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	2	3	4	5	1	2	3
Total Current Liabilities	18	20	33	42	39	46	90
+ LT Debt	- -	25	23	97	18	17	367
+ LT Borrowings	- -	25	23	81	- -	- -	351
+ LT Finance Leases	- -	- -	- -	16	18	17	16
+ Other LT Liabilities	20	24	36	16	17	18	29
+ Accrued Liabilities	19	20	19	16	17	17	28
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	4	16	- -	- -	- -	- -
Total Noncurrent Liabilities	20	49	59	113	35	35	396
Total Liabilities	38	69	92	155	75	80	485
+ Preferred Equity and Hybrid Capital	210	443	- -	- -	- -	- -	- -
+ Share Capital & APIC	- -	- -	658	706	760	833	886
+ Common Stock	- -	- -	- -	- -	- -	- -	- -
+ Additional Paid in Capital	- -	- -	658	706	760	833	886
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-196	-264	-314	-372	-435	-476	-524
+ Other Equity	- -	- -	- -	- -	- -	- -	- -
Equity Before Minority Interest	15	180	345	334	325	357	362
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -
Total Equity	15	180	345	334	325	357	362
Total Liabilities & Equity	53	249	437	489	400	437	847
Shares Outstanding	83	83	90	92	97	102	106
Number of Employees	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	19	19	18	17
Net Debt	-12	-142	-284	-24	-41	-94	288
Net Debt to Equity	-81.83	-78.95	-82.4	-7.23	-12.6	-26.43	79.48
Tangible Common Equity Ratio	-370.74	-128.18	75.64	48.09	65.33	67.51	-81.75
Current Ratio	1.54	9.43	10.4	5.82	3.77	3.98	2.09
Cash Conversion Cycle	- -	30.87	22.63	18.54	17.89	16.33	20

Cash Flow Statement (USD)

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	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	-42	-51	-47	-59	-63	-41	-48
+ Depreciation & Amortization	2	3	3	8	11	11	27
+ Non-Cash Items	1	18	18	28	48	59	67
+ Stock-Based Compensation	1	2	15	45	51	59	76
+ Deferred Income Taxes	- -	- -	- -	-1	- -	- -	-12
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	2
+ Other Non-Cash Adj	- -	16	3	-16	-4	-1	1
+ Chg in Non-Cash Work Cap	- -	-7	-3	-16	-13	-10	-4
+ (Inc) Dec in Accts Receiv	-3	-3	-6	-4	-9	-3	-11
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-1	-4	- -	-3	- -	-4	-9
+ Inc (Dec) in Accts Payable	4	3	7	-1	- -	3	20
+ Inc (Dec) in Other	- -	-3	-4	-7	-4	-6	-3
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	-39	-38	-29	-38	-18	19	43
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	-4	-2	-1	-1	-1	-1	-2
+ Acq of Fixed Prod Assets	-4	-2	-1	-1	-1	-1	-2
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	-15	189	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	193	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	-15	-3	- -	- -	- -	- -
+ Net Change in LT Investment	- -	- -	- -	-87	40	31	-13
+ Dec in LT Investment	- -	- -	- -	100	181	71	32
+ Inc in LT Investment	- -	- -	- -	-187	-141	-40	-45
+ Net Cash From Acq & Div	- -	-25	-18	-132	- -	- -	-375
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	-25	-18	-132	- -	- -	-375
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	- -	- -	-3	-3	-5	-7	-7
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-4	-27	-22	-224	34	23	-398
+ Dividends Paid	- -	- -	-5	- -	- -	- -	- -
+ Net Cash From Debt	- -	25	- -	60	-85	- -	351
+ Cash From Debt	- -	38	- -	85	- -	- -	396
+ Repayments of Debt	- -	-13	- -	-25	-85	- -	-45
+ Other Financing Activities	30	215	8	1	-3	12	-27
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	30	225	192	61	-88	12	324
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-13	160	141	-201	-71	53	-31
EBITDA	-40	-31	-36	-62	-53	-34	-22
EBITDA Margin (%)	-54.81	-28.08	-23.98	-30.42	-19.94	-10.16	-4.87
Free Cash Flow	-43	-40	-30	-39	-19	17	41
Net Cash Paid for Acquisitions	- -	25	18	132	- -	- -	375
Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Equity	- -	213	-474	21	-104	17	392
Free Cash Flow per Basic Share	-0.51	-0.48	-0.47	-0.43	-0.2	0.18	0.4
Price/Free Cash Flow	- -	- -	-46.48	-35.88	-138.74	183.28	53.93
Cash Flow to Net Income	0.93	0.74	0.62	0.65	0.28	-0.46	-0.9
Capital Expenditures	-4	-2	-1	-1	-1	-1	-2