American Business Bank

American Business Bank

AMBZ
American Business BankUS flagOther OTC
72.47
USD
+0.24
- -
644.99MMarket Cap
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.73
2.22
2.8
2.92
3.33
8.44
9.59
10.82
12.74
14.49
14.23
14.25
17.03
15.59
Basic EPS, GAAP
0.31
0.51
0.77
0.73
0.75
1.95
2.52
3.24
4.39
5.34
4.78
4.67
5.91
5.22
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
4.49
5.19
5.22
6.66
7.1
6.22
6.05
7.61
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.98
- -
Book Value per Share
- -
- -
- -
- -
- -
21.67
24.04
27.27
31.81
36.9
41.86
46.45
50.61
47.89
Tangible Book Value per Share
3.82
4.28
4.72
5.64
6.32
19.64
23.58
27.95
31.23
27.98
34.17
38.29
44.85
40.26
Basic Weighted Avg Shares
7
7
7
7
7
8
9
9
9
9
9
9
9
9
Sales/Revenue/Turnover
11
15
19
20
23
71
84
96
114
132
131
132
156
144
Operating Margin (%)
25.32
29.2
38.88
35.99
31.33
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
1
4
3
3
3
3
3
4
- -
Net Income, GAAP
2
3
5
5
5
16
22
29
39
49
44
43
54
48
Effective Tax Rate (%)
28.85
21.58
29.26
30.81
27.77
24.24
26.22
26.52
25.85
27
27.59
28.09
27.82
27.81
Profit Margin (%)
18.01
22.9
27.5
24.9
22.63
23.1
26.28
30
34.48
36.85
33.62
32.79
34.72
33.49
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
6
35
13
8
8
- -
- -
- -
- -
155
55
- -
- -
- -
Total Equity
25
29
32
39
44
165
207
248
279
254
314
355
411
373
Return on Invested Capital (%)
7.53
7.24
9.7
10.88
10.62
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
18
11.24
12.72
14.9
15.68
12.21
10.62
12.12
11.06

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
9
9
Market Capitalization
408
414
395

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
640
701
763
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
41.2%
11.2%
15.88%
Free Cash Flow
- -
9.6%
24.55%
Net Income, GAAP
35.28%
14.86%
25.25%
Sales/Revenue/Turnover
31.28%
10.58%
18.27%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
32
31
33
36
132
2025
36
38
41
- -
156
2026
43
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.14
1.03
1.16
1.35
4.67
2025
1.28
1.43
1.63
- -
5.91
2026
1.75
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.98
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Leon Ira Blankstein
Full Time Employees
252
Sector
Financial Services
Industry
Banks - Regional
Address
400 South Hope Street Los Angeles CA United States of America 90071
IPO Date
Jul 31, 2000
Business
American Business Bank (AMBZ) is a California-chartered commercial bank that provides a comprehensive range of financial services to small and medium-sized businesses, non-profits, business executives, and professionals primarily in Southern California; core offerings include credit and depository services, treasury management with fraud protection and merchant services, asset-based lending secured by inventory and receivables, SBA lending encompassing 7(a) loans up to $5 million and 504 loans for real estate and equipment with low down payments, international banking featuring money transfers, import/export commercial letters of credit, standby letters of credit, documentary collections, and foreign currency exchange in major currencies, as well as consulting and referral services covering treasury advice, debt structuring, lease-versus-buy analysis, investment banking referrals, and equipment leasing. Founded in 1998 and headquartered at 400 South Hope Street in downtown Los Angeles, California, the bank operates through regional loan production offices in North Orange County, Orange County, South Bay, San Fernando Valley, Riverside County, Inland Empire, Long Beach, and San Diego, targeting industries such as manufacturing, retail, professional services, healthcare, and technology startups. Recent developments include ranking among the top 10 U.S. banks in its asset class for deposits in 2024 and maintaining a fortress balance sheet with strong earnings of $51.87 million on $148.91 million revenue as of late 2025, underscoring its focus on relationship-driven, customized banking amid ongoing economic dynamics.

Company News

APIChat
  • American Business Bank Ranked 6th in Top 50 Community Banks With Assets Between $3 Billion and $10 Billion for 2025

  • American Business Bank Reports Record Quarterly Earnings of $15.9 Million

  • American Business Bank Announces Quarterly Cash Dividend

  • Head to Head Comparison: American Business Bank (OTCMKTS:AMBZ) vs. PCB Bancorp (NASDAQ:PCB)

  • American Business Bank Announces Retirement of Jon Schlobohm From Board of Directors

  • American Business Bank (OTCMKTS:AMBZ) Stock Price Crosses Above 50 Day Moving Average – Should You Sell?

  • American Business Bank (OTCMKTS:AMBZ) Short Interest Down 97.6% in March

  • American Business Bank (OTCMKTS:AMBZ) Short Interest Up 21.3% in February

  • American Business Bank (OTCMKTS:AMBZ) & Pacific Alliance Bank (OTCMKTS:PFBN) Head to Head Analysis

  • American Business Bank Announces Increase in Quarterly Cash Dividend

  • American Business Bank (OTCMKTS:AMBZ) Short Interest Update

  • American Business Bank Ranked in 2026 Best 50 Top Performing Companies Traded on OTCQX

  • Reviewing American Business Bank (OTCMKTS:AMBZ) and Southside Bancshares (NYSE:SBSI)

  • American Business Bank Reports Record Quarterly Earnings of $14.8 Million

  • First Horizon (NYSE:FHN) versus American Business Bank (OTCMKTS:AMBZ) Head-To-Head Comparison

  • American Business Bank Promotes Weatherill to Regional Vice President, Inland Empire Region

  • American Business Bank (OTCMKTS:AMBZ) versus First Horizon (NYSE:FHN) Financial Survey

  • American Business Bank Promotes Dole, Basirico to Executive Officers

  • American Business Bank (OTCMKTS:AMBZ) versus California BanCorp (NASDAQ:BCAL) Financial Analysis

  • American Business Bank Declares Cash Dividend