1. Australia Stocks

  2. •

    Finance

  3. •

    Life/Health insurance
Challenger Limited

Challenger Limited

11.64
AUD
+0.04
(+0.34%)
0.57EPS
13.59P/E
6.84BMarket Cap
Feb 11Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
3.55
3.19
3.39
4.98
4.56
4.64
2.32
4.49
1.52
2.37
2.9
3.35
2.57
Basic EPS, GAAP
0.66
0.55
0.58
0.71
0.54
0.51
-0.68
0.88
0.37
0.42
0.19
0.28
0.74
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.27
0.28
0.32
0.32
0.34
0.36
0.36
0.1
0.2
0.18
0.22
0.28
0.31
Book Value per Share
4.22
4.6
4.8
5.14
5.79
5.94
4.9
5.69
5.87
6.08
5.68
5.64
5.94
Tangible Book Value per Share
3.15
3.6
3.75
4.09
4.8
4.98
4
4.81
5
5.23
4.82
4.79
5.28
Basic Weighted Avg Shares
514
546
560
562
597
605
608
672
678
685
685
687
687
Sales/Revenue/Turnover
1,823
1,743
1,897
2,797
2,720
2,808
1,412
3,013
1,031
1,620
1,984
2,302
1,769
Operating Margin (%)
-10.02
-21.66
-19.64
18.54
5.57
-8.96
-11.54
4.28
-49.69
-54.01
-71.14
-53.58
- -
Depreciation Expense
18
19
16
15
16
15
15
15
14
15
14
18
8
Net Income, GAAP
341
299
328
398
323
308
-416
592
254
288
130
192
506
Effective Tax Rate (%)
12.72
19.32
19.87
23.31
22.61
29.03
- -
28.69
29
27.57
29.13
30.15
30.42
Profit Margin (%)
18.68
17.16
17.28
14.21
11.86
10.96
-29.47
19.66
24.6
17.74
6.55
8.36
28.58
Working Capital
3,877
7,100
4,946
5,448
6,995
8,308
5,018
8,539
18,686
19,850
21,311
20,694
- -
LT Debt
4,258
3,230
1,415
2,770
2,657
2,417
2,248
1,985
1,646
1,399
1,532
1,332
1,588
Total Equity
2,276
2,639
2,684
2,901
3,483
3,623
3,250
3,826
3,988
4,164
3,885
3,865
4,065
Return on Invested Capital (%)
-2.02
-3.96
-3.78
4.45
1.18
-1.71
- -
0.86
-3.61
-6.35
-9.49
-7.44
- -
Return on Capital (%)
6.87
6.12
6.28
5.85
5.39
5.53
- -
7.75
2.84
6.88
6.38
6.62
4.1
Return on Common Equity (%)
16.61
12.73
12.55
14.28
10.12
8.69
-12.15
16.74
6.49
7.06
3.23
4.97
12.75

Capital Structure

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

AUD

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.62%
1.32%
5.18%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-36.74%
22.46%
162.92%
Sales/Revenue/Turnover
11.83%
1.34%
-23.13%
Total Cash Common Dividend
11.06%
32.1%
9.98%

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1,984
2025
- -
- -
2,302
2026
- -
- -
1,769

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.19
2025
- -
- -
0.28
2026
- -
- -
0.74

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.22
2025
- -
- -
0.28
2026
- -
- -
0.31

Company Description

Company Profile APIChatGPT
CEO
Nicolas Hamilton
Full Time Employees
577
Sector
Finance
Industry
Life/Health insurance
Address
Level 2 Sydney NSW Australia 2000
IPO Date
Dec 23, 2003
Website
challenger.com.au
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Business
Challenger Limited Challenger Limited (ASX:CGF) operates as an ASX-listed investment management company focused on retirement income solutions, managing approximately $126 billion in assets as of March 2025; its core businesses encompass Challenger Life, which provides annuity products including guaranteed lifetime and term-certain annuities to protect against longevity risk in the Australian retirement market and Australian dollar-denominated annuities targeted at Japan's retirement market; Challenger Investment Management, a specialist in global fixed income strategies supporting annuity backing assets; and Fidante Partners, a funds management platform with minority stakes in boutique global investment managers offering access to equities, fixed income, alternatives, and retirement savings products within Australia's superannuation system. Founded in 1985 and headquartered in Sydney, Australia, the company serves retail investors, financial advisers, superannuation funds, and institutional clients primarily in Australia with expanding reach into Japan; it employs around 576 full-time equivalents and generates revenue from life insurance, asset management, and related financial services. Recent developments include the completion of the Challenger Bank sale to Heartland Bank in April 2024 following its acquisition as MyLife MyFinance in early 2021; Apollo Global Management reducing its stake from 18% in July 2021 by selling half in September 2024 and an additional portion thereafter; an extension of the MS Primary reinsurance partnership in May 2024; and TAL, a subsidiary of Dai-ichi Life Holdings, announcing in June 2025 an agreement to acquire a 4.8% stake for AUD 247 million from Apollo, bringing its total ownership to 19.9% subject to regulatory approvals, alongside S&P affirming credit ratings at 'BBB+' for the parent and 'A' for the life company in December 2024.