National Australia Bank Limited

National Australia Bank Limited

40.01
AUD
+0.08
(+0.20%)
103.93BMarket Cap
Nov 05Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
13.37
11.79
9.47
8.28
6.54
6.82
6.25
5.57
5.07
5.69
6.58
6.66
- -
- -
Basic EPS, GAAP
2.3
2.19
2.53
0.09
1.95
2.01
1.69
0.82
1.93
2.14
2.36
2.25
- -
- -
Free Cash Flow per Basic Share
-0.03
-3.64
-5.77
5.23
4.57
-3.78
3.32
10.73
-0.03
8.43
-8.89
-12.01
- -
- -
Dividend per Share
1.5
1.71
1.49
1.77
1.78
1.56
1.17
0.76
0.82
1.24
1.38
1.52
- -
- -
Book Value per Share
17.95
18.59
20.36
18.12
18.08
18.26
18.66
18.07
19.16
18.76
19.6
19.99
- -
20.35
Tangible Book Value per Share
14.67
15.3
17.49
16.12
15.99
16.14
16.72
16.91
17.91
17.28
18.01
18.29
- -
18.59
Basic Weighted Avg Shares
2,315
2,330
2,439
2,597
2,665
2,709
2,797
3,068
3,290
3,219
3,136
3,099
3,059
3,075
Sales/Revenue/Turnover
30,942
27,464
23,101
21,497
17,413
18,489
17,488
17,093
16,682
18,329
20,630
20,632
- -
- -
Operating Margin (%)
26.5
- -
39.31
41.76
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
639
680
559
621
734
780
1,364
1,905
1,045
1,112
1,216
1,312
- -
- -
Net Income, GAAP
5,355
5,295
6,338
352
5,285
5,554
4,798
2,559
6,364
6,891
7,414
6,960
- -
- -
Effective Tax Rate (%)
33.69
33.38
28.47
28.44
28.63
29.23
29.24
32.25
28.64
27.55
28.52
28.32
- -
- -
Profit Margin (%)
17.31
19.28
27.44
1.64
30.35
30.04
27.44
14.97
38.15
37.6
35.94
33.73
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
147,216
161,694
190,886
174,926
177,155
198,628
207,094
179,102
172,164
191,725
197,792
214,292
- -
211,550
Total Equity
46,376
47,908
55,513
51,315
51,317
52,712
55,604
61,293
62,779
59,032
61,503
62,213
- -
62,919
Return on Invested Capital (%)
1.62
- -
1.56
1.53
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.6
1.45
1.53
0.08
1.3
1.33
1.12
0.61
1.57
1.44
1.37
1.25
- -
- -
Return on Common Equity (%)
13.22
11.96
12.87
0.46
10.77
11.11
9.12
4.46
10.4
11.31
12.34
11.35
- -
- -

Capital Structure

AUD

•

in mil. unless spec.
Mar'24
Sep'24
Mar'25
ST Debt
- -
296,682
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,094
3,074
3,055
Market Capitalization
107,181
114,815
103,927

Working Capital

AUD

•

in mil. unless spec.
Mar'24
Sep'24
Mar'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
130,461
155,705
96,298
Accounts Receivable, Net
- -
362
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
12,328
- -
ST Debt
- -
296,682
- -
Deferred Revenue
- -
- -
- -

Growth Rates

AUD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
20,632
2025
- -
- -
- -
2026
- -
- -
- -

Semi-annual Earnings Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
2.25
2025
- -
- -
- -
2026
- -
- -
- -

Semi-annual Dividends Per Share

AUD

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1.52
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Andrew Irvine
Full Time Employees
41,880
Sector
Finance
Industry
Major banks
Address
395 Bourke Street Melbourne VIC Australia 3000
IPO Date
Jan 31, 1962
Website
nab.com.au
Business
National Australia Bank Limited, commonly known as NAB, stands as a prominent financial services institution offering a comprehensive array of banking and wealth management solutions to individuals, small and medium enterprises, corporate clients, and institutional customers across Australia and New Zealand, with an international presence including branches in the UK, Asia, and the US. The company operates through key segments: Business and Private Banking, Personal Banking, Corporate and Institutional Banking, and New Zealand Banking, alongside Corporate Functions and Other. NAB's offerings encompass a broad spectrum of services, including various transaction and savings accounts, term deposits, and specialized accounts like foreign currency and business interest accounts. For lending, the bank provides home, personal, and business loans, alongside vehicle and equipment financing, trade and invoice finance, overdrafts, and bank guarantees. The institution also extends insurance products such as car, home, landlord, travel, and business insurance, and delivers wealth management services encompassing superannuation, self-managed super funds, cash management, and financial advisory. Additionally, clients have access to credit, debit, and business cards, payment and merchant services, foreign exchange solutions, and robust online and internet banking platforms, including its digital-only bank, UBank. NAB continues to focus on its strategic priorities, including strengthening its position in business banking, driving deposit growth, and increasing proprietary home lending. Recent financial results for FY25 showed stable cash earnings and a focus on investing in digital capabilities and artificial intelligence to enhance customer experience and operational efficiency. The bank remains a leader in business and agricultural banking, supporting the Australian economy and actively engaging in sustainability initiatives, including commitments to housing affordability and environmental efforts through the NAB Foundation. Headquartered in Melbourne, Australia, the company was initially formed in 1982 through a merger, later rebranded as National Australia Bank Limited.

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