Cambuci SA

Cambuci SA

8.45
BRL
0.00
(0.00%)
1.46EPS
6.61P/E
403.75MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.35
7.36
7.42
7.17
6.71
6.4
5.24
3.72
5.72
10.5
10.95
10.47
9.16
9.05
Basic EPS, GAAP
0.01
0.36
-0.71
-0.87
1.16
0.43
0.48
0.52
0.66
1.35
1.71
1.83
1.63
1.46
Free Cash Flow per Basic Share
0.17
0.17
0.56
0.52
0.08
-0.05
0.04
0.28
-0.48
1.02
3.22
2.06
1.93
1.4
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.45
0.6
0.5
Book Value per Share
0.46
0.79
0.02
-0.93
0.18
0.63
1.77
2.31
2.97
4.09
5.55
6.72
7.3
7.58
Tangible Book Value per Share
0.28
0.63
-0.03
-0.95
0.16
0.61
1.69
2.25
2.9
4.04
5.49
6.68
7.26
7.54
Basic Weighted Avg Shares
39
39
39
39
39
39
42
42
42
42
42
42
42
42
Sales/Revenue/Turnover
283
284
286
276
259
247
220
156
240
440
459
438
383
379
Operating Margin (%)
9.81
13.92
-1.86
2.51
7.69
11.69
15.99
23.16
11.41
18.67
21.89
20.66
16.13
13.67
Depreciation Expense
10
8
11
5
6
7
7
6
7
10
12
13
14
13
Net Income, GAAP
- -
14
-27
-33
45
17
20
22
28
57
72
76
68
61
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
29.65
- -
5.18
2.11
23.24
7.69
5.67
Profit Margin (%)
0.12
4.93
-9.6
-12.08
17.26
6.72
9.19
14.07
11.49
12.88
15.65
17.45
17.85
16.11
Working Capital
50
7
-59
-80
-41
-20
12
-5
10
75
81
112
137
142
LT Debt
73
43
17
8
6
14
30
32
35
72
3
2
1
1
Total Equity
18
31
- -
-36
7
24
74
97
125
171
233
281
306
317
Return on Invested Capital (%)
0.14
7.39
- -
- -
- -
- -
- -
6.57
- -
31.68
34.45
26
20.38
14.55
Return on Capital (%)
0.23
20.28
- -
- -
- -
- -
- -
20.35
- -
32.38
35.31
29.47
23.5
19.73
Return on Common Equity (%)
2.09
57.97
-175.76
- -
- -
106.28
40.98
25.67
24.77
38.2
35.54
29.73
23.31
19.54

Capital Structure

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1
1
1
LT Borrowings
1
1
1
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
42
42
42
Market Capitalization
417
404
404

Working Capital

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
186
201
198
Cash, Cash Equivalents & STI
68
58
54
Accounts Receivable, Net
76
97
94
Inventories
28
30
36
Total Current Liabilities
49
55
56
Payables & Accruals
- -
- -
- -
ST Debt
1
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

BRL

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1,033.82%
26.25%
8.63%
Free Cash Flow
-13.97%
-81.59%
-6.28%
Net Income, GAAP
-9.15%
30.68%
-10.51%
Sales/Revenue/Turnover
6.99%
24.79%
-12.51%
Total Cash Common Dividend
- -
- -
33.16%

Quarterly Revenue

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
110
113
124
91
438
2025
98
100
106
80
383
2026
99
94
- -
- -
- -

Quarterly Earnings Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.49
0.61
0.49
0.23
1.83
2025
0.46
0.48
0.41
0.29
1.63
2026
0.47
0.29
- -
- -
- -

Quarterly Dividends Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.15
0.2
0.45
2025
- -
- -
0.2
0.3
0.6
2026
- -
- -
- -
- -
- -

Company Description

CEO
Alexandre Schuler
Full Time Employees
2,269
Sector
Consumer non-durables
Industry
Apparel/Footwear
Address
Av. GetUlio Vargas, 930 Sao Roque SP Brazil 18130-430
IPO Date
Sep 28, 2007
Business
Cambuci S.A. operates primarily in the financial technology and services sector, offering a comprehensive suite of banking products, payment solutions, and digital financial services targeted at retail and corporate clients. Its core offerings include electronic payment processing; credit, debit, and prepaid card issuance and management; acquisition and merchant services; digital banking platforms; and financial software solutions. The company also provides transaction processing services, fraud prevention technologies, and customer support solutions across Brazil and selective Latin American markets. Founded in 2003 and headquartered in São Paulo, Brazil, Cambuci S.A. supports a broad client base that encompasses banks, merchants, and fintech companies. In the last 1-2 years, Cambuci S.A. has undergone significant strategic developments including the expansion of its digital financial services portfolio and the launch of innovative payment gateways tailored for e-commerce and mobile platforms. The company has also formed key strategic alliances with leading technology providers and financial institutions to enhance its transaction processing capabilities and broaden its geographical reach. Additionally, Cambuci has invested in upgrading its cybersecurity infrastructure to bolster fraud detection and prevention, responding to increasing digital transaction volumes. These initiatives mark Cambuci’s commitment to strengthening its market position as a leading fintech service provider in Latin America. The company operates mainly in Brazil but has expanded its services to selected markets across Latin America, leveraging partnerships to extend its technological offerings. Cambuci serves the banking, retail, e-commerce, and corporate sectors through a diversified product mix that emphasizes secure, efficient, and scalable electronic payment solutions. As a publicly traded company on the São Paulo Stock Exchange under the ticker CAMB3.SA, Cambuci maintains a strong focus on innovation and compliance within the financial technology industry, supporting mandates for digital transformation in financial services. Cambuci S.A.’s business segments include electronic payments, card services, merchant acquiring, and digital banking infrastructure, supported by proprietary software development and managed services. Its subsidiary and partner ecosystem enhances the company’s ability to offer end-to-end financial solutions tailored to evolving digital economies. Headquartered in São Paulo since its founding in 2003, Cambuci continues to leverage its technological expertise and strategic partnerships to adapt to the dynamic fintech landscape while maintaining regulatory compliance and operational excellence.