Itau Unibanco Holding S.A.

Itau Unibanco Holding S.A.

52.76
BRL
-0.55
(-1.03%)
4.13EPS
10.46P/E
487.94BMarket Cap
Nov 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.8
7.74
7.83
10.34
9.58
9.09
10.19
9.05
11.03
12.28
13.37
14.3
14.92
15.34
Basic EPS, GAAP
1.46
1.92
2.3
1.95
2.1
2.26
2.46
1.71
2.42
2.63
2.98
3.7
4.05
4.23
Free Cash Flow per Basic Share
2.67
7.52
-3.32
2.18
1.78
2.44
2.8
4.9
4.08
10.91
6.15
-0.03
3.11
13.77
Dividend per Share
0.48
0.56
0.63
0.97
0.98
1.82
2.35
1.04
0.57
0.6
0.93
1.92
4.36
2.88
Book Value per Share
7.42
8.81
10.14
10.85
11.96
12.42
12.4
12.93
13.8
15.1
17.12
19.06
18.55
19.76
Tangible Book Value per Share
6.73
8.09
9.39
9.31
10.19
10.66
10.61
11.36
11.89
13.02
15.02
16.89
16.36
17.37
Basic Weighted Avg Shares
11,233
11,247
11,184
11,086
11,053
11,011
11,036
11,058
11,077
11,102
11,100
11,091
11,078
11,038
Sales/Revenue/Turnover
76,397
87,095
87,582
114,580
105,882
100,126
112,428
100,025
122,185
136,376
148,380
158,568
165,243
169,371
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,333
2,544
2,828
3,249
3,169
3,567
3,561
3,729
4,233
4,796
5,652
6,440
7,386
7,705
Net Income, GAAP
16,424
21,555
25,740
21,627
23,193
24,907
27,113
18,896
26,760
29,207
33,105
41,085
44,857
46,828
Effective Tax Rate (%)
20.81
24.11
- -
38.29
24.06
16.23
10.98
- -
32.79
17.58
14.67
11.41
8.76
12.34
Profit Margin (%)
21.5
24.75
29.39
18.88
21.9
24.88
24.12
18.89
21.9
21.42
22.31
25.91
27.15
27.65
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
116,158
119,956
154,398
226,406
124,127
147,136
164,364
185,295
195,207
269,803
264,810
281,669
352,477
367,991
Total Equity
84,192
100,617
114,059
132,384
144,356
150,466
149,465
154,525
164,476
177,107
199,050
221,284
215,076
228,026
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.37
7.53
- -
5.19
5.64
6.47
6.5
- -
5.35
5.17
5.15
5.77
5.78
5.97
Return on Common Equity (%)
20.64
23.62
24.34
18.62
18.45
18.58
19.81
13.5
18.09
18.22
18.5
20.48
21.59
21.91

Capital Structure

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
211,219
224,235
192,398
LT Borrowings
349,202
333,472
364,742
LT Finance Leases
3,275
3,168
3,249
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11,027
11,021
11,022
Market Capitalization
400,814
471,935
487,938

Working Capital

BRL

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
403,087
352,502
368,694
Accounts Receivable, Net
4,397
4,219
4,569
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
17,663
26,732
29,179
ST Debt
211,219
224,235
192,398
Deferred Revenue
- -
- -
- -

Growth Rates

BRL

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.69%
6.97%
-2.81%
Free Cash Flow
-1,167.65%
-2,323.96%
-11,627.09%
Net Income, GAAP
7.46%
19.48%
9.18%
Sales/Revenue/Turnover
7.27%
10.73%
4.21%
Total Cash Common Dividend
36.17%
49.63%
126.61%

Quarterly Revenue

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40,198
40,381
37,971
37,193
158,568
2025
42,592
38,367
42,166
42,119
165,243
2026
41,132
43,954
- -
- -
- -

Quarterly Earnings Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.88
0.91
0.93
1.01
3.7
2025
0.95
0.99
1.02
1.08
4.05
2026
1.06
1.08
- -
- -
- -

Quarterly Dividends Per Share

BRL

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.43
0.04
0.42
0.04
1.92
2025
1.84
0.04
0.63
1.86
4.36
2026
0.35
0.05
- -
- -
- -

Company Description

CEO
Milton Maluhy Filho
Full Time Employees
92,470
Sector
Finance
Industry
Major banks
Address
PraCa Alfredo Egydio de Souza Aranha São Paulo SP Brazil 04344-902
IPO Date
Dec 30, 2002
Business
Itaú Unibanco Holding S.A. Itaú Unibanco Holding S.A. operates as Brazil's largest private financial conglomerate, providing a comprehensive range of banking, insurance, and investment services to retail, small business, corporate, and private banking clients; core offerings include current and savings accounts, consumer loans, credit and debit cards, mortgage and vehicle financing, payroll-deducted loans, investment products such as mutual funds and pension plans, asset management, securities brokerage, treasury and foreign exchange services, real estate lending, lease financing, life and property-casualty insurance, and capitalization products; wholesale services encompass working capital loans, trade finance, cash management, investment banking including underwriting and mergers and acquisitions advisory, as well as capital markets solutions for corporations, governments, and institutional investors. The company, formed in 2008 through the merger of Banco Itaú and Unibanco and headquartered in São Paulo, Brazil, maintains extensive operations across Brazil with over 4,300 branches, complemented by a robust digital "phygital" platform, and extends its presence internationally in Chile, Colombia, Argentina, Panama, Paraguay, Uruguay, the United States, and Europe including Luxembourg, Portugal, Switzerland, and the United Kingdom, as well as Asia with offices in China, Hong Kong, Japan, and the United Arab Emirates. Recent developments include the 2022 acquisition of control in Avenue Holding Cayman Ltd through phased investments starting with 35% ownership for R$563 million and advancing to majority control by late 2025, strengthening digital brokerage services; increased ownership in Itaú Chile to 67.42% via share purchases totaling R$193 million in 2023; full acquisition of operations in Colombia; ongoing digital transformation with expansion of platforms handling over 70% of transactions in 2024, new product launches like Íon, and technology investments including the ZUP acquisition; enhanced focus on sustainable finance reaching R$1 trillion in volume; and a strategic review announced at the end of 2024 impacting recovery and resolution planning.

Company News

  • Stock Market Today, Oct. 7: Itaú Unibanco Falls on Profit-Taking After Brazil Election Rally

  • Itau Unibanco (NYSE:ITUB) Sets New 52-Week High – Here’s What Happened

  • Traders Purchase Large Volume of Call Options on Itau Unibanco (NYSE:ITUB)

  • Banco Itau (ITUB) Stock Jumps 5.4%: Will It Continue to Soar?

  • 5 Stocks Under $10 to Buy Now for Immediate Monthly Cash Flow

  • Fed Hike: Selling These 2 Winners, And Replacing With These 2 High Yield Stocks

  • Itaú Unibanco: Outstanding ROE Isn't Enough To Beat A 14% Risk-Free Rate

  • Itau Unibanco Sees Unusually Large Options Volume (NYSE:ITUB)

  • Will ITUB's U.S. Bank Charter Expand Its Wealth Banking Franchise?

  • Brazilian Bank Itaú Wins Preliminary US Charter Approval to Serve Wealthy Clients

  • Itau Unibanco Q2 Earnings Call Highlights

  • Itaú Unibanco Holding S.A. (ITUB) Q2 2026 Earnings Call Transcript

  • Itau Unibanco Q2 Earnings & Revenues Rise Y/Y Despite Higher Expenses

  • 5 Monthly Dividend Stocks Paying Up To 18.2%

  • ITUB or CM: Which Is the Better Value Stock Right Now?

  • ITUB vs. CM: Which Stock Is the Better Value Option?

  • Itau Unibanco Q1 Earnings Call Highlights

  • ITAÚ UNIBANCO - Material Fact: News Portal Change

  • Itau Unibanco Q1 Earnings & Revenues Rise Y/Y Despite Higher Expenses

  • Implied Volatility Surging for Itau Unibanco Stock Options