Banco del Bajío, S.A., Institución de Banca Múltiple

Banco del Bajío, S.A., Institución de Banca Múltiple

BBAJF
Banco del Bajío, S.A., Institución de Banca MúltipleUS flagOther OTC
3.30
USD
- -
- -
3.93BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.54
5.03
5.68
7.03
9.8
11.29
12.48
11.48
11.83
16.38
21.83
22.89
22
21.88
Basic EPS, GAAP
0.95
1.29
1.28
1.88
3.38
4.27
4.71
2.89
4.05
6.79
9.26
8.98
7.63
7.98
Free Cash Flow per Basic Share
0.42
-0.38
0.5
3.37
-2.52
3.2
12.41
-1.73
-7.17
11.35
0.03
1.77
17.42
5.57
Dividend per Share
0.27
0.38
0.39
0.39
0.39
0.65
1.71
- -
1.9
7.79
5.42
5.55
5.39
4
Book Value per Share
3.08
3.48
3.52
4.94
7.36
10.24
12.82
15.22
17.15
16.11
19.94
23.37
25.61
22.27
Tangible Book Value per Share
9.53
11.04
12.38
14.58
21.15
23.91
26.52
29.22
31.78
30.59
34.31
37.59
39.62
36.22
Basic Weighted Avg Shares
1,190
1,190
1,190
1,190
1,138
1,190
1,190
1,190
1,190
1,190
1,190
1,190
1,190
1,218
Sales/Revenue/Turnover
5,400
5,984
6,755
8,367
11,158
13,429
14,856
13,655
14,071
19,484
25,968
27,235
26,179
26,641
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
214
228
239
230
227
272
338
370
332
646
783
882
946
905
Net Income, GAAP
1,130
1,540
1,525
2,237
3,848
5,076
5,607
3,437
4,814
8,072
11,013
10,689
9,079
9,720
Effective Tax Rate (%)
8.29
17.69
28.3
24.35
22.48
24.71
26.88
22.13
16.6
23.04
26.91
26.7
26.84
26.14
Profit Margin (%)
20.93
25.74
22.58
26.74
34.49
37.8
37.74
25.17
34.21
41.43
42.41
39.25
34.68
36.49
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
28,492
30,345
34,372
41,059
38,166
41,167
45,853
48,434
40,172
48,382
53,240
55,856
55,666
48,404
Total Equity
11,450
13,240
14,835
17,450
24,179
28,550
31,662
34,869
37,920
36,963
41,541
45,518
47,839
44,837
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
32.49
39.46
36.59
44.44
53.99
49.36
40.87
20.6
25
40.8
51.35
41.49
31.16
38.99

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,190
1,190
1,190
Market Capitalization
52,433
60,437
55,051

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,213
22,481
10,802
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.86%
6.66%
5.1%
Free Cash Flow
635.09%
1,200.78%
884.65%
Net Income, GAAP
24.86%
25.23%
-15.06%
Sales/Revenue/Turnover
15.59%
15.16%
-3.88%
Total Cash Common Dividend
- -
58.04%
-3.01%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,550
6,807
6,740
6,971
27,235
2025
6,574
6,356
6,810
- -
26,179
2026
6,128
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2
2.39
- -
- -
8.98
2025
2
1.82
- -
- -
7.63
2026
2
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
3.7
- -
- -
5.55
2025
- -
2.25
- -
- -
5.39
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Edgardo del Rincon Gutierrez
Full Time Employees
6,422
Sector
Financial Services
Industry
Banks - Regional
Address
Avenida Manuel J. Clouthier No. 402 León GJ Mexico 37128
IPO Date
May 27, 2019
Website
bb.com.mx
Business
Banco del Bajío Banco del Bajío, S.A., Institución de Banca Múltiple (BBAJF) operates as a commercial bank in Mexico, providing a comprehensive range of financial products and services to individuals, small and medium-sized enterprises (SMEs), corporations and governmental bodies; these include current, savings and payroll accounts; personal, commercial, working capital, fixed asset and mortgage loans; credit and debit cards; investment funds; securities brokerage; insurance policies covering car, lifetime, home, fraud protection, multiple business and personal accident; foreign currency exchange; leasing and factoring; international trade financing; fiduciary services; as well as electronic, mobile and internet banking platforms. The bank maintains a nationwide branch network primarily focused on the Bajío region, with expanding presence in Mexico City, Nuevo León and northern Mexico, targeting commercial lending in key markets such as the Bahía region where it holds leading market share. Founded in 1994 and headquartered in León, Guanajuato, at Avenida Manuel J. Clouthier 402, Jardines del Campestre, it employs approximately 5,500 people and oversees a loan portfolio of around MXN 268 billion alongside deposits of MXN 260 billion as of mid-2025. In recent developments, the bank has driven robust portfolio expansion with 10.8% year-over-year loan growth and 10.5% deposit increases through customer acquisition across major banks, alongside digital transformation achieving 82% digital transactions (up from 64% in 2020) and 25% growth in non-interest income from fees, cash management and POS services; it sustains strong asset quality with non-performing loans at 0.5% below industry averages, while navigating interest rate pressures through disciplined origination and portfolio mix enhancements, reporting stable Q2 2025 net income of MXN 2.49 billion.

Company News

APIChatGPT
  • Banco del Bajío, S.A., Institución de Banca Múltiple (BBAJF) Q1 2026 Earnings Call Transcript

  • Banco del Bajío, S.A., Institución de Banca Múltiple (OTCMKTS:BBAJF) Short Interest Up 166.3% in March

  • Short Interest in Banco del Bajío, S.A., Institución de Banca Múltiple (OTCMKTS:BBAJF) Grows By 54.1%

  • Banco del Bajío, S.A., Institución de Banca Múltiple (BBAJF) Q4 2025 Earnings Call Transcript