Banco Bradesco S.A.

Banco Bradesco S.A.

BBD
Banco Bradesco S.A.US flagNew York Stock Exchange
3.94
USD
-0.02
- -
41.65BMarket Cap
Banco Bradesco S.A.
BBD
(New York Stock Exchange)

Recent

price

3.94

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.45
9.66
11.28
5.39
6.35
12.41
17.98
17.02
8.3
9.29
7.7
9.59
10.2
9.24
9.92
11.14
11.17
Revenue per Share
0.94
2.05
2.11
1.16
1.43
3.38
3.34
3.19
1.55
1.97
1.48
2.17
0.95
0.64
0.77
1.07
2.21
Basic EPS, GAAP
-2.97
-7.86
8.82
8.85
7.28
-12.22
9.11
5.58
-1.12
-2.32
12.92
-9.97
3.78
-0.88
3.97
-7.01
0.3
Free Cash Flow per Basic Share
0.28
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
3.47
5.5
6.61
6.69
7.64
8.48
9.83
10.96
11.6
12.61
13.6
14.03
14.96
15.6
15.86
16.84
17.12
Book Value per Share
2.96
4.83
5.9
5.92
6.94
7.78
8.36
9.45
10.1
11.24
12.23
12.63
13.2
13.53
13.63
14.41
14.58
Tangible Book Value per Share
10,557
5,357
5,359
10,708
10,705
5,359
5,359
5,359
10,692
10,692
10,692
10,677
10,676
10,642
10,614
10,579
10,985
Basic Weighted Avg Shares
47,028
51,746
60,438
57,749
68,027
66,507
96,372
91,194
88,791
99,281
82,369
102,429
108,847
98,334
105,330
117,814
122,753
Sales/Revenue/Turnover
32.28
- -
25.65
22.96
26.37
8.62
31.34
26.04
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,966
2,118
2,488
2,741
2,933
2,942
3,657
4,569
4,808
5,866
5,921
5,773
5,663
6,520
6,734
7,063
7,183
Depreciation Expense
9,940
10,958
11,292
12,396
15,315
18,133
17,894
17,089
16,584
21,023
15,837
23,172
21,223
14,251
17,253
23,673
24,319
Net Income, GAAP
34.4
24.1
26.49
12.8
20.25
- -
43.61
27.08
13.85
- -
- -
28.83
12.85
- -
- -
- -
4.7
Effective Tax Rate (%)
21.14
21.18
18.68
21.47
22.51
27.26
18.57
18.74
18.68
21.18
19.23
22.62
19.5
14.49
16.38
20.09
19.81
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
44,125
73,880
92,711
100,784
128,458
167,703
212,279
193,774
218,260
241,198
217,913
238,942
349,227
359,485
406,481
448,686
482,992
LT Debt
51,159
59,382
71,346
72,103
82,292
90,915
105,479
117,694
124,676
135,544
146,117
150,229
160,011
167,014
168,942
178,949
182,737
Total Equity
10.2
- -
7.41
6.69
7.29
- -
5.61
5.44
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
28.68
22.84
17.33
17.33
19.88
20.97
18.25
15.35
13.72
16.21
11.28
15.69
6.53
4.17
4.91
6.5
13.69
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
445,439
463,371
480,131
LT Finance Leases
3,247
3,090
2,861
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10,595
10,589
10,589
Market Capitalization
193,756
201,095
190,583

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
272,343
295,792
264,981
Accounts Receivable, Net
5,905
7,462
7,514
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
62,077
72,442
69,342
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.08%
4.15%
5.92%
Free Cash Flow
-216.98%
-253.3%
-275.83%
Net Income, GAAP
5.67%
12.67%
37.21%
Sales/Revenue/Turnover
7.16%
7.98%
11.85%
Total Cash Common Dividend
- -
- -
37.21%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
24,731
25,693
24,913
29,701
105,330
2025
30,162
30,306
27,979
29,711
117,814
2026
32,928
32,135
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.37
0.44
- -
0.77
2025
0.53
0.55
0.49
- -
1.07
2026
0.49
0.64
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Banco Bradesco S.A. is a leading Brazilian financial services company primarily engaged in commercial banking and insurance operations. Founded in 1943 and headquartered in Osasco, São Paulo, Brazil, Bradesco operates through two main segments: banking services and insurance, including private pension and savings plans. The bank offers a wide range of products and services, such as current, savings, click and salary accounts; real estate, vehicle, and personal loans; credit card issuance including affinity cards; leasing; consortium; collection and payment processing; insurance products spanning health, property, and casualty; supplementary pension plans; asset management; and intermediation and brokerage services. It also provides digital banking solutions and maintains a significant physical presence with thousands of branches and ATMs throughout Brazil. Internationally, Bradesco has subsidiaries and branches in the United States, United Kingdom, Luxembourg, Hong Kong, Argentina, Japan, Mexico, and Grand Cayman. Recent major changes at Banco Bradesco include the initiation and ongoing execution of a strategic transformation plan launched in 2024 focused on accelerating innovation, operational efficiency, and customer-centric services. The bank is expanding services targeting high net worth individuals through the launch of its Bradesco Principle platform, aiming to onboard around 45,000 to 50,000 clients by early 2025. It is increasing its focus on small and medium-sized enterprises (SMEs) and retail clients, enhancing credit offerings with a focus on collateralized loans and improved risk management. Significant acquisitions and integrations have been completed in recent years, including the Brazilian operations of Banco Bilbao Vizcaya Argentaria (BBVA), HSBC Brasil, and the private banking client base of JPMorgan Chase in Brazil. The bank completed a tender offer for Cielo, impacting fee and commission income but positioning it for future growth. Additionally, Bradesco is investing heavily in technology and artificial intelligence to boost productivity and customer experience while adjusting its physical branch footprint by closing traditional branches and expanding correspondent banking outlets. Its assets under management are approaching BRL 1 trillion, reflecting a strong capital base with a Tier 1 Basel ratio of 12.7%. Banco Bradesco targets a diverse client base including individual retail customers, SMEs, and high net worth individuals, operating primarily in Brazil but with a growing international footprint. The company is one of the largest banking institutions in Latin America by assets and continues to strengthen its market share while focusing on sustainable growth and innovation in financial services. The bank’s ongoing strategic initiatives emphasize digital transformation, enhanced credit portfolio quality, and expansion of wealth management and insurance sectors.

Company News

  • Banco Bradesco Director Nunes Purchases $562,000 Preferred Shares. Is BBD's Rally Going to Continue?

  • Banco Bradesco Executive Purchases $1 Million BBD Shares. Is This a Sign the Brazilian Bank is a Buy in 2026?

  • Banco Bradesco Director Purchases $843,000 Shares. Is BBD Still a Buy?

  • Banco Bradesco Director Purchases $843,000 Shares. Is Brazil's Banking System Rebounding to Make BBD a Buy?

  • Banco Bradesco Executive Purchases $5.6 Million in Preference Shares. Are the Brazilian Bank's Common Shares a Buy?

  • Bradesco Chief Tech Officer Purchases 60,093 Shares for $1.1 Million. Is This Large Buy a Signal to Invest in BBD?

  • Banco Bradesco Top HR Executive Purchases $1.1 Million Ahead of BBD Rally. Is the Stock Still a Buy?

  • Banco Bradesco Top Legal Executive Purchases $1 Million Shares. Has the Brazil Bank Stock Turned the Corner?

  • Banco Bradesco Wealth Management Chief Purchases $1.1 Million Preference Shares. Is This Brazilian Financial Powerhouse Stock a Buy?

  • Banco Bradesco's Head of PE and VC Purchases $1.7 Million Shares. Does This Signal the Brazilian Bank Is a Buy?

  • Banco Bradesco Chief Risk Officer Purchases 60,492 Shares for $1.1 Million. Is BBD a Buy?

  • Banco Bradesco Executive Leading Digital Retail Purchases ~$1 Million in Shares. Is the Brazil Bank Now a Buy?

  • Banco Bradesco Director Caffarelli Buys 31,266 Preference Shares. Is The Brazilian Bank Due to Rally?

  • Banco Bradesco (NYSE:BBD) Sets New 1-Year High – Time to Buy?

  • Banco Bradesco Executive Freiberger Buys Nearly $900,000 in Shares. Is This a Sign the Brazilian Bank Is on the Rebound?

  • Brazilian Bank Rebound Signal as Banco Bradesco Executive Panico Buys $784,288 in Shares

  • Banco Bradesco Director Pauli Pavarina Buys 46,874 Shares for $843,000. Does This Signal a Brazilian Bank Rebound?

  • Banco Bradesco Executive Marcos Tescarolo Buys $1 Million in Shares as Brazilian Banking Rebounds

  • Banco Bradesco Executive Mantarro Buys $1 Million of Shares. Does This Mean the Brazilian Bank Is on the Rebound?

  • Banco Bradesco Director Alvarez Buys $2.3 Million Shares. Is the Brazilian Bank Now a Buy?