Banco Bradesco S.A.

Banco Bradesco S.A.

BBD
Banco Bradesco S.A.US flagNew York Stock Exchange
3.38
USD
-0.13
- -
35.75BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.39
6.35
12.41
17.98
17.02
8.3
9.29
7.7
9.59
10.2
9.24
9.92
11.14
11.09
Basic EPS, GAAP
1.16
1.43
3.38
3.34
3.19
1.55
1.97
1.48
2.17
0.95
0.64
0.77
1.07
2.13
Free Cash Flow per Basic Share
8.85
7.28
-0.78
-0.96
-1.05
-0.51
-0.5
-0.4
-9.97
3.78
-0.86
-0.76
-1.1
8.7
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
3.64
3.67
8.43
10.45
12.4
6.47
7.07
7.38
7.88
8.17
8.11
7.97
8.23
8.61
Tangible Book Value per Share
5.97
6.98
15.58
16.74
18.94
10.15
11.3
12.29
12.67
13.23
13.62
13.68
14.48
14.1
Basic Weighted Avg Shares
10,708
10,705
5,359
5,359
5,359
10,692
10,692
10,692
10,677
10,676
10,642
10,614
10,579
10,900
Sales/Revenue/Turnover
57,749
68,027
66,507
96,372
91,194
88,791
99,281
82,369
102,429
108,847
98,334
105,330
117,814
120,924
Operating Margin (%)
22.96
26.37
8.62
31.34
26.04
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,741
2,933
2,942
3,657
4,569
4,808
5,866
5,921
5,773
5,663
6,520
6,734
7,063
7,204
Net Income, GAAP
12,396
15,315
18,133
17,894
17,089
16,584
21,023
15,837
23,172
21,223
14,251
17,253
23,673
23,246
Effective Tax Rate (%)
12.8
20.25
- -
43.61
27.08
13.85
- -
- -
28.83
12.85
- -
- -
- -
33.2
Profit Margin (%)
21.47
22.51
27.26
18.57
18.74
18.68
21.18
19.23
22.62
19.5
14.49
16.38
20.09
19.22
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
100,784
128,458
167,703
212,279
193,774
218,260
241,198
217,913
238,942
349,227
359,485
406,481
448,686
466,461
Total Equity
72,103
82,292
90,915
105,479
117,694
124,676
135,544
146,117
150,229
160,011
167,014
168,942
178,949
180,290
Return on Invested Capital (%)
6.69
7.29
- -
5.61
5.44
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
35.58
39.13
42.94
35.36
27.91
24.46
29.06
20.51
28.44
11.8
7.82
9.61
13.14
26.08

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
430,760
445,439
463,371
LT Finance Leases
3,452
3,247
3,090
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10,577
10,577
10,571
Market Capitalization
196,375
199,419
206,990

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
265,440
272,343
295,792
Accounts Receivable, Net
5,804
5,905
7,462
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
62,188
62,077
72,442
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.08%
4.15%
5.92%
Free Cash Flow
217.49%
433.41%
44.51%
Net Income, GAAP
5.67%
12.67%
37.21%
Sales/Revenue/Turnover
7.16%
7.98%
11.85%
Total Cash Common Dividend
- -
- -
37.21%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
24,731
25,693
24,913
29,701
105,330
2025
30,162
30,306
27,979
29,711
117,814
2026
32,928
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.37
0.44
- -
0.77
2025
0.53
- -
0.49
- -
1.07
2026
0.49
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Marcelo de Araujo Noronha
Full Time Employees
71,953
Sector
Financial Services
Industry
Banks - Regional
Address
Cidade De Deus, S/N Osasco SP Brazil 06029-900
IPO Date
Aug 2, 2002
Business
Banco Bradesco S.A. is a leading Brazilian financial services company primarily engaged in commercial banking and insurance operations. Founded in 1943 and headquartered in Osasco, São Paulo, Brazil, Bradesco operates through two main segments: banking services and insurance, including private pension and savings plans. The bank offers a wide range of products and services, such as current, savings, click and salary accounts; real estate, vehicle, and personal loans; credit card issuance including affinity cards; leasing; consortium; collection and payment processing; insurance products spanning health, property, and casualty; supplementary pension plans; asset management; and intermediation and brokerage services. It also provides digital banking solutions and maintains a significant physical presence with thousands of branches and ATMs throughout Brazil. Internationally, Bradesco has subsidiaries and branches in the United States, United Kingdom, Luxembourg, Hong Kong, Argentina, Japan, Mexico, and Grand Cayman. Recent major changes at Banco Bradesco include the initiation and ongoing execution of a strategic transformation plan launched in 2024 focused on accelerating innovation, operational efficiency, and customer-centric services. The bank is expanding services targeting high net worth individuals through the launch of its Bradesco Principle platform, aiming to onboard around 45,000 to 50,000 clients by early 2025. It is increasing its focus on small and medium-sized enterprises (SMEs) and retail clients, enhancing credit offerings with a focus on collateralized loans and improved risk management. Significant acquisitions and integrations have been completed in recent years, including the Brazilian operations of Banco Bilbao Vizcaya Argentaria (BBVA), HSBC Brasil, and the private banking client base of JPMorgan Chase in Brazil. The bank completed a tender offer for Cielo, impacting fee and commission income but positioning it for future growth. Additionally, Bradesco is investing heavily in technology and artificial intelligence to boost productivity and customer experience while adjusting its physical branch footprint by closing traditional branches and expanding correspondent banking outlets. Its assets under management are approaching BRL 1 trillion, reflecting a strong capital base with a Tier 1 Basel ratio of 12.7%. Banco Bradesco targets a diverse client base including individual retail customers, SMEs, and high net worth individuals, operating primarily in Brazil but with a growing international footprint. The company is one of the largest banking institutions in Latin America by assets and continues to strengthen its market share while focusing on sustainable growth and innovation in financial services. The bank’s ongoing strategic initiatives emphasize digital transformation, enhanced credit portfolio quality, and expansion of wealth management and insurance sectors.

Company News

APIChat
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  • Bombardier Inc. (TSE:BBD) Given Consensus Recommendation of “Reduce” by Brokerages

  • Bombardier Inc. (BBD.B:CA) Q4 2025 Earnings Call Transcript

  • Bradesco: The Re-Rating Case Is Still Alive Heading Into 2026

  • Banco Bradesco Q4 Earnings Call Highlights

  • Banco Bradesco S.A. (BBD) Q4 2025 Earnings Call Transcript

  • Banco Bradesco SA $BBD Shares Bought by New York State Common Retirement Fund

  • Banco Bradesco Is No Longer Broken, But It's Too Early To Get Aggressive

  • Stock Market Today, Jan. 27: Banco Bradesco Rises Ahead of Brazilian Central Bank Meeting

  • Stock Market Today, Jan. 27: Banco Bradesco Rises Ahead of Brazilian Central Bank Meeting

  • Banco Bradesco SA $BBD Stake Lessened by Baillie Gifford & Co.