Builders Capital Mortgage Corp.
BCF.V
Toronto Stock Exchange Ventures9.80
CAD
+0.10
- -
ISIN
CA12008G1019
CUSIP
12008G101
Return %
Stock
S&P500
1Y
1.34
15.01
3Y
11.36
82.56
5Y
-3.26
79.55
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.Company Description
- CEO
- Sandy L. Loutitt
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- 405-1210 8th Street SW Calgary AB Canada T2R 1L3
- IPO Date
- Oct 25, 2013
- Website
- builderscapital.ca
- Similar Companies
- Business
- Builders Capital Mortgage Corp. operates as a Canadian mortgage lender specializing in short-term, course-of-construction financing for residential wood-frame projects in Western Canada. The Company originates, underwrites, funds and manages construction mortgages secured by development-stage residential real property, principally for small and mid-sized homebuilders and renovators. Its lending products include financing for land acquisition and servicing before construction; construction loans structured around project-specific draw schedules and construction milestones; mortgage financing against equity created as projects are built; and tailored project-based lending facilities. The Company’s mortgage portfolio focuses on urban-market, wood-frame buildings governed by Part 9 of the Canadian building code, generally with terms of one year or less and targeted total loan-to-value ratios of no more than 75%. Its underwriting emphasizes a project’s value proposition, construction plan, budget, security and borrower equity rather than historic income, pre-sales or conventional bank-style credit assessment. Builders Capital also provides investment opportunities in a pool of mortgages secured by residential construction real estate. It seeks to deploy capital efficiently into short-duration construction loans, while using internal residential-construction expertise to assess and dynamically manage project risk. The Company primarily operates in Alberta and British Columbia, with a stated Western Canadian focus. Builders Capital Mortgage Corp. was founded in 2013 and commenced active operations on December 12, 2013, following its initial public offering and acquisition of mortgage portfolios from two predecessor companies. It is headquartered at Suite 260, 1414 8th Street SW, Calgary, Alberta, Canada. Recent operational developments include the completion of three tranches of the Company’s participating bond offering, the proceeds of which, together with fully deployed equity capital, supported mortgage-portfolio growth and lending activity. For the six months ended June 30, 2026, Builders Capital reported record revenue of $4.047 million, up 9.1% year over year, and a mortgage portfolio of approximately $55.2 million; it continued its shareholder distribution program, including a $0.40 per-share distribution to Class A public shareholders. In September 2026, the Company also announced that a previously disclosed civil claim was discontinued without costs and stated that the matter had no impact on day-to-day operations or its general outlook.