1. Chile Stocks

  2. •

    Finance

  3. •

    Major banks
Banco Internacional

Banco Internacional

BBCS:BINT
122.39
CLP
0.00
(0.00%)
10.84EPS
11.20P/E
572.11BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
20.21
16.84
18.9
21.5
21.81
27.36
29.97
29.45
35.25
40.92
44.6
47.98
44.92
Basic EPS, GAAP
1.09
0.04
3.72
4.77
5.04
7.19
6.62
8.65
12.45
13.16
11.68
11.24
10.92
Free Cash Flow per Basic Share
57.65
-31.3
16.04
-8.82
85.76
-89.72
-72.89
24.9
-51.7
16.25
-83.27
-31.99
- -
Dividend per Share
1.27
0.85
0.04
3.72
1.22
1.3
1.97
1.98
2.6
3.39
3.84
3.24
- -
Book Value per Share
35.19
36.09
38.15
38.68
44.07
51.06
55.09
60.91
70.86
80.38
90.37
92.96
92.96
Tangible Book Value per Share
33.36
34.95
37.17
36.87
40.88
48.03
51.53
57.1
67.28
75.54
85.32
87.66
87.66
Basic Weighted Avg Shares
1,986
2,540
2,540
2,540
2,987
3,482
3,817
3,817
3,817
4,209
4,325
4,674
4,858
Sales/Revenue/Turnover
40,143
42,770
47,992
54,611
65,137
95,282
114,392
112,429
134,575
172,228
192,911
224,295
218,225
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,253
2,173
1,876
1,477
1,546
3,771
4,338
5,005
5,482
5,636
7,753
8,720
9,359
Net Income, GAAP
2,155
96
9,449
12,121
15,061
25,052
25,253
33,028
47,526
55,409
50,503
52,527
53,062
Effective Tax Rate (%)
- -
- -
12.14
18.51
20.76
19.9
- -
20.41
8.66
18.96
12.3
20.72
20.33
Profit Margin (%)
5.37
0.22
19.69
22.2
23.12
26.29
22.08
29.38
35.32
32.17
26.18
23.42
24.32
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
150,815
132,944
104,368
181,149
356,989
766,742
1,182,145
1,139,247
1,320,488
1,634,638
2,047,169
1,921,143
1,921,143
Total Equity
70,790
91,652
96,890
98,241
138,415
177,801
210,293
232,513
270,485
339,594
394,687
434,538
434,538
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
4.44
5.04
3.89
3.48
- -
2.39
3.21
3.16
2.14
2.19
2.31
Return on Common Equity (%)
- -
0.12
10.02
12.42
12.73
15.84
13.01
14.92
18.9
18.2
13.85
12.73
13.31

Capital Structure

CLP

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,558
4,558
4,674
Market Capitalization
- -
- -
572,107

Working Capital

CLP

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
311,063
281,025
211,808
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CLP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.35%
15.75%
10.1%
Free Cash Flow
-304.37%
-252.31%
-58.49%
Net Income, GAAP
994.88%
17.29%
4.01%
Sales/Revenue/Turnover
18.59%
14.85%
16.27%
Total Cash Common Dividend
975.95%
16.64%
-8.85%

Quarterly Revenue

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
31,643
38,506
49,017
53,062
172,228
2024
51,105
49,364
41,131
51,311
192,911
2025
- -
55,219
53,388
58,307
224,295

Quarterly Earnings Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
3.26
3.28
2.7
4.17
13.16
2024
3.5
2.83
2.51
3.08
11.68
2025
- -
1.66
2.17
4.3
11.24

Quarterly Dividends Per Share

CLP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
3.39
2024
- -
- -
- -
- -
3.84
2025
- -
- -
- -
- -
3.24

Company Description

Company Profile APIChatGPT
CEO
Mario Chamorro Carrizo
Sector
Finance
Industry
Major banks
Address
Las Condes Chile
Website
bancointernacional.cl
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Business
Banco Internacional is a Chilean commercial banking institution that provides a comprehensive range of corporate, commercial, and retail financial products and services to enterprises, institutional clients, and individuals throughout Chile. The bank operates through three principal business segments: Commercial Banking, Personal Banking, and Treasury and Investments. Its core product and service portfolio comprises corporate and commercial lending solutions, including working capital facilities, structured and syndicated financing, factoring, leasing, revolving credit lines, foreign trade financing, and state-guaranteed credit programs; treasury and cash management services, including liquidity management, payment collections, and foreign exchange risk management; retail banking solutions, including checking and savings accounts, consumer credit, residential mortgage loans, and credit cards; investment solutions, including time deposits and mutual funds; and bancassurance products, including fraud and asset protection policies. Founded in 1944 as Banco Israelita de Chile and headquartered in Las Condes, Santiago, the bank operates as a core banking subsidiary of ILC Holdco SpA, an investment vehicle of Inversiones La Construcción S.A. (ILC), the investment arm of the Chilean Chamber of Construction (Cámara Chilena de la Construcción). In recent operational and strategic developments, Banco Internacional has strengthened its capital structure through capital increases totaling Ch$28.5 billion and the placement of Chile's inaugural Additional Tier 1 (AT1) perpetual bond alongside subordinated bond issuances. In addition, the bank has advanced its digital transformation strategy by implementing streamlined digital onboarding systems, establishing fintech partnerships such as high-yield digital account collaborations with neobank Tenpo, and expanding its presence in large-scale corporate and sustainable infrastructure project financing.