Better Home & Finance Holding Company

Better Home & Finance Holding Company

BETRW
Better Home & Finance Holding CompanyUS flagNASDAQ Capital Market
0.20
USD
-0.02
- -
324.75MMarket Cap
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
1,312
395
102
120
207
226
Operating Margin (%)
-11.64
-150.7
-275.05
-156.61
-72.25
-65.95
Depreciation Expense
27
49
43
33
14
13
Net Income, GAAP
-301
-877
-536
-206
-166
-186
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-22.96
-222
-525.32
-171.83
-80.17
-82.27
Working Capital
1,223
429
589
426
207
180
LT Debt
700
952
546
524
203
203
Total Equity
676
-168
123
-58
37
9
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
350
412
508
LT Borrowings
199
199
199
LT Finance Leases
5
5
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15
16
17
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
1,326
1,462
1,527
Cash, Cash Equivalents & STI
206
203
64
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
1,124
1,254
1,347
Payables & Accruals
75
75
61
ST Debt
350
412
508
Deferred Revenue
695
763
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-163.92%
Free Cash Flow
- -
- -
-56.24%
Net Income, GAAP
- -
- -
-19.59%
Sales/Revenue/Turnover
- -
- -
72.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18
28
27
47
120
2025
33
51
54
67
207
2026
54
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Vishal Garg
Full Time Employees
1,329
Sector
Financial Services
Industry
Financial - Mortgages
Address
3 World Trade Center New York City NY United States of America 10007
IPO Date
Apr 30, 2021
Website
better.com
Business
Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) operates as an AI-powered digital mortgage lender and homeownership platform, providing mortgage origination, home equity lines of credit (HELOCs), real estate agent services, title insurance, settlement services, homeowners insurance, and related fintech solutions including its proprietary Tinman AI platform for instant underwriting, rate quotes, pre-approvals, and rapid closings as well as the Betsy voice-based AI loan assistant; core mortgage products encompass GSE-conforming loans, FHA-insured loans, VA-guaranteed loans, jumbo loans, reverse mortgages, HELOANs, and One Day Mortgage and One Day HELOC offerings that enable commitment letters or funding in as little as one day for eligible borrowers using bank statements for self-employed applicants. Founded in 2016 and headquartered in New York, NY, the company serves customers across all 50 U.S. states and the United Kingdom, targeting first-time buyers, homeowners seeking equity access, and partners such as brokers, banks, and nonbank lenders through its modular API-driven platform. Recent developments include onboarding three strategic partnerships in Q3 and October 2025 with entities such as Finance of America for HELOCs and HELOANs aimed at homeowners over 55, a top-five U.S. nonbank mortgage originator, and a top-five personal financial services platform, alongside signing 10 mortgage broker partners, launching wholesale HELOC and closed-end second lien platforms with 77% year-over-year volume growth in one integration, narrowing adjusted EBITDA loss to $25 million in Q3 2025, reaffirming breakeven guidance by end-Q3 2026, and expanding AI capabilities handling 127,000 monthly interactions at 80% self-resolution while pursuing additional deals potentially accessing 10 million U.S. homeowners.

Company News

APIChatGPT
  • Better Home & Finance Holding (NASDAQ:BETRW) Short Interest Down 15.2% in February

  • Better Home & Finance Holding (NASDAQ:BETRW) Short Interest Up 20.8% in February