Aksigorta AS

Aksigorta AS

BBIST:AKGRT
4.70
TRY
-0.08
(-1.67%)
1.42EPS
4.98P/E
11.43BMarket Cap
Oct 22Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.97
1.13
1.12
1.08
1.34
2.01
2.46
2.88
3.87
4.48
7.83
11.58
12.42
14.68
Basic EPS, GAAP
0.13
0.03
-0.11
0.05
0.11
0.19
0.31
0.37
0.16
-0.08
0.71
1.15
1.54
1.42
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.04
0.05
0.02
- -
- -
0.09
0.17
0.17
0.25
- -
- -
- -
- -
- -
Book Value per Share
0.44
0.42
0.29
0.41
0.52
0.6
0.8
1
0.87
1.21
2.01
3.16
4.74
5.33
Tangible Book Value per Share
0.43
0.4
0.26
0.38
0.49
0.55
0.75
0.95
0.78
1.1
1.78
2.76
4.11
4.6
Basic Weighted Avg Shares
1,201
1,201
1,201
1,201
1,201
1,201
1,201
1,201
1,201
1,612
1,612
1,612
1,612
1,612
Sales/Revenue/Turnover
1,165
1,360
1,341
1,302
1,608
2,418
2,950
3,458
4,642
7,227
12,629
18,670
20,023
23,668
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
4
5
9
14
18
20
34
53
44
61
96
165
285
343
Net Income, GAAP
160
31
-136
57
127
228
366
444
189
-127
1,151
1,857
2,486
2,294
Effective Tax Rate (%)
13.87
19.77
- -
- -
24.01
22.66
25.58
20.95
35.74
- -
11.41
7.84
8.32
- -
Profit Margin (%)
13.71
2.25
-10.14
4.39
7.89
9.41
12.42
12.84
4.08
-1.76
9.11
9.94
12.41
9.69
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
137
30
- -
- -
26
35
130
27
31
143
171
186
Total Equity
533
508
349
494
629
718
965
1,201
1,049
1,943
3,236
5,092
7,646
8,587
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
33.42
5.88
- -
11.32
22.03
33.79
43.51
40.25
15.87
- -
39.46
43.38
37.9
- -
Return on Common Equity (%)
33.42
5.88
-31.74
13.57
22.62
33.79
43.55
41.01
16.84
-8.51
44.44
44.59
39.03
30.79

Capital Structure

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
39
47
46
LT Borrowings
- -
- -
- -
LT Finance Leases
171
196
186
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,612
1,612
1,612
Market Capitalization
10,962
11,639
11,429

Working Capital

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
21,108
23,277
25,804
Accounts Receivable, Net
7,082
7,101
6,088
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
39
47
46
Deferred Revenue
- -
- -
- -

Growth Rates

TRY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
38.86%
49.33%
50.16%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-99.13%
-226.57%
33.89%
Sales/Revenue/Turnover
32.99%
43.96%
7.25%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,074
4,437
4,593
5,442
18,670
2025
4,387
4,963
5,031
5,642
20,023
2026
5,972
7,023
- -
- -
- -

Quarterly Earnings Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.21
0.34
0.39
1.15
2025
0.22
0.53
0.51
0.28
1.54
2026
0.17
0.47
- -
- -
- -

Quarterly Dividends Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Ugur Gülen
Full Time Employees
836
Sector
Finance
Industry
Multi-line insurance
Address
Ihlamur Boulevard Istanbul IB Turkey 34771
IPO Date
Nov 23, 1994
Business
Aksigorta A.S. (AKGRT.IS) provides a broad range of life and non-life insurance products and services to retail and corporate customers throughout Turkey. The company operates across segments including fire; logistics and transportation; motor own damage such as casco, Pratik, Muafiyetli Oto, Akkasko and Marka auto insurance; motor liability comprising compulsory traffic insurance; other accident; engineering; agriculture; health featuring Aksağlık, Hayata Devam! and health insurance for foreigners; and life insurance; as well as home and content, site management package, compulsory earthquake (DASK), pet (Paw), travel health, premium travel, yacht, N'olur N'olmaz, credit card unemployment and bodycard security insurance.[web:fetch:2] Founded in 1960 and headquartered in Istanbul at Fatih Sultan Mehmet Mah. Poligon Cad. Buyaka 2 Sitesi No: 8 Kule:1, Umraniye, Aksigorta maintains 10 regional headquarters, over 3,000 independent agencies, Akbank branches, brokers and contracted institutions nationwide.[web:fetch:1] Ageas and Sabancı Holding each hold 36% stakes, with the remainder publicly traded on Borsa Istanbul.[web:fetch:1] In late 2024, Aksigorta launches ADA 4.0, the first generative AI-powered digital assistant in Turkey's insurance sector, leveraging AI, digital twin and robotics for personalized 24/7 customer support, predictive analytics, omnichannel integration and operational efficiencies including EUR 3.1 million in savings and a 19-point NPS increase.[web:fetch:3]