Anadolu Hayat Emeklilik A.S.

Anadolu Hayat Emeklilik A.S.

BBIST:ANHYT
93.20
TRY
+2.20
(+2.42%)
16.20EPS
6.35P/E
44.25BMarket Cap
Anadolu Hayat Emeklilik A.S.
BIST:ANHYT
(Istanbul Exchange)

Recent

price

93.20

P/E

ratio

6.35

div

yld

9.04%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
TRY
1.46
1.69
1.63
1.82
1.82
2.06
2.43
2.68
3.44
4.78
6.71
11.48
18.36
38.65
54.11
87.01
97.95
Revenue per Share
0.17
0.15
0.19
0.2
0.24
0.34
0.44
0.53
0.59
0.84
1.23
1.63
3.24
6.64
10.01
13.94
16.2
Basic EPS, GAAP
0.18
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
0.13
0.1
0.1
0.1
0.12
0.14
0.24
0.34
0.41
0.32
0.67
0.86
1.05
1.21
2.41
6
8.42
Dividend per Share
1.06
1.01
1.23
1.26
1.64
1.82
2
2.17
2.21
2.99
3.73
4.3
8.06
15
23.42
31.76
32.34
Book Value per Share
1.05
1
1.22
1.24
1.61
1.78
1.93
2.11
2.14
2.95
3.69
4.23
8.01
14.93
23.32
31.36
31.87
Tangible Book Value per Share
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
Basic Weighted Avg Shares
628
726
702
781
784
886
1,045
1,152
1,478
2,055
2,887
4,936
7,896
16,621
23,265
37,414
42,117
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
3
4
5
6
10
12
21
22
37
31
38
46
50
79
130
163
Depreciation Expense
73
63
81
85
104
146
191
227
255
361
527
700
1,392
2,854
4,306
5,994
6,966
Net Income, GAAP
17.5
17.57
24.38
15.31
21.27
17.42
17.13
19.56
21.22
24.86
19.59
21.74
19.5
23.01
24.95
26.41
27.24
Effective Tax Rate (%)
11.59
8.66
11.54
10.85
13.28
16.46
18.31
19.68
17.22
17.55
18.25
14.18
17.63
17.17
18.51
16.02
16.54
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
49
50
57
65
86
173
202
207
LT Debt
456
433
529
540
706
783
861
934
949
1,286
1,602
1,849
3,466
6,449
10,072
13,657
13,908
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
16.44
14.15
16.82
15.84
16.71
19.64
23.27
25.25
27.05
31.53
35.17
39.18
50.95
56.49
51.04
49.38
60.84
Return on Capital (%)
16.44
14.15
16.82
15.84
16.71
19.6
23.27
25.25
27.05
32.28
36.49
40.57
52.37
57.56
52.13
50.52
62.42
Return on Common Equity (%)

Capital Structure

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
103
119
120
LT Borrowings
- -
- -
- -
LT Finance Leases
202
239
207
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
430
430
430
Market Capitalization
42,248
46,655
44,247

Working Capital

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
21,627
18,848
22,825
Accounts Receivable, Net
717
888
845
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
103
119
120
Deferred Revenue
- -
- -
- -

Growth Rates

TRY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
36.08%
56.14%
35.6%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
47.65%
65.36%
39.21%
Sales/Revenue/Turnover
47.82%
68.44%
60.81%
Total Cash Common Dividend
53.05%
62.86%
148.93%

Quarterly Revenue

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,672
5,221
5,756
6,615
23,265
2025
8,030
9,177
- -
10,520
37,414
2026
10,635
11,785
- -
- -
- -

Quarterly Earnings Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.33
2.84
1.81
3.04
10.01
2025
2.57
3.29
- -
4.47
13.94
2026
3.75
4.69
- -
- -
- -

Quarterly Dividends Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.41
- -
- -
- -
2.41
2025
6
- -
- -
- -
6
2026
8.42
- -
- -
- -
- -
Business
Anadolu Hayat Emeklilik Anonim Sirketi is a Turkish financial services company specializing in private pension and life insurance products. The company offers a comprehensive range of products including individual private pension plans, non-sponsored group pension plans, employer-sponsored retirement plans, income drawdown plans, auto-enrolment pension schemes, and life insurance products such as savings and endowment plans, annuities, and term life insurance. Additionally, it provides personal and group accident insurance and reinsurance services, catering primarily to individual and group customers in Turkey. Founded in 1990 and headquartered in Istanbul, Anadolu Hayat Emeklilik operates as a subsidiary of Türkiye İş Bankası A.Ş. In recent years, the company has significantly grown its asset base and market presence; notably, by the end of 2024, its total fund size in the private pension system exceeded TL 215.7 billion, increasing its asset size by approximately 60 percent compared to the previous year, reaching TL 260 billion in total assets and TL 9.7 billion in shareholders' equity. The company has maintained robust earnings growth and high profitability margins, underscoring its strong position in the Turkish insurance and pension markets. Anadolu Hayat Emeklilik continues to expand its product offerings and digital capabilities to enhance market share and customer value.