Anadolu Hayat Emeklilik A.S.

Anadolu Hayat Emeklilik A.S.

BBIST:ANHYT
89.85
TRY
-1.15
(-1.26%)
16.20EPS
6.35P/E
44.25BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.82
1.82
2.06
2.43
2.68
3.44
4.78
6.71
11.48
18.36
38.65
54.11
87.01
97.95
Basic EPS, GAAP
0.2
0.24
0.34
0.44
0.53
0.59
0.84
1.23
1.63
3.24
6.64
10.01
13.94
16.2
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.1
0.12
0.14
0.24
0.34
0.41
0.32
0.67
0.86
1.05
1.21
2.41
6
8.42
Book Value per Share
1.26
1.64
1.82
2
2.17
2.21
2.99
3.73
4.3
8.06
15
23.42
31.76
32.34
Tangible Book Value per Share
1.24
1.61
1.78
1.93
2.11
2.14
2.95
3.69
4.23
8.01
14.93
23.32
31.36
31.87
Basic Weighted Avg Shares
430
430
430
430
430
430
430
430
430
430
430
430
430
430
Sales/Revenue/Turnover
781
784
886
1,045
1,152
1,478
2,055
2,887
4,936
7,896
16,621
23,265
37,414
42,117
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
6
10
12
21
22
37
31
38
46
50
79
130
163
Net Income, GAAP
85
104
146
191
227
255
361
527
700
1,392
2,854
4,306
5,994
6,966
Effective Tax Rate (%)
15.31
21.27
17.42
17.13
19.56
21.22
24.86
19.59
21.74
19.5
23.01
24.95
26.41
27.24
Profit Margin (%)
10.85
13.28
16.46
18.31
19.68
17.22
17.55
18.25
14.18
17.63
17.17
18.51
16.02
16.54
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
49
50
57
65
86
173
202
207
Total Equity
540
706
783
861
934
949
1,286
1,602
1,849
3,466
6,449
10,072
13,657
13,908
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
15.84
16.71
19.64
23.27
25.25
27.05
31.53
35.17
39.18
50.95
56.49
51.04
49.38
60.84
Return on Common Equity (%)
15.84
16.71
19.6
23.27
25.25
27.05
32.28
36.49
40.57
52.37
57.56
52.13
50.52
62.42

Capital Structure

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
103
119
120
LT Borrowings
- -
- -
- -
LT Finance Leases
202
239
207
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
430
430
430
Market Capitalization
42,248
46,655
44,247

Working Capital

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
21,627
18,848
22,825
Accounts Receivable, Net
717
888
845
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
103
119
120
Deferred Revenue
- -
- -
- -

Growth Rates

TRY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
36.08%
56.14%
35.6%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
47.65%
65.36%
39.21%
Sales/Revenue/Turnover
47.82%
68.44%
60.81%
Total Cash Common Dividend
53.05%
62.86%
148.93%

Quarterly Revenue

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,672
5,221
5,756
6,615
23,265
2025
8,030
9,177
- -
10,520
37,414
2026
10,635
11,785
- -
- -
- -

Quarterly Earnings Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.33
2.84
1.81
3.04
10.01
2025
2.57
3.29
- -
4.47
13.94
2026
3.75
4.69
- -
- -
- -

Quarterly Dividends Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.41
- -
- -
- -
2.41
2025
6
- -
- -
- -
6
2026
8.42
- -
- -
- -
- -

Company Description

CEO
Serkan Ugras Kaygalak
Full Time Employees
1,150
Sector
Finance
Industry
Life/Health insurance
Address
Meltem Sokak No: 10 Istanbul IB Turkey 34330
IPO Date
Feb 24, 2000
Business
Anadolu Hayat Emeklilik Anonim Sirketi is a Turkish financial services company specializing in private pension and life insurance products. The company offers a comprehensive range of products including individual private pension plans, non-sponsored group pension plans, employer-sponsored retirement plans, income drawdown plans, auto-enrolment pension schemes, and life insurance products such as savings and endowment plans, annuities, and term life insurance. Additionally, it provides personal and group accident insurance and reinsurance services, catering primarily to individual and group customers in Turkey. Founded in 1990 and headquartered in Istanbul, Anadolu Hayat Emeklilik operates as a subsidiary of Türkiye İş Bankası A.Ş. In recent years, the company has significantly grown its asset base and market presence; notably, by the end of 2024, its total fund size in the private pension system exceeded TL 215.7 billion, increasing its asset size by approximately 60 percent compared to the previous year, reaching TL 260 billion in total assets and TL 9.7 billion in shareholders' equity. The company has maintained robust earnings growth and high profitability margins, underscoring its strong position in the Turkish insurance and pension markets. Anadolu Hayat Emeklilik continues to expand its product offerings and digital capabilities to enhance market share and customer value.