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  3. •

    Finance/Rental/Leasing
Is Finansal Kiralama A.S.

Is Finansal Kiralama A.S.

BBIST:ISFIN
14.77
TRY
-0.44
(-2.89%)
6.49EPS
3.35P/E
13.84BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.16
0.25
0.34
0.31
0.37
0.62
0.75
0.82
1.33
2.71
5.43
6.36
11.37
12.07
Basic EPS, GAAP
0.06
0.11
0.13
0.15
0.16
0.28
0.12
0.28
0.45
1.19
2.54
2.77
5.22
5.94
Free Cash Flow per Basic Share
-0.21
-0.33
-0.75
-0.16
-0.52
-1.17
2.92
-1.13
-0.58
-2.52
2.92
-3.09
-13.99
-13.93
Dividend per Share
- -
0.02
0.02
0.03
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.85
0.94
1.03
1.15
1.34
1.56
1.74
2.32
2.88
4.94
9.38
13.61
17.37
20.02
Tangible Book Value per Share
0.85
0.93
1.03
1.15
1.34
1.55
1.73
2.31
2.86
4.92
9.33
13.53
17.24
19.88
Basic Weighted Avg Shares
639
695
614
695
695
695
695
695
695
695
695
695
695
695
Sales/Revenue/Turnover
104
175
206
217
257
428
519
569
926
1,885
3,774
4,421
7,903
8,391
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
2
3
6
7
9
15
24
34
49
60
Net Income, GAAP
40
78
82
104
113
198
84
198
310
827
1,767
1,925
3,630
4,131
Effective Tax Rate (%)
20.46
13.94
20.51
24.07
21.62
25.7
27.02
23.16
30.13
24.23
29.31
30.7
27.97
23.31
Profit Margin (%)
38.22
44.84
39.73
47.72
43.99
46.18
16.23
34.75
33.49
43.86
46.82
43.55
45.94
49.23
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,668
3,791
4,661
6,394
8,038
7,257
7,541
10,557
17,030
31,145
43,213
57,206
83,431
105,121
Total Equity
604
667
738
830
975
1,151
1,274
1,718
2,139
3,744
6,770
9,842
13,454
15,438
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.22
1.99
1.56
1.53
1.26
1.9
1.04
1.76
1.79
2.7
3.57
2.92
3.9
3.99
Return on Common Equity (%)
6.94
12.67
12
13.65
13.01
19.57
7.35
14
17.16
30.44
37.08
25.76
34.69
35.87

Capital Structure

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
695
695
695
Market Capitalization
11,368
13,343
13,837

Working Capital

TRY

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,845
2,528
2,569
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

TRY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
35.59%
52.49%
36.69%
Free Cash Flow
0.22%
42.76%
352.36%
Net Income, GAAP
62.22%
86.96%
88.56%
Sales/Revenue/Turnover
48.34%
72.5%
78.75%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
821
952
1,010
1,301
4,421
2025
1,513
1,868
- -
2,373
7,903
2026
1,531
2,619
- -
- -
- -

Quarterly Earnings Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.74
0.71
0.54
0.83
2.77
2025
0.91
1.39
- -
1.59
5.22
2026
1.16
1.8
- -
- -
- -

Quarterly Dividends Per Share

TRY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Uygar Safak Ögün
Full Time Employees
276
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Is Kuleleri Kule 1 Kat: 6 Istanbul IB Turkey 34330
IPO Date
Mar 28, 2000
Website
isleasing.com.tr
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Business
Is Finansal Kiralama Anonim Sirketi (ISFIN.IS) operates as a financial leasing company in Turkey, providing leasing services for a wide range of assets including machinery, equipment, vehicles, and real estate to corporate and individual customers across various industries such as manufacturing, construction, transportation, and agriculture. The company offers core products and services encompassing operating leases, finance leases, sale-and-leaseback arrangements, and structured financing solutions; it also provides additional services like asset management, insurance brokerage, and maintenance support for leased assets. Founded in 1990 and headquartered in Istanbul, Turkey, Is Finansal Kiralama conducts its operations primarily within the Turkish market, serving small and medium-sized enterprises as well as large corporations through an extensive branch network. In recent developments, the company has expanded its portfolio through strategic partnerships with international lessors and equipment manufacturers to introduce green leasing options for renewable energy projects; it completed a significant funding round in 2024 via sukuk issuances to support digital transformation initiatives, including a new online leasing platform launched in early 2025. Additionally, Is Finansal Kiralama acquired a stake in a regional logistics leasing firm in late 2024, enhancing its presence in the transportation sector amid Turkey's infrastructure growth.