- CEO
- Gökhan Erün
- Full Time Employees
- 15,634
- Sector
- Finance
- Industry
- Major banks
- Address
- Yapi Kredi Plaza Istanbul IB Turkey 34330
- IPO Date
- May 28, 1987
- Business
- Yapi ve Kredi Bankasi A.S. engages in providing comprehensive banking and financial services primarily in Turkey, serving retail, corporate, commercial, SME, private banking, and wealth management sectors. The bank's main products and services include retail banking offerings such as payment systems, debit and credit cards, consumer loans, vehicle loans, mortgage loans, payroll services, and deposit accounts; corporate and commercial banking including working capital loans, trade finance, international non-cash loans, and project finance; private banking and wealth management services comprising capital-guaranteed mutual funds, pension plans, advisory services, and asset management. Additional services are offered through its domestic subsidiaries in brokerage, leasing, and factoring, as well as international operations in the Netherlands, Azerbaijan, and Germany. Established in 1944 and headquartered in Istanbul, Yapi Kredi operates through a widespread network of branches, ATMs, and digital banking channels.
Recent major changes include a strategic focus on strong profit growth and resilience highlighted in its 2025 earnings reporting, with significant increases in net profit driven by lucrative lending and fee-based services as well as best-in-class asset-liability management. The bank issued a perpetual Additional Tier 1 capital transaction worth $600 million in 2025, increased its loan volume by 39% year-over-year to support financing of the Turkish economy, and sustained its leadership in Turkish lira demand deposits by employing effective deposit pricing strategies. Efforts to manage non-performing loans proactively and selective lending strategies have been emphasized to maintain performance amid macroeconomic conditions. Yapi Kredi continues to invest in innovative customer-centric digital banking platforms branded as Limitless Banking, contributing to operational expansion and enhanced service delivery.
Yapi ve Kredi Bankasi, founded in 1944 and headquartered in Istanbul, Turkey, serves a diverse customer base through a full spectrum of financial products and services encompassing retail, corporate, and private banking. The bank’s operations are supported by a strong domestic footprint with over 767 branches and advanced digital infrastructure, as well as international subsidiaries that extend its banking presence abroad. It remains a key player in the Turkish banking sector with ongoing strategic capital enhancements and a focus on sustainable growth through innovation and customer-focused solutions.