Bank of Cyprus Holdings Public Limited Company

Bank of Cyprus Holdings Public Limited Company

BKCYF
Bank of Cyprus Holdings Public Limited CompanyUS flagOther OTC
11.96
USD
- -
- -
5.21BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.51
3.32
3.29
2.66
2.54
1.88
1.79
1.54
1.25
1.5
2.45
2.46
2.36
2.36
Basic EPS, GAAP
-4.61
-0.59
-0.98
0.14
-1.24
-0.23
-0.16
-0.39
0.07
0.13
1.09
1.14
1.1
1.11
Free Cash Flow per Basic Share
-6.39
2.73
5.23
7.02
4.39
1.7
0.17
-0.67
2.59
3.76
3.05
2.17
3.83
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.05
0.23
0.64
- -
Book Value per Share
5.67
1.82
0.65
0.78
-1.08
1.43
1.2
2.31
2.5
2.54
3.5
4.3
4.64
4.93
Tangible Book Value per Share
5.84
7.52
6.6
6.63
5.49
4.92
4.74
4.24
4.49
4.46
5.47
6.26
6.63
6.93
Basic Weighted Avg Shares
446
446
446
446
446
446
445
446
443
447
446
444
437
436
Sales/Revenue/Turnover
1,121
1,482
1,466
1,189
1,134
840
798
686
555
670
1,091
1,094
1,030
1,029
Operating Margin (%)
-45.98
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
40
25
19
19
21
26
36
37
35
34
34
36
36
- -
Net Income, GAAP
-2,056
-261
-438
64
-552
-104
-70
-172
30
57
487
508
481
484
Effective Tax Rate (%)
- -
92.84
- -
21.47
- -
- -
- -
- -
11.75
34.51
12.99
13.74
11.98
12.58
Profit Margin (%)
-183.46
-17.62
-29.91
5.36
-48.67
-12.32
-8.8
-25
5.36
8.44
44.64
46.47
46.67
47.06
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
6
1
1
- -
302
271
302
318
643
630
1,009
1,333
1,397
1,367
Total Equity
2,738
3,481
3,077
3,106
2,617
2,367
2,289
2,075
2,044
2,049
2,488
2,830
2,950
3,068
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-15.61
-79.39
19.94
- -
- -
-12
-21.96
2.78
5.05
36.12
29.27
24.41
23.2

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
436
436
436
Market Capitalization
3,421
3,417
3,872

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7,513
7,933
7,659
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.12%
7.63%
4.22%
Free Cash Flow
-105.3%
-82.51%
74.21%
Net Income, GAAP
-31.74%
146.65%
-5.44%
Sales/Revenue/Turnover
-0.96%
11.77%
-5.84%
Total Cash Common Dividend
- -
- -
169.72%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
278
272
279
264
1,094
2025
253
253
260
264
1,030
2026
252
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
- -
- -
- -
1.14
2025
0.27
- -
- -
- -
1.1
2026
0.28
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.23
2025
- -
- -
- -
- -
0.64
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Panicos Nicolaou
Full Time Employees
2,840
Sector
Financial Services
Industry
Banks - Regional
Address
51 Stassinos Street Nicosia NI Cyprus 1599
IPO Date
Mar 29, 2017
Business
Bank of Cyprus Holdings Public Limited Company, through its subsidiaries, provides retail and commercial banking, investment banking, brokerage, fund management, insurance, and other financial services primarily in Cyprus, Greece, the United Kingdom, and select international markets including the United States, Germany, Romania, and others. Founded in 1899 and headquartered in Strovolos, Cyprus, the company operates 58 branches across the Republic of Cyprus and maintains a leading market position with significant shares in deposits and loans; its core offerings include current, demand, savings, sight, quick, and fixed deposits; housing, student, vehicle, mortgage, consumer, business, and business premises loans; trade finance, escrow, project finance, and hire purchase services for cars and equipment; debit, credit, prepaid, and specialty cards with Visa and Mastercard functionality including travel insurance and online payments; digital banking solutions such as QuickPay, Apple Pay, Google Pay, MoneyFit personal finance tools, and QuickHub digital hubs; payroll deposit programs; shared account payment features; reward programs; leasing activities; factoring; and property management and disposal services. Recent developments include delisting from the London Stock Exchange and relisting on the Athens Stock Exchange to enhance investor access and support long-term growth strategy; targeting 4% loan growth and up to 70% dividend payouts in 2025 amid strong 2024 financial performance with revenue of EUR 1.06 billion and earnings of EUR 508 million; closing representative offices in Russia in January 2024 to refine geographic focus; advancing ESG initiatives such as joining the Partnership for Carbon Accounting Financials, committing to carbon neutrality by 2030, conducting climate stress tests, and strengthening board-level women representation; and modernizing its branch model with new store concepts and enhanced digital offerings like the Joey app for youth banking.

Company News

APIChatGPT
  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Shareholder/Analyst Call Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Q1 2026 Earnings Call Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Discusses Strategy and Financial Targets Update for 2026 and Beyond Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Q4 2025 Earnings Call Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Q3 2025 Earnings Call Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Q2 2025 Earnings Call Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Q1 2025 Earnings Call Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Q4 2024 Earnings Call Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Q3 2024 Earnings Call Transcript

  • Bank of Cyprus Holdings Public Limited Company (BKCYF) Q4 2023 Earnings Call Transcript