1. Spain Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Bankinter, S.A.

Bankinter, S.A.

BKIMF
Bankinter, S.A.US flagOther OTC
16.70
USD
- -
- -
15.01BMarket Cap
Bankinter, S.A.
BKIMF
(Other OTC)

Recent

price

16.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.97
1.5
2.5
1.79
1.67
1.81
1.97
2.16
2.28
1.96
2.06
2.23
2.52
3.24
3.43
3.48
3.37
Revenue per Share
0.13
0.24
0.24
0.24
0.31
0.42
0.54
0.54
0.57
0.6
0.35
1.48
0.62
0.94
1.06
1.21
1.13
Basic EPS, GAAP
1.28
0.12
-0.3
1.03
-1.01
0.18
1.9
2.41
0.1
0.01
9.41
7.77
-9.02
0.63
1.99
-0.85
- -
Free Cash Flow per Basic Share
0.1
0.08
0.14
0.08
0.1
0.23
0.21
0.25
0.29
0.29
0.1
0.23
0.28
0.45
0.51
0.57
- -
Dividend per Share
1.68
2.73
3.99
2.77
2.68
2.9
3.25
3.57
3.69
3.99
4.05
5.46
5.83
6.41
6.98
7.63
6.96
Book Value per Share
1.94
3.71
5.59
3.89
3.75
3.93
4.29
4.56
4.66
4.91
5.24
5.1
5.15
5.59
6.18
6.72
6.49
Tangible Book Value per Share
1,145
742
521
784
897
899
899
899
899
899
899
899
899
899
899
899
907
Basic Weighted Avg Shares
1,114
1,115
1,306
1,407
1,502
1,627
1,770
1,944
2,048
1,765
1,849
2,002
2,262
2,914
3,082
3,128
3,055
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
62
64
66
63
64
62
59
61
62
81
76
78
80
82
87
90
- -
Depreciation Expense
151
181
125
190
276
376
490
495
526
551
317
1,333
560
845
953
1,090
1,021
Net Income, GAAP
26.55
24.54
19.15
27.27
29.77
27.75
27.57
26.87
27
26.04
24.47
25.95
28.64
31.25
29.91
29
27.57
Effective Tax Rate (%)
13.53
16.26
9.55
13.5
18.37
23.11
27.69
25.47
25.7
31.19
17.15
66.58
24.76
28.99
30.92
34.84
33.42
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
18,014
16,498
13,267
10,129
9,919
11,068
8,950
8,257
7,755
7,640
7,572
7,736
7,789
9,467
9,706
11,941
10,167
LT Debt
2,580
3,087
3,231
3,352
3,643
3,798
4,097
4,357
4,486
4,800
4,964
4,852
4,905
5,323
5,878
6,411
6,211
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.87
9.17
6.08
8.93
12.05
14.99
17.45
15.78
15.74
15.6
8.78
31.19
11.04
15.36
15.83
16.6
16.86
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
899
899
899
Market Capitalization
7,054
9,191
8,433

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
18,014
11,564
13,121
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.44%
5.37%
9.08%
Free Cash Flow
7,589.37%
-53.62%
-142.82%
Net Income, GAAP
34.03%
68.08%
14.38%
Sales/Revenue/Turnover
7.23%
11.47%
1.49%
Total Cash Common Dividend
20.46%
49.28%
11.76%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
767
785
753
764
3,082
2025
745
793
807
- -
3,128
2026
793
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.21
0.3
0.29
0.25
1.06
2025
0.29
0.3
0.31
- -
1.21
2026
0.31
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.51
2025
- -
- -
- -
- -
0.57
2026
- -
- -
- -
- -
- -
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Business
Bankinter, S.A. (BKIMF) operates as a diversified financial institution providing retail and commercial banking, corporate banking, consumer finance, and investment services primarily in Spain and select international markets. The company offers a comprehensive range of products and services, including current and savings accounts; personal, mortgage, and commercial loans; credit cards; insurance products such as life, health, home, and auto coverage; asset management; mutual funds; pension plans; brokerage services; and digital banking platforms via its Bankinter app and online portal. It also provides specialized financing for businesses, leasing solutions, and treasury management tools, with operations spanning Spain as its core market, Portugal through its Avant subsidiary, and limited presence in other European regions. Founded in 1965 and headquartered in Madrid, Spain, Bankinter maintains a network of over 300 branches in Spain and focuses on mid-market corporate clients, SMEs, and affluent retail customers. In recent developments, the company expanded its digital offerings with enhanced AI-driven advisory tools in 2024 and formed a strategic partnership with Microsoft to bolster cloud-based financial services; it also completed the acquisition of a majority stake in a Portuguese consumer finance firm in early 2025, strengthening its cross-border footprint amid ongoing European expansion efforts.

Company News

APIChatGPT

  • reuters.com

    Spain's Sabadell, Bankinter set to join European stablecoin consortium, Expansion says

  • seekingalpha.com

    Bankinter, S.A. (BKNIY) Q1 2026 Earnings Call Transcript

  • reuters.com

    Spain's Bankinter Q1 net profit rises 8% from same period in 2025

  • defenseworld.net

    Bankinter, S.A. (OTCMKTS:BKIMF) Short Interest Up 19.1% in February

  • defenseworld.net

    Bankinter, S.A. (OTCMKTS:BKIMF) Short Interest Update

  • seekingalpha.com

    Bankinter, S.A. (BKNIY) Q4 2025 Earnings Call Transcript

  • reuters.com

    Spain's Bankinter Q4 net profit rises 25% from same period in 2024

  • seekingalpha.com

    Bankinter, S.A. (BKNIY) Q3 2025 Earnings Call Transcript

  • reuters.com

    Bankinter trims guidance on 2025 net interest income outlook

  • invezz.com

    Why Anthony Esposito favours Spanish stocks over all other equity markets

  • seekingalpha.com

    Bankinter, S.A. (BKIMF) Q2 2025 Earnings Call Transcript

  • reuters.com

    Bankinter bids for Brookfield's student residence platform, Cinco Dias reports

  • seekingalpha.com

    Bankinter, S.A. (BKIMF) Q1 2025 Earnings Call Transcript

  • reuters.com

    Bankinter's Q1 net profit rises 35% from same period in 2024

  • seekingalpha.com

    Bankinter: Exposure To The Spanish Economy At 8x Earnings

  • seekingalpha.com

    Bankinter, S.A. (BKIMF) Q4 2024 Earnings Call Transcript