OTP Bank Nyrt.

OTP Bank Nyrt.

OTPBF
OTP Bank Nyrt.US flagOther OTC
152.00
USD
+8.00
- -
40.91BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3,419.84
3,869.32
3,323.23
3,117.34
3,332.37
3,674.78
4,230.99
4,749.39
5,319.74
6,129.13
8,559.02
10,237.76
12,190.78
11,442.32
Basic EPS, GAAP
240.52
-381.92
242.49
765.33
1,074.11
1,217.69
1,614.18
1,003.69
1,738.78
1,288.57
3,694.66
4,051.95
4,435.38
4,173.27
Free Cash Flow per Basic Share
1,063.08
5,313.09
1,676.05
1,527.93
1,370.92
317.68
1,746.31
3,254.08
4,475.52
3,249.51
588.87
1,709.07
490.52
5,025.17
Dividend per Share
125.85
152.02
154.36
174.68
203.22
233.61
234.36
0.04
0.04
432.11
299.56
540.7
995.08
- -
Book Value per Share
5,845.17
4,931.02
4,916.13
5,591.97
6,494.45
7,227.22
8,972.95
10,280.15
5,068.11
4,272.87
5,514.74
6,574.14
6,694.95
21,474.97
Tangible Book Value per Share
4,928.95
4,139.7
4,110.73
4,763.63
5,593.22
6,340.12
7,833.03
8,891.49
10,641.01
11,478.4
14,213.6
18,006.35
20,374.03
18,829.94
Basic Weighted Avg Shares
267
267
262
264
262
262
262
258
262
269
268
265
257
259
Sales/Revenue/Turnover
912,806
1,033,244
871,366
823,644
872,225
962,118
1,106,798
1,227,534
1,393,868
1,647,450
2,290,318
2,708,325
3,135,241
2,964,894
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
47,198
43,722
45,463
44,427
48,988
51,475
78,864
98,385
100,321
112,749
123,327
140,720
160,793
148,972
Net Income, GAAP
64,199
-101,985
63,583
202,210
281,142
318,811
422,259
259,416
455,592
346,354
988,658
1,071,913
1,140,698
1,081,363
Effective Tax Rate (%)
24.62
- -
- -
14.36
12.86
9.63
10.68
14.74
13.65
15.52
15.77
19.35
18.19
19.53
Profit Margin (%)
7.03
-9.87
7.3
24.55
32.23
33.14
38.15
21.13
32.69
21.02
43.17
39.58
36.38
36.47
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
715,433
551,779
477,302
225,906
328,037
503,558
699,631
799,671
785,224
1,257,273
2,752,554
3,062,436
3,096,845
2,934,832
Total Equity
1,509,332
1,264,166
1,233,659
1,420,649
1,640,055
1,826,657
2,291,288
2,537,112
3,036,766
3,322,312
4,094,793
5,120,013
5,625,616
5,239,346
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
4.11
-7.09
4.88
14.62
17.7
17.75
19.92
10.37
22.87
27.97
75.35
66.69
65.92
21.04

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
261
258
258
Market Capitalization
5,349,548
4,859,649
4,420,275

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,019,267
7,493,103
8,004,729
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.54%
17.45%
9.88%
Free Cash Flow
48.4%
9.35%
-72.1%
Net Income, GAAP
51.63%
50.39%
6.42%
Sales/Revenue/Turnover
14.14%
20.95%
15.76%
Total Cash Common Dividend
- -
- -
78.91%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
612,650
651,017
701,358
743,300
2,708,325
2025
737,313
782,923
818,207
- -
3,135,241
2026
806,533
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
895
- -
- -
- -
4,051.95
2025
721
- -
- -
- -
4,435.38
2026
693
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
540.7
2025
- -
- -
- -
- -
995.08
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Sándor Csányi
Full Time Employees
40,845
Sector
Financial Services
Industry
Banks - Regional
Address
Nádor Street 16 Budapest BU Hungary 1051
IPO Date
Jun 17, 2015
Website
otpbank.hu
Business
OTP Bank Nyrt. (OTP Bank) is Hungary's largest bank and a leading financial services provider in Central and Eastern Europe, offering a comprehensive range of retail, corporate, and private banking products and services including current, foreign currency, and retirement savings accounts; debit and credit cards; investment and fund management services; loans such as mortgages, consumer, and corporate financing; securities services; premium wealth management; leasing through Merkantil Group; and corporate finance, with operations spanning Hungary, Bulgaria, Croatia, Slovenia, Serbia, Montenegro, Albania, Moldova, Ukraine, Russia, and Uzbekistan via subsidiaries like DSK Bank, OTP banka Hrvatska, OTP Banka d.d. (Slovenia), OTP banka Srbija, Crnogorska Komercijalna Banka, OTP Bank Albania, OTP Bank Moldova, JSC OTP Bank and Touch Bank (Russia), OTP Bank JSC (Ukraine), and JSCMB Ipoteka Bank (Uzbekistan). Founded in 1949 and headquartered in Budapest, Hungary, the bank maintains a dominant domestic market share of 29% in total assets, 34% in retail loans, and 40% in retail deposits as of June 2025, while its consolidated total assets reached HUF 44.3 trillion with a diversified loan portfolio comprising 28% consumer, 27% mortgage, 34% corporate, 4% micro and small enterprises, and 7% leasing. Recent developments include the July 2024 divestment of its Romanian subsidiary OTP Bank Romania to Banca Transilvania for EUR 347.5 million following a February 2024 agreement, the completion of the merger between Slovenian subsidiaries SKB Banka and Nova KBM into OTP Banka d.d. in 2024 after the 2023 acquisition of Nova KBM, the 2023 entry into Central Asia via acquisition of 75% of Uzbekistan's Ipoteka Bank (with the remainder planned for 2026), strong 9M 2025 profit growth to HUF 886 billion adjusted with ROE of 22.7%, FX-adjusted performing loan expansion of 10%, deposit growth of 9%, a stable CET1 ratio of 18.4%, and Moody's upgrade of OTP Bank to Baa1 in November 2025 alongside other positive rating actions from S&P and Fitch.

Company News

APIChatGPT
  • OTP Bank to acquire Luminor

  • OTP Bank Nyrt. (OTPBF) Q1 2026 Earnings Call Transcript

  • OTP Bank Nyrt. (OTCMKTS:OTPBF) Stock Price Up 29.4% – Here’s What Happened

  • OTP Bank Nyrt. (OTPBF) Q4 2025 Earnings Call Transcript

  • OTP Bank Nyrt. (OTCMKTS:OTPBF) Trading 18.3% Higher – Here’s Why

  • Bloomberg's 2026 Watch List Flags 5 Ideal 'Safer' February Dividend Buys

  • 2026 Bloomberg Watch List Has 4 Ideal "Safer" DiviDog Buys

  • OTP Bank Nyrt. (OTPBF) Q3 2025 Earnings Call Transcript

  • OTP Bank Nyrt. (OTPGF) Q2 2025 Earnings Call Transcript

  • OTP Bank Nyrt. (OTPGF) Q1 2025 Earnings Call Transcript

  • OTP Bank Nyrt. (OTPGF) Q3 2024 Earnings Call Transcript