- CEO
- Hery Gunardi
- Full Time Employees
- 81,171
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- Gedung BRI Jakarta JK Indonesia 10210
- IPO Date
- Oct 15, 2010
- Business
- PT Bank Rakyat Indonesia (Persero) Tbk (BRI) operates as Indonesia's largest bank by assets and a leading provider of commercial banking services, with a primary focus on microfinance, small-scale lending, and financial inclusion for micro, ultra-micro, small, and medium-sized enterprises (MSMEs). The bank offers a comprehensive range of products and services, including micro and ultra-micro loans such as PNM Mekaar group lending and BRI Micro/Ultra Micro loans; retail savings accounts, consumer loans, and commercial banking for small and medium enterprises; corporate banking with treasury, international trade finance, and capital market support; digital banking platforms like mobile banking and BRImo app; beyond-banking offerings such as micro insurance, gold savings and investment, and remittances; and Sharia-compliant products through subsidiaries. Its subsidiary businesses encompass conventional banking, financing, life and general insurance via BRI Life and BRI Insurance, venture capital through BRI Ventures, securities brokerage with Danareksa Sekuritas, and remittance services via BRI Remittance, alongside key subsidiaries like PT Bank BRI Syariah, PT BRI Agroniaga, and integrations within the Ultra Micro Holding with Pegadaian and PNM.
Founded on December 16, 1895, in Purwokerto, Central Java, by Raden Aria Wiriaatmadja as a savings and credit institution for local civil servants, BRI is headquartered in Jakarta, Indonesia, at Jl. Jenderal Sudirman Kav. 44-46, and maintains an extensive domestic network of over 8,600 branches, units, rural service posts, and 13,000 ATMs, supplemented by international offices in New York, Singapore, Hong Kong, Cayman Islands, Taipei, and Timor Leste.
BRI, majority-owned by the Indonesian government at approximately 53-56%, serves over 150 million customers, predominantly in underserved rural and remote areas across Indonesia's 17,000 islands, while expanding corporate and digital segments to support national economic growth and MSME empowerment.
In recent developments, BRI partnered with Nium in October 2024 to launch real-time cross-border payment services for individual and corporate clients, enhancing global transaction capabilities amid projected 15% annual growth in Indonesia's cross-border payments through 2025. The bank reported Q3 2025 results showing 8.2% year-over-year asset growth to IDR 2,123 trillion, strategic diversification into consumer loans (up 9.7%), corporate lending (up 16%), and gold savings (3.6 tonnes with 2.9 million active customers), alongside Ultra Micro ecosystem expansions via Pegadaian (29.4% loan growth) and ongoing digital transformation initiatives. BRI continues to strengthen its hybrid banking model, risk management, and sustainability efforts, including the BRI Menanam tree-planting program and DEI-focused talent programs like BRILiaN Young Leader Indonesia.