1. Indonesia Stocks

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    Financial Services

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    Banks - Regional
PT Bank Rakyat Indonesia (Persero) Tbk

PT Bank Rakyat Indonesia (Persero) Tbk

BKRKY
PT Bank Rakyat Indonesia (Persero) TbkUS flagOther OTC
8.52
USD
+0.25
- -
25.66BMarket Cap
PT Bank Rakyat Indonesia (Persero) Tbk
BKRKY
(Other OTC)

Recent

price

8.52

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
15,527.81
16,154.95
17,473.12
20,727.64
24,127.45
27,933.14
31,966.73
35,801.98
39,200.26
42,549.42
50,643.31
56,608.68
50,791.63
55,160.37
57,384.78
62,043.12
58,825.78
Revenue per Share
4,783.58
6,289.05
7,572.57
8,652.15
9,815.86
10,304.28
10,717.74
11,846.54
13,232.93
14,048.61
7,610.16
11,898.11
16,900.57
19,916.31
19,884.28
18,808.62
18,810.56
Basic EPS, GAAP
22,442.62
6,282.3
-1,394.85
993.59
29,493.47
17,154.11
7,567.96
15,140.96
22,715.09
16,711.37
10,373.9
9,319.71
28,723.77
-4,357.32
4,626.87
2,746.56
36,721.97
Free Cash Flow per Basic Share
1,006.69
1,148.06
1,467.38
2,252.32
2,574.17
2,951.05
3,113.61
4,283.06
5,337.34
6,611.2
8,413.33
4,643.95
8,721.59
14,413.6
15,956.04
17,224.73
17,169.88
Dividend per Share
10,555.67
15,813.3
21,417.4
26,714.6
32,155.9
38,455.64
52,478.62
60,044.32
68,013.24
75,396.53
69,398.68
72,600.75
67,947.06
72,380.38
73,834.72
75,436.71
72,331.56
Book Value per Share
15,189.51
20,653.55
26,171.75
32,070.43
39,352.93
45,448.34
53,818.84
62,046.73
68,708.51
76,700.01
81,517.66
100,255.53
89,172.13
93,961.96
96,349.62
98,448.69
95,807.62
Tangible Book Value per Share
2,398
2,398
2,467
2,467
2,467
2,465
2,448
2,448
2,445
2,447
2,451
2,611
3,028
3,018
3,015
3,012
3,013
Basic Weighted Avg Shares
37,240,111
38,744,148
43,104,711
51,133,344
59,520,408
68,848,958
78,246,299
87,633,580
95,834,607
104,105,291
124,141,782
147,808,205
153,783,233
166,453,016
172,996,429
186,876,558
177,247,769
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
302,730
322,757
417,396
678,285
919,140
1,094,222
1,227,754
1,582,751
1,865,317
1,733,629
3,199,102
2,759,154
3,614,805
3,726,291
5,843,344
5,869,384
6,112,576
Depreciation Expense
11,472,385
15,082,939
18,680,884
21,344,130
24,214,911
25,397,742
26,234,256
28,997,141
32,351,133
34,372,609
18,654,753
31,066,592
51,170,312
60,099,863
59,944,649
56,652,384
56,678,039
Net Income, GAAP
23.05
19.56
21.68
23.49
21.35
21.8
22.8
21.55
22.36
20.64
29.85
19.11
20.42
20.94
21.94
21.51
22.56
Effective Tax Rate (%)
30.81
38.93
43.34
41.74
40.68
36.89
33.53
33.09
33.76
33.02
15.03
21.02
33.27
36.11
34.65
30.32
31.98
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
11,610,726
15,234,204
13,005,317
17,205,070
33,322,434
46,029,707
60,794,774
61,014,802
73,092,632
70,979,712
131,754,612
124,393,750
143,484,949
148,985,077
161,521,414
171,647,601
174,751,688
LT Debt
36,673,110
49,820,329
64,881,779
79,574,306
97,705,834
113,127,179
147,534,097
168,007,778
185,275,331
208,784,336
229,466,882
291,786,804
303,395,317
316,858,895
323,315,016
330,941,434
322,072,263
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
46.53
47.7
41.17
35.95
33.35
29.17
23.5
21.06
20.66
19.6
10.52
17.27
25.89
28.34
27.19
25.19
26.33
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
150,649
150,657
151,559
Market Capitalization
603,163,427
608,143,347
558,880,836

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
198,281,371
252,388,717
206,997,188
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.71%
8%
2.36%
Free Cash Flow
-7.93%
-21.76%
-40.69%
Net Income, GAAP
12.88%
28.59%
-5.49%
Sales/Revenue/Turnover
10.62%
8.66%
8.02%
Total Cash Common Dividend
27.8%
31.95%
7.86%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
44,760,143
41,885,214
44,621,531
43,079,500
172,996,429
2025
44,772,217
44,774,521
50,553,249
- -
186,876,558
2026
49,615,870
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5,267.4
- -
- -
- -
19,884.28
2025
4,520.78
- -
- -
- -
18,808.62
2026
5,144.5
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
15,950
- -
- -
- -
15,956.04
2025
6,749.74
- -
- -
- -
17,224.73
2026
6,851.13
- -
- -
- -
- -
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Business
PT Bank Rakyat Indonesia (Persero) Tbk (BRI) operates as Indonesia's second-largest bank by assets and a leading provider of financial services with a primary focus on micro, small, and medium enterprises (MSMEs), retail, corporate, and subsidiary segments; it offers savings and current accounts including BritAma, Simpedes, and Junio variants, time deposits in rupiah and foreign currencies, micro loans such as Kupedes and KUR Mikro, commercial working capital and investment loans, consumer products like Briguna, mortgages (KPR), vehicle loans (KKB), credit cards (BRI Infinite, Lady Card), cash management, e-banking via BRImo app with AI features like Sabrina, international services including remittances (BRIfast), trade finance, treasury products (FX swaps, interest rate derivatives), wealth management (mutual funds, bonds, sukuk), and Islamic banking through subsidiaries; BRI maintains an extensive network exceeding 8,600 branches, units, Teras BRI outlets, over 600,000 BRILink agents, 13,000+ ATMs, and digital platforms serving 30+ million retail clients primarily in Indonesia with overseas presence in Singapore, New York, Cayman Islands, Hong Kong, and Timor Leste. Founded on December 16, 1895, in Purwokerto, Central Java, by Raden Bei Aria Wirjaatmadja and headquartered at Jalan Jenderal Sudirman Kav. 44-46, Jakarta, BRI functions as a state-owned entity with the Indonesian government holding a 56.75% stake and lists on the Indonesia Stock Exchange under ticker BBRI (OTC: BKRKY) since November 10, 2003; key subsidiaries encompass PT Bank BRI Syariah (Islamic banking), BRI Agro (agri-financing), BRI Life (life insurance), BRI Finance (multifinance), BRI Ventures (venture capital), Danareksa Sekuritas (securities), BRI Remittance, and BRINS (general insurance), integrated within the Ultra Micro Holding alongside Pegadaian and PNM to enhance financial inclusion. Recent developments include strengthening retail funding and asset quality initiatives under new management through BRImo enhancements (31.6 million users, AI-powered chat banking, cross-border features), merchant reactivation, payroll loan expansions, bullion services, mortgage partnerships, and consumer expos in 2025; BRI pursues 7-9% loan growth targeting consumer and corporate segments while curbing micro lending for NPL management (CoC guidance 3.3-3.4%), reports Q3 2025 updates on sustainable growth via regional supervision, digital channels, and Ultra Micro synergies, and forged a 2024 partnership with Amundi for investment management via PT BRI Manajemen Investasi shares.

Company News

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