FinecoBank Banca Fineco S.p.A.

FinecoBank Banca Fineco S.p.A.

FCBBF
FinecoBank Banca Fineco S.p.A.US flagOther OTC
22.80
USD
- -
- -
13.95BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.71
0.88
1.05
1.07
1.1
1.19
1.26
1.44
1.55
1.78
2.3
2.49
2.54
- -
Basic EPS, GAAP
0.14
0.25
0.32
0.35
0.35
0.4
0.47
0.53
0.62
0.7
1
1.07
1.06
- -
Free Cash Flow per Basic Share
1.4
-14.21
-0.28
2.55
3.81
0.07
-1.98
1.71
-0.38
0.42
1.84
0.22
0.69
- -
Dividend per Share
0.19
0.04
0.21
0.26
0.29
0.31
0.34
0.04
0.56
0.42
0.53
0.74
0.8
- -
Book Value per Share
0.47
0.58
0.65
0.68
0.68
0.73
0.81
0.86
0.95
1.03
1.33
1.4
1.39
0.33
Tangible Book Value per Share
0.53
0.75
0.88
0.96
1.04
1.44
2.07
2.56
2.62
2.92
3.39
3.71
3.97
3.67
Basic Weighted Avg Shares
606
606
606
606
607
608
608
609
610
610
610
611
611
611
Sales/Revenue/Turnover
430
533
636
649
670
725
768
880
948
1,086
1,404
1,524
1,553
- -
Operating Margin (%)
37.63
43.06
45.29
47.22
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
9
9
10
10
10
23
25
26
27
27
26
28
- -
Net Income, GAAP
85
150
191
212
214
241
288
324
381
429
609
652
647
- -
Effective Tax Rate (%)
47.38
34.75
33.68
30.85
32.3
32
24.8
29.83
23
29.1
30.17
30.56
30.83
- -
Profit Margin (%)
19.8
28.1
30.04
32.66
31.97
33.27
37.54
36.78
40.17
39.47
43.37
42.81
41.67
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,323
425
7
4
30
- -
67
66
563
561
871
868
873
860
Total Equity
419
552
633
681
732
976
1,382
1,687
1,727
1,910
2,195
2,389
2,553
2,244
Return on Invested Capital (%)
2.63
7.57
20.09
26.77
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
27.9
47.2
51.55
52.74
51.8
56.32
61.93
63.82
68.8
70.72
84.57
78.37
76
- -

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
611
- -
611
Market Capitalization
8,543
8,180
7,505

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,263
- -
1,925
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.57%
8.72%
6.86%
Free Cash Flow
-398.24%
25.01%
207.43%
Net Income, GAAP
13.5%
15.73%
-0.8%
Sales/Revenue/Turnover
9.6%
12.41%
1.92%
Total Cash Common Dividend
120.79%
248.5%
8.17%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1,524
2025
- -
- -
- -
- -
1,553
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.07
2025
- -
- -
- -
- -
1.06
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.74
2025
- -
- -
- -
- -
0.8
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Alessandro Foti
Full Time Employees
1,474
Sector
Financial Services
Industry
Banks - Regional
Address
Via Rivoluzione d'Ottobre 16 Reggio Emilia RE Italy 42123
IPO Date
Feb 23, 2018
Business
FinecoBank Banca Fineco S.p.A. is an Italy-based multichannel financial services group operating as a FinTech bank through an integrated online platform and a network of financial advisors. Founded in 1999 and headquartered in Milan, the company provides a comprehensive range of banking, brokerage, and investment services. Its banking segment includes current account services, payment services, issuing debit, credit and prepaid cards, mortgages, overdrafts, and personal loans. The brokerage segment offers order execution services with direct access to global stock markets and trading in CFDs, futures, options, bonds, ETFs, and certificates. The investing segment encompasses asset management, placement and distribution of investment products, insurance, pension products, and investment advisory services. FinecoBank operates primarily in Italy and focuses on a tech-enabled, digital-first customer experience facilitated by proprietary transactional and advisory platforms. It targets retail, professional, and institutional clients, emphasizing ease of use and integration across its product lines. Recent developments highlight FinecoBank's continued strong growth and expansion. The company reported robust client acquisition with over 145,000 new clients in the first nine months of 2025, marking a 33% year-on-year increase, contributing to a total customer base exceeding 1.7 million. Fineco Asset Management has expanded its product offering by launching new actively managed ETFs and has pursued co-branding agreements to launch passive plain vanilla ETFs. The brokerage segment benefitted from increased volumes and a broader active investor base, driving notable revenue growth. Additionally, the bank has been advancing initiatives to enhance its platform capabilities and is pursuing strategic discussions to optimize its offerings in ETFs. Financial results through 2025 indicate sustained profitability and operational efficiency, reflecting FinecoBank's strengthened market position and client engagement model. These changes underscore FinecoBank's strategic direction toward deepening its product range in investment management, enlarging its customer base, and leveraging technology to offer integrated financial solutions. This continual enhancement supports FinecoBank's profile as a leading FinTech bank in Italy with an expanding footprint in the competitive retail and wealth management sectors.

Company News

APIChat
  • FinecoBank Banca Fineco S.p.A. (FNBKY) Analyst/Investor Day Transcript

  • FinecoBank Banca Fineco S.p.A. (FNBKY) Q4 2025 Earnings Call Transcript

  • FinecoBank Banca Fineco S.p.A. (FNBKY) Q3 2025 Earnings Call Transcript

  • FinecoBank: An Exceptional Bank, But Still Not A Buy

  • Fineco: The Italian Bank With The Most Potential, But Still Too Expensive

  • FinecoBank posts 12% rise in first-quarter net profit

  • Fineco: Not A Bank Like Any Other

  • FinecoBank lifts 2024 forecast on rising revenue from commissions

  • FinecoBank Q2 profit rises 7%, forecasts record year

  • FinecoBank Banca Fineco S.p.A. (FCBBF) Q4 2023 Earnings Call Transcript