1. Spain Stocks

  2. •

    Finance

  3. •

    Multi-line insurance
Linea Directa Aseguradora SA

Linea Directa Aseguradora SA

1.23
EUR
+0.00
(-0.32%)
1.22BMarket Cap
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.84
0.85
0.87
0.89
0.93
1.01
- -
Basic EPS, GAAP
0.12
0.1
0.06
- -
0.06
0.08
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.03
0.18
0.07
- -
0.03
0.04
- -
Book Value per Share
0.43
0.35
0.27
0.29
0.33
0.37
- -
Tangible Book Value per Share
0.42
0.33
0.25
0.26
0.29
0.32
- -
Basic Weighted Avg Shares
1,088
1,088
1,088
1,088
1,070
1,071
1,088
Sales/Revenue/Turnover
913
923
942
967
999
1,086
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
135
110
63
-4
64
86
- -
Effective Tax Rate (%)
24.93
24.14
24.46
- -
22.92
24.9
- -
Profit Margin (%)
14.77
11.93
6.7
-0.45
6.43
7.89
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
3
5
4
3
- -
- -
- -
Total Equity
467
378
291
313
358
404
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
25.95
18.65
- -
19.05
22.47
- -
Return on Common Equity (%)
- -
26.05
18.88
-1.45
19.13
22.47
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,087
1,087
1,087
Market Capitalization
1,216
1,281
1,307

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,096
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-1.43%
12.88%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
-339.46%
33.47%
Sales/Revenue/Turnover
- -
3.57%
8.78%
Total Cash Common Dividend
- -
627.72%
50.05%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
999
2025
- -
- -
- -
- -
1,086
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.06
2025
- -
- -
- -
- -
0.08
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.03
2025
- -
- -
- -
- -
0.04
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Patricia Ayuela de Rueda
Full Time Employees
2,395
Sector
Finance
Industry
Multi-line insurance
Address
Calle de Isaac Newton, 7 Madrid ENG Spain 28760
IPO Date
Apr 29, 2021
Website
lineadirectaaseguradora.com
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Business
Línea Directa Aseguradora, S.A. operates extensively in the insurance and reinsurance sector, primarily within Spain, leveraging a direct sales model through telephone and internet channels. The company offers a diverse portfolio of insurance solutions, encompassing motor coverage for cars, motorcycles, and professional vehicles, alongside comprehensive home policies. Additionally, its offerings include health insurance, now unified under the Línea Directa brand, complementing its range with products for pets, personal mobility, and protection against illegal occupation. The insurer also delivers a suite of related services such as vehicle repair and inspection, roadside assistance, and efficient claims management, extending to specialized household services. Established in 1995, Línea Directa pioneered the direct insurance model in the Spanish market, focusing on competitive pricing and a customer-centric approach. This strategy has led to consistent growth, with the company surpassing €1 billion in premium income for the first time by the close of 2024. Línea Directa targets a broad market including private individuals, self-employed professionals, and small and medium-sized enterprises (SMEs) across Spain. Recent strategic moves include a significant marketing campaign in November 2025, offering incentives for customer referrals, aiming to further expand its client base. The company continues its commitment to innovation, quality, and people-focused operations, with a dedicated leadership team. It became a publicly traded entity in 2021, evolving from its origins as a joint venture with Bankinter. Línea Directa operates its various insurance products under its main brand, and previously utilized brands like Vivaz for health insurance.