Mapfre SA

Mapfre SA

4.40
EUR
-0.04
(-0.99%)
13.29BMarket Cap
Feb 11Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.87
6.85
6.84
7.3
7.33
7.15
7.45
6.27
6.75
7.09
8.37
8.42
8.6
- -
Basic EPS, GAAP
0.26
0.27
0.23
0.25
0.23
0.17
0.2
0.17
0.25
0.18
0.22
0.32
0.37
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.3
0.25
0.25
0.26
0.33
0.28
0.28
0.22
0.2
0.29
0.31
0.36
0.39
- -
Book Value per Share
2.54
2.97
2.79
2.99
2.82
2.62
2.88
2.8
2.75
2.55
2.76
2.9
3.07
3.27
Tangible Book Value per Share
1.25
1.62
1.57
1.73
1.68
1.61
1.8
1.88
1.8
1.64
1.89
2.07
2.31
2.5
Basic Weighted Avg Shares
3,080
3,080
3,080
3,080
3,080
3,054
3,052
3,049
3,049
3,055
3,064
3,067
3,064
3,067
Sales/Revenue/Turnover
21,167
21,083
21,058
22,472
22,585
21,826
22,733
19,114
20,582
21,671
25,640
25,833
26,355
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
790
845
709
775
701
529
609
527
765
564
677
968
1,133
- -
Effective Tax Rate (%)
23.81
27.86
31.41
31.02
27.2
34.04
25.33
26.62
23.58
23.33
23.13
24.41
28.81
- -
Profit Margin (%)
3.73
4.01
3.37
3.45
3.1
2.42
2.68
2.75
3.72
2.6
2.64
3.75
4.3
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,657
1,714
677
1,664
1,672
2,167
2,649
2,655
2,591
3,013
2,913
2,574
2,926
2,905
Total Equity
9,894
11,469
10,408
11,443
10,513
9,198
10,106
9,838
9,667
8,870
9,656
9,986
10,514
11,129
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.31
2.95
1.72
2.37
2.29
1.47
2.09
1.75
3.79
1.22
0.71
2.74
3.58
- -
Return on Common Equity (%)
10.11
9.95
8
8.76
7.9
6.37
7.23
6.06
9
6.93
8.33
11.15
12.38
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'22
Jun'23
Jun'26
ST Debt
239
- -
- -
LT Borrowings
2,693
2,979
2,905
LT Finance Leases
320
343
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,060
3,063
3,069
Market Capitalization
5,538
5,572
13,290

Working Capital

EUR

•

in mil. unless spec.
Dec'22
Jun'23
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
22,878
1,987
26,486
Accounts Receivable, Net
4,788
- -
- -
Inventories
53
54
54
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
239
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.41%
1.52%
5.3%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
7.6%
19.82%
17.06%
Sales/Revenue/Turnover
2.61%
6.81%
2.02%
Total Cash Common Dividend
5.79%
13.53%
7.69%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
25,833
2025
- -
- -
- -
- -
26,355
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.32
2025
- -
- -
- -
- -
0.37
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.36
2025
- -
- -
- -
- -
0.39
2026
- -
- -
- -
- -
- -

Company Description

CEO
Antonio Huertas Mejías
Full Time Employees
30,846
Sector
Finance
Industry
Multi-line insurance
Address
Carretera de Pozuelo Majadahonda MA Spain 28222
IPO Date
Jun 12, 1989
Website
mapfre.com
Business
Mapfre, S.A. (MAP.MC) is a Spanish multinational insurance holding company that provides a comprehensive range of insurance, reinsurance, assistance, and related financial services worldwide. The company offers non-life insurance products including automobile, property and casualty, accident and health, homeowners, commercial and industrial risks, and third-party liability; life insurance encompassing savings, investment, and protection policies; reinsurance across life and non-life lines; assistance services such as roadside, medical, and travel support; and global risks solutions for multinational corporate clients. These offerings are delivered through business units including Iberia, Brazil, North America, Latin America, Eurasia, Global Risks, and Reinsurance, with products marketed via over 12,000 offices and 81,000 intermediaries serving individual, commercial, and institutional customers. Mapfre operates primarily in Spain, Portugal, Brazil, the United States, Mexico, other Latin American countries, and select Eurasian markets, generating approximately 23% of revenues from Iberia, 15% from Brazil, 9% from North America, and the balance from Latin America, Eurasia, and other regions. Founded in 1933 and headquartered in Majadahonda, near Madrid, Spain, the company employs around 30,500 people and maintains subsidiaries such as Mapfre RE for reinsurance and Mapfre Asistencia for support services. In recent developments, Mapfre reports strong financial performance with net earnings of 829 million euros in the first nine months of 2025, up 26.8% year-over-year, driven by profitable growth across regions and a 3.5% rise in premiums to 22.4 billion euros; the company has raised its solvency ratio to 210% as of September 30, 2025, and anticipates a combined ratio of 94%-95% in 2025-2026 absent major catastrophes. Mapfre RE, its reinsurance arm, signed a licensing agreement with ICEYE in 2025 to integrate near real-time satellite-based flood insights into catastrophe response and loss estimation protocols, enhancing portfolio management in over 100 countries. The group continues strategic expansions, including sustained premium growth in Latin America where it holds the position of largest multinational insurer, alongside ongoing dividend increases for the fourth consecutive year.

Company News

  • Mapfre, S.A. (OTCMKTS:MPFRY) Shares Shorted: Short Interest Down 77.9% in September

  • AM Best Comments on Credit Ratings of MAPFRE S.A.'s Rated Operating Subsidiaries Following Announced Acquisition of Safety Insurance Group, Inc.

  • Mapfre, S.A. (MPFRY) Q2 2026 Earnings Call Transcript

  • Safety Insurance Group, Inc. Enters Into Merger Agreement With Mapfre for $1.54 Billion

  • Mapfre, S.A. (MPFRY) Q1 2026 Earnings Call Transcript

  • Mapfre, S.A. (MPFRY) Shareholder/Analyst Call Transcript

  • Mapfre, S.A. (MPFRY) Q4 2025 Earnings Call Transcript

  • Mapfre, S.A. (OTCMKTS:MPFRF) Short Interest Down 15.9% in January

  • Mapfre, S.A. (MPFRY) Q3 2025 Earnings Call Transcript

  • Fundación MAPFRE Celebrates 50 Years of Impact at the Museum of Fine Arts, Boston

  • Mapfre, S.A. (MPFRF) Q2 2025 Earnings Call Transcript

  • Mapfre Has Now Become A Solid Income Idea

  • Mapfre, S.A. (MPFRF) Q1 2025 Earnings Call Transcript

  • Mapfre, S.A. (MPFRF) Q4 2024 Earnings Call Transcript

  • Mapfre, S.A. (MPFRF) Q3 2024 Earnings Call Transcript

  • Mapfre, S.A. (MPFRF) Q2 2024 Earnings Call Transcript

  • Mapfre, S.A. (MPFRF) Q1 2024 Sales/Trading Statement Call Transcript

  • Fundación MAPFRE names three finalists from U.S. in global Social Innovation Awards

  • Mapfre, S.A. (MPFRF) Q4 2023 Earnings Call Transcript

  • Mapfre: A 7.8% Dividend Yield And A 20% Discount To Book Value