Banco BBVA Argentina SA

Banco BBVA Argentina SA

3.70
EUR
0.00
(0.00%)
11.86P/E
Nov 24Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
14.59
21.35
25.5
32.61
96.28
145.43
279.71
471.65
1,483.82
4,311.34
8,923.2
7,359.16
4,984.93
6,233.32
Basic EPS, GAAP
3.77
5.97
7.05
6.79
5.1
-5.09
53.76
48.23
93.05
651.23
733.37
773.79
514.34
609.45
Free Cash Flow per Basic Share
-0.35
-0.56
-0.53
-0.78
-85.61
161.36
119.09
-63.77
1,030.48
1,069.26
2,613.89
5,206.06
1,278.68
1,249.32
Dividend per Share
- -
0.05
- -
2.73
3.89
4.47
12.42
- -
- -
28.52
1.3
194.54
27.75
33.68
Book Value per Share
13.05
18.83
25
69.31
80.08
114.28
183.89
276.85
508.01
1,809.34
4,964.39
5,525.83
5,601.8
6,834.88
Tangible Book Value per Share
12.83
18.57
24.57
68.37
79.11
112.68
182.16
273.02
496.33
1,760.46
4,846.61
5,377.19
5,407.03
6,575
Basic Weighted Avg Shares
537
537
537
537
575
613
613
613
613
613
613
613
613
613
Sales/Revenue/Turnover
7,835
11,462
13,691
17,508
55,339
89,101
171,372
288,963
909,154
2,641,601
5,467,334
4,509,033
3,054,315
3,819,216
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
101
140
201
248
2,199
4,026
8,647
11,955
33,859
69,640
79,866
104,728
111,103
134,368
Net Income, GAAP
2,024
3,204
3,784
3,644
2,929
-3,120
32,935
29,551
57,012
399,018
449,341
474,106
315,144
373,417
Effective Tax Rate (%)
35.65
34.27
35.14
40.2
27.98
156.74
11.45
44.38
33.06
- -
49.81
17.29
36.02
33.17
Profit Margin (%)
25.84
27.96
27.64
20.81
5.29
-3.5
19.22
10.23
6.27
15.11
8.22
10.51
10.32
9.78
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,867
2,511
3,717
4,590
4,051
12,308
21,739
20,705
29,486
74,096
137,590
457,614
1,488,384
857,459
Total Equity
7,329
10,608
14,054
38,522
49,517
70,059
114,817
172,893
317,540
1,125,425
3,080,857
3,441,070
3,543,354
4,326,528
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
32.95
36.65
31.47
14.08
6.73
-5.24
36.06
20.94
23.71
56.21
21.65
14.75
9.24
10.57

Capital Structure

ARS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
3,376
5,284
- -
LT Borrowings
1,440,263
1,244,116
857,459
LT Finance Leases
48,122
46,817
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
613
613
613
Market Capitalization
5,744,931
4,210,052
4,427,964

Working Capital

ARS

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,645,472
4,016,499
4,049,937
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
638,232
582,595
76,630
ST Debt
3,376
5,284
- -
Deferred Revenue
- -
- -
- -

Growth Rates

ARS

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
88.51%
105.3%
2.97%
Free Cash Flow
964.89%
-308.84%
-75.44%
Net Income, GAAP
-71.84%
135.48%
-33.53%
Sales/Revenue/Turnover
92.83%
92.47%
-32.26%
Total Cash Common Dividend
- -
- -
-85.73%

Quarterly Revenue

ARS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,402,129
1,129,135
771,556
731,146
4,509,033
2025
1,053,806
1,065,239
846,372
584,558
3,054,315
2026
1,181,775
1,206,511
- -
- -
- -

Quarterly Earnings Per Share

ARS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
88.5
252.62
214.34
146.92
773.79
2025
169.75
120.65
57.26
217.54
514.34
2026
127.99
206.66
- -
- -
- -

Quarterly Dividends Per Share

ARS

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
69.16
10.99
194.54
2025
- -
5.53
10.69
11.53
27.75
2026
11.45
- -
- -
- -
- -

Company Description

CEO
Jorge Alberto Bledel
Full Time Employees
6,689
Sector
Finance
Industry
Major banks
Address
Avenida COrdoba 111 Buenos Aires BA Argentina C1054AAA
IPO Date
Nov 23, 1993
Business
Banco BBVA Argentina S.A. (BBAR; XBBAR.MC) operates as a leading universal bank in Argentina, providing a comprehensive range of retail, SME, and corporate banking products and services; checking and savings accounts, time deposits, credit and debit cards, consumer loans, secured loans, mortgages, insurance products, investment products, and asset management; financing solutions including factoring, overdrafts, financial leases, export financing, project finance, syndicated loans, and global transaction services; securities brokerage, risk management, mergers and acquisitions advisory, and capital markets services; supplemented by digital platforms such as the BBVA App, MODO payment solutions, Openpay for merchants, and Spark for tech startups and entrepreneurs. Founded in 1886 as Banco Francés del Río de la Plata and headquartered in Buenos Aires, the bank is a subsidiary of Spain's Banco Bilbao Vizcaya Argentaria S.A. since 1996, with nationwide operations across all Argentine provinces serving approximately 3.7 million active clients through 235 branches, digital channels, and strategic partnerships with entities like Despegar.com.ar for travel financing, Fravega, Falabella, Cinemark, and major soccer clubs River Plate and Boca Juniors. In recent developments, the bank rebranded from BBVA Banco Francés to Banco BBVA Argentina S.A. in July 2019 with BCRA approval, aligning with BBVA Group's global identity; expanded its SME client base to over 179,000 by December 2024 from 143,000 in 2023 while growing commercial lending market share to 12.1%; launched digital enhancements including the Azul virtual assistant in the BBVA App and 19 fully-digital branches; reported third-quarter 2025 private sector loans of $12.8 trillion, up 6.7% quarterly and 76.7% year-over-year with an 11.39% market share, alongside deposits reaching $15.4 trillion and a 10.09% deposit market share; secured regulatory approval for a strategic acquisition on November 7, 2025; and benefited from analyst upgrades by Citi to Buy with a price target of ARS 11,800 and by Itau BBA to Outperform at $15, citing post-election growth potential through 2027.

Company News

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  • BBVA Argentina Announces Second Quarter 2026 Financial Results

  • BBVA Argentina announces Second Quarter 2026 Financial Results Schedule

  • Banco BBVA Argentina SA (BBAR) Stock Down 4.2% but Still Overvalued -- GF Score: 71/100

  • Is Banco BBVA Argentina SA (BBAR) Overvalued After 5.1% Rally? GF Value Says Overvalued

  • Banco BBVA Argentina S.A. (BBAR) Q1 2026 Earnings Call Transcript

  • BBVA Banco Frances Q1 Earnings Call Highlights

  • BBVA Argentina announces First Quarter 2026 Financial Results

  • Banco BBVA Argentina SA (BBAR) Shares Fall 3.3% -- What GF Score of 76 Tells Investors

  • Banco BBVA Argentina SA (BBAR) Stock Down 3.7% but Still Overvalued -- GF Score: 75/100

  • BBVA Banco Frances S.A. (NYSE:BBAR) Receives Average Recommendation of “Moderate Buy” from Brokerages

  • Banco BBVA Argentina Has Filed Its Annual Report on Form 20-F for the Fiscal Year 2025