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    Banks - Regional
BNCCORP, Inc.

BNCCORP, Inc.

BNCC
BNCCORP, Inc.US flagOther OTC
36.22
USD
+0.22
- -
127.50MMarket Cap
BNCCORP, Inc.
BNCC
(Other OTC)

Recent

price

36.22

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
11.3
14.01
14.4
14.9
13.78
14.85
15.02
13.63
13.59
16.41
33.19
21.3
14.01
11.83
10.42
11.25
11.65
Revenue per Share
0.67
-6.14
-6.72
2.22
1.98
2.23
2.08
1.4
1.96
2.9
12.52
6.15
1.82
1.59
2.24
2.48
2.59
Basic EPS, GAAP
-3.68
2.18
4.31
27.29
4.73
5.95
6.59
6.24
8.46
-26.43
-15.61
58.24
15.75
12.88
2.34
3.53
3.65
Free Cash Flow per Basic Share
- -
0.25
- -
1.42
0.5
0.56
- -
- -
- -
- -
- -
14.08
1.76
- -
2.3
4.04
- -
Dividend per Share
10.98
4.94
-2.22
8.49
10.29
12.46
14.32
15.61
17.51
20.16
24.42
24.5
24.51
26.06
22.2
24.7
25.33
Book Value per Share
16.39
11.34
5.13
14.79
18.52
20.37
21.52
22.34
22.29
27.3
33.18
32.22
28.08
30.31
26.42
30.08
30.68
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
Basic Weighted Avg Shares
37
46
47
49
46
50
52
47
47
58
118
76
50
42
37
40
41
Sales/Revenue/Turnover
7.94
-44.64
-46.55
25.34
26.99
26.15
18.9
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
2
2
2
1
1
2
2
2
1
1
1
Depreciation Expense
2
-19
-22
9
8
9
7
5
7
10
45
22
6
6
8
9
9
Net Income, GAAP
24.94
- -
- -
30.7
32.5
30
26.88
38.24
18.37
22.2
23.72
23.52
21.96
22.02
22.76
23.32
23.2
Effective Tax Rate (%)
5.96
-41.08
-46.7
17.56
18.22
18.3
13.82
10.3
14.43
17.69
37.72
28.89
12.98
13.48
21.46
22.01
22.23
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
23
38
24
22
15
32
63
25
25
35
49
17
17
16
16
16
16
LT Debt
54
57
37
70
83
69
74
78
78
96
118
115
100
108
94
107
109
Total Equity
1.35
- -
- -
9.08
7.46
8.02
5.4
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.31
-76.67
- -
- -
21.26
19.65
15.63
9.42
11.86
15.49
56.43
25.17
7.43
6.31
9.22
10.56
10.78
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
15
15
15
LT Finance Leases
1
1
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
108
118
126

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
234
295
291
Accounts Receivable, Net
4
4
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
4
5
4
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.16%
-1.47%
13.71%
Free Cash Flow
-100.8%
-119.25%
50.51%
Net Income, GAAP
28.78%
-16.76%
10.63%
Sales/Revenue/Turnover
3.08%
-18.03%
7.85%
Total Cash Common Dividend
- -
- -
75.66%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9
9
9
9
37
2025
9
10
10
10
40
2026
11
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.49
0.53
0.59
- -
2.24
2025
0.5
0.62
0.74
- -
2.48
2026
0.61
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.27
- -
- -
- -
2.3
2025
4.04
- -
- -
- -
4.04
2026
- -
- -
- -
- -
- -
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Business
BNCCORP, Inc. BNCCORP, Inc. operates as the bank holding company for BNC National Bank, providing commercial and retail banking, as well as wealth management services to businesses and consumers in its local markets in Arizona and North Dakota; core offerings include business financing, commercial real estate lending, small business administration loans, business checking accounts, cash management, corporate credit cards, and merchant services for small to middle-sized businesses; revolving lines of credit, working capital loans, equipment financing, construction loans, letters of credit, aircraft loans, agribusiness loans, vehicle loans, home equity lines of credit, and real estate loans; personal checking and savings products, personal loans, card services; wealth management solutions encompassing personal wealth advisory services, 401(k) and other retirement plan administration, trust services, and retirement plans for businesses; as well as online and mobile banking services. The company maintains community banking branches and wealth management offices across its operating regions, with approximately 136 employees supporting these activities. Founded in 1987 and headquartered at 322 East Main Avenue in Bismarck, North Dakota, BNCCORP, Inc. focuses on regional financial services within the banks - regional industry segment, targeting small to middle-market businesses, agricultural clients, and individual consumers through personalized, community-oriented banking solutions. Recent financial performance reflects steady profitability, with second quarter net income of $2.2 million or $0.62 per diluted share, first quarter net income of $1.8 million or $0.50 per diluted share, and fourth quarter net income of $2.3 million or $0.64 per diluted share, underscoring operational resilience amid ongoing quarterly earnings reporting on OTCQX Markets.

Company News

APIChatGPT

  • gurufocus.com

    BNCCORP, INC. REPORTS FIRST QUARTER NET INCOME OF $2.2 MILLION, OR $0.61 PER DILUTED SHARE

  • prnewswire.com

    BNCCORP, INC. REPORTS FIRST QUARTER NET INCOME OF $2.2 MILLION, OR $0.61 PER DILUTED SHARE

  • globenewswire.com

    $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of BNCCORP, Inc. (OTCQX: BNCC)

  • prnewswire.com

    BNCCORP To Be Acquired By OppFi in Transformative Customer-Focused Transaction

  • prnewswire.com

    OppFi Announces Definitive Agreement to Acquire BNCCORP, Inc. and BNC National Bank and the Elimination of Up-C Structure

  • seekingalpha.com

    Special Dividends Are Not Quite Enough To Make Bnccorp Appealing

  • prnewswire.com

    BNCCORP, INC. REPORTS FIRST QUARTER NET INCOME OF $1.8 MILLION, OR $0.50 PER DILUTED SHARE

  • prnewswire.com

    BNCCORP, INC. REPORTS FOURTH QUARTER NET INCOME OF $2.2 MILLION, OR $0.60 PER DILUTED SHARE, AND ANNOUNCES SPECIAL $2.25 PER SHARE CASH DIVIDEND

  • seekingalpha.com

    Set And Forget Ideas For 2022

  • seekingalpha.com

    BNCCORP: Qualitative Risk Management Practices