1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
BNCCORP, Inc.

BNCCORP, Inc.

BNCC
BNCCORP, Inc.US flagOther OTC
33.53
USD
-0.19
- -
118.03MMarket Cap

Income Statement (USD)

APIChat
2009 Y
2010 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Sales/Revenue/Turnover
46
47
49
46
50
52
47
47
58
118
76
50
42
37
40
+ Sales & Services Revenue
46
47
49
46
50
52
47
47
58
118
76
50
42
37
40
- Cost of Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cost of Goods & Services
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Profit
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Income
20
22
-12
-13
-13
-10
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Operating Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Selling, General & Admin
21
23
24
25
28
30
29
29
32
40
29
27
21
16
16
+ Research & Development
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Operating Expense
-21
-23
-24
-25
-28
-30
-29
-29
-32
-40
-29
-27
-21
-16
-16
Operating Income (Loss)
-20
-22
12
13
13
10
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Non-Operating (Income) Loss
- -
- -
- -
- -
- -
- -
-8
-8
-13
-58
-29
-8
-7
-10
-11
+ Interest Expense, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Interest Income
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Op (Income) Loss
- -
- -
- -
- -
- -
- -
-8
-8
-13
-58
-29
-8
-7
-10
-11
Pretax Income
-20
-22
12
13
13
10
8
8
13
58
29
8
7
10
11
- Income Tax Expense (Benefit)
-2
- -
4
4
4
3
3
2
3
14
7
2
2
2
3
- (Income) Loss from Affiliates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) from Cont Ops
-19
-22
9
8
9
7
5
7
10
45
22
6
6
8
9
- Net Extraordinary Losses (Gains)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Discontinued Operations
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Extraord. & Accounting Changes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Income (Loss) Incl. MI
-19
-22
9
8
9
7
5
7
10
45
22
6
6
8
9
- Minority Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
-19
-22
9
8
9
7
5
7
10
45
22
6
6
8
9
- Preferred Dividends
1
- -
1
2
2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- Other Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income Avail to Common, GAAP
-20
-22
7
7
8
7
5
7
10
45
22
6
6
8
9
EBIT
-20
-22
12
13
13
10
- -
- -
- -
- -
- -
- -
- -
- -
- -
EBITDA
-19
-21
14
14
15
11
2
2
1
1
2
2
2
1
1
EBITDA Margin (%)
-41.43
-43.73
27.85
29.72
28.96
21.83
3.44
3.26
2.51
1.19
2.7
4.03
3.92
3.86
3.65
EBITA
-20
-22
12
13
13
10
- -
- -
- -
- -
- -
- -
- -
- -
- -
Gross Margin (%)
100
100
100
100
100
100
100
100
100
100
100
100
100
100
100
Operating Margin (%)
-44.64
-46.55
25.34
26.99
26.15
18.9
- -
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-41.08
-46.7
17.56
18.22
18.3
13.82
10.3
14.43
17.69
37.72
28.89
12.98
13.48
21.46
22.01
Sales per Employee
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.25
- -
1.42
0.5
0.56
- -
- -
- -
- -
- -
14.08
1.76
- -
2.3
- -
Depreciation Expense
1
1
1
1
1
2
2
2
1
1
2
2
2
1
1
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
4
4
4
4
4
4
- -
Basic EPS, GAAP
-6.14
-6.72
2.22
1.98
2.23
2.08
1.4
1.96
2.9
12.52
6.15
1.82
1.59
2.24
- -
Basic EPS from Cont Ops
-5.76
-6.72
2.62
2.51
2.72
2.08
1.4
1.96
2.9
12.52
6.15
1.82
1.59
2.24
- -
Diluted Weighted Avg Shares
3
3
3
3
3
4
4
4
4
4
4
4
4
4
- -
Diluted EPS, GAAP
-6.12
-6.72
2.11
1.91
2.16
2.03
1.38
1.93
2.88
12.52
6.15
1.82
1.59
2.23
- -
Diluted EPS from Cont Ops
-5.74
-6.72
2.49
2.42
2.63
2.03
1.38
1.93
2.88
12.52
6.15
1.82
1.59
2.23
- -

Balance Sheet (USD)

APIChat
2009 Y
2010 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
Total Current Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash, Cash Equivalents & STI
35
113
455
490
435
411
438
437
276
196
397
249
262
199
295
+ Cash & Cash Equivalents
35
113
19
41
15
11
26
25
11
12
188
74
102
101
211
+ ST Investments
- -
- -
436
449
419
400
412
412
265
184
209
175
160
98
84
+ Accounts & Notes Receiv
3
2
4
4
4
4
5
5
4
5
3
3
4
4
4
+ Accounts Receivable, Net
3
2
4
4
4
4
5
5
4
5
3
3
4
4
4
+ Notes Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Loans Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Receivable, Net
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Raw Materials
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Work In Process
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Finished Goods
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inventory Adjustments
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Inventory
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other ST Assets
-38
-115
-458
-494
-439
-416
-443
-442
-279
-201
-400
-252
-266
-203
-300
+ Misc ST Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Prepaid Expenses
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Assets Held-for-Sale
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Noncurrent Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Property, Plant & Equip, Net
20
19
15
16
18
19
19
17
19
17
15
13
12
12
11
+ Property, Plant & Equip
31
30
26
27
29
32
32
31
33
32
30
29
28
28
28
- Accumulated Depreciation
10
11
11
11
12
12
13
14
14
15
15
16
16
17
18
+ LT Investments & Receivables
213
137
436
449
419
400
412
412
265
184
209
175
160
98
84
+ LT Investments
213
137
436
449
419
400
412
412
265
184
209
175
160
98
84
+ LT Receivables
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other LT Assets
-233
-156
-451
-466
-437
-420
-431
-428
-284
-201
-224
-188
-172
-109
-94
+ Total Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Goodwill
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Deferred Tax Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Derivative & Hedging Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Assets
-233
-156
-451
-466
-437
-420
-431
-428
-284
-201
-224
-188
-172
-109
-94
Total Assets
868
747
843
934
904
910
946
971
967
1,074
1,047
943
968
967
1,100
+ Payables & Accruals
4
6
7
8
8
7
7
7
9
14
8
6
5
18
5
+ Accounts Payable
1
1
1
- -
- -
1
1
1
2
1
- -
- -
1
1
2
+ Accrued Taxes
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Interest & Dividends Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Payables & Accruals
3
5
6
7
7
7
6
6
8
13
7
5
4
17
3
+ ST Debt
10
16
20
16
14
13
18
- -
- -
- -
- -
1
- -
- -
- -
+ ST Borrowings
10
16
20
16
14
13
18
- -
- -
- -
- -
- -
- -
- -
- -
+ ST Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
- -
- -
+ Other ST Liabilities
-15
-22
-27
-24
-22
-20
-25
-7
-9
-14
-8
-7
-5
-18
-5
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc ST Liabilities
-15
-22
-27
-24
-22
-20
-25
-7
-9
-14
-8
-7
-5
-18
-5
Total Current Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ LT Debt
38
24
22
15
32
63
25
25
35
49
17
17
16
16
16
+ LT Borrowings
38
24
22
15
32
63
25
25
32
46
15
15
15
15
15
+ LT Finance Leases
- -
- -
- -
- -
- -
- -
- -
- -
3
3
2
2
1
1
1
+ Other LT Liabilities
-38
-24
-22
-15
-32
-63
-25
-25
-35
-49
-17
-17
-16
-16
-16
+ Accrued Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Pension Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Revenue
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Tax Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Derivatives & Hedging
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Misc LT Liabilities
-38
-24
-22
-15
-32
-63
-25
-25
-35
-49
-17
-17
-16
-16
-16
Total Noncurrent Liabilities
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Liabilities
811
710
773
851
835
836
869
893
870
956
932
843
860
873
994
+ Preferred Equity and Hybrid Capital
20
20
21
21
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Share Capital & APIC
27
27
26
26
26
26
26
26
26
26
26
26
27
27
27
+ Common Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Additional Paid in Capital
27
27
26
26
26
26
26
26
26
26
26
26
27
27
27
- Treasury Stock
5
5
4
3
3
3
3
2
2
2
2
2
2
3
3
+ Retained Earnings
16
-7
28
35
42
49
54
61
71
87
87
88
93
79
87
+ Other Equity
-1
2
-1
5
4
2
- -
-7
1
7
3
-12
-10
-9
-5
Equity Before Minority Interest
57
37
70
83
69
74
78
78
96
118
115
100
108
94
107
+ Minority/Non Controlling Interest
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
57
37
70
83
69
74
78
78
96
118
115
100
108
94
107
Total Liabilities & Equity
868
747
843
934
904
910
946
971
967
1,074
1,047
943
968
967
1,100
Shares Outstanding
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
Number of Employees
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Capital Leases - Total
- -
- -
- -
- -
- -
- -
- -
- -
3
3
2
2
1
1
1
Net Debt
13
-72
24
-10
31
64
17
- -
21
33
-173
-59
-87
-85
-196
Net Debt to Equity
22.21
-193.95
33.68
-12.1
44.9
86.81
22.19
-0.23
22.31
28.3
-150.5
-58.76
-80.24
-91.12
-184.01
Tangible Common Equity Ratio
4.26
2.25
5.78
6.68
7.63
8.15
8.2
8.01
9.96
11.01
10.98
10.64
11.2
9.69
9.68
Current Ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash Conversion Cycle
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Cash Flow Statement (USD)

APIChat
2009 Y
2010 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
+ Net Income
-19
-22
9
8
9
7
5
7
10
45
22
6
6
8
9
+ Depreciation & Amortization
1
1
1
1
1
2
2
2
1
1
2
2
2
1
1
+ Non-Cash Items
33
27
90
6
14
20
16
22
-106
-105
189
49
41
2
3
+ Stock-Based Compensation
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Deferred Income Taxes
2
-1
2
2
- -
- -
2
- -
- -
-1
1
1
- -
- -
-1
+ Asset Impairment Charge
- -
- -
2
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Non-Cash Adj
30
28
86
4
14
19
15
22
-106
-105
188
48
41
2
3
+ Chg in Non-Cash Work Cap
-7
8
-7
4
-1
-3
1
1
2
4
-4
- -
-2
-2
- -
+ (Inc) Dec in Accts Receiv
-6
7
-4
5
-2
-4
-1
- -
-2
2
- -
1
- -
-1
-1
+ (Inc) Dec in Inventories
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ (Inc) Dec in Prepaid Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Accts Payable
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Inc (Dec) in Other
-2
1
-3
-1
1
1
2
- -
4
3
-5
-2
-1
-1
1
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Operating Activities
8
15
93
19
23
26
23
31
-92
-55
209
57
47
9
13
+ Change in Fixed & Intang
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Disp in Fixed & Intang
- -
- -
- -
1
- -
- -
- -
2
- -
- -
- -
- -
- -
- -
- -
+ Disp of Fixed Prod Assets
- -
- -
- -
1
- -
- -
- -
2
- -
- -
- -
- -
- -
- -
- -
+ Disp of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Acq of Fixed & Intang
-1
-1
-3
-3
-3
-3
-2
-1
-1
- -
-1
-1
-1
-1
- -
+ Acq of Fixed Prod Assets
-1
-1
-3
-3
-3
-3
-2
-1
-1
- -
-1
-1
-1
-1
- -
+ Acq of Intangible Assets
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash (Repurchase) of Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-1
- -
+ Increase in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Decrease in Capital Stock
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-1
- -
+ Net Change in LT Investment
12
87
-150
-11
22
10
-21
-14
149
85
-34
11
17
30
19
+ Dec in LT Investment
151
137
119
153
199
132
136
116
321
103
41
30
26
30
19
+ Inc in LT Investment
-139
-50
-269
-165
-177
-122
-157
-130
-172
-18
-75
-20
-10
- -
- -
+ Net Cash From Acq & Div
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash from Divestitures
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for Acq of Subs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Cash for JVs
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
+ Other Investing Activities
-18
79
-39
-58
-30
-38
-19
-42
-42
-76
36
-88
-52
-31
-40
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Investing Activities
-7
166
-192
-72
-10
-32
-41
-56
105
9
1
-78
-36
-2
-22
+ Dividends Paid
-1
- -
-5
-2
-2
- -
- -
- -
- -
- -
-50
-6
- -
-8
-14
+ Net Cash From Debt
-70
-15
- -
-11
25
29
-38
-7
- -
16
-31
- -
- -
- -
- -
+ Cash From Debt
1,018
5
- -
33
205
666
63
395
821
308
12
43
41
- -
- -
+ Repayments of Debt
-1,087
-20
- -
-44
-180
-637
-101
-402
-821
-292
-43
-43
-41
- -
- -
+ Other Financing Activities
94
-89
82
88
-62
-28
71
31
-28
33
47
-87
18
- -
134
+ Net Cash From Disc Ops
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Cash from Financing Activities
24
-104
77
75
-39
2
33
24
-28
48
-34
-93
18
-9
120
Effect of Foreign Exchange Rates
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Changes in Cash
25
77
-22
22
-26
-4
15
-1
-15
2
176
-114
28
-2
111
EBITDA
-19
-21
14
14
15
11
2
2
1
1
2
2
2
1
1
EBITDA Margin (%)
-41.43
-43.73
27.85
29.72
28.96
21.83
3.44
3.26
2.51
1.19
2.7
4.03
3.92
3.86
3.65
Free Cash Flow
7
14
90
16
20
23
22
30
-93
-56
208
56
46
8
13
Net Cash Paid for Acquisitions
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow to Firm
- -
- -
90
16
20
23
22
30
-93
-56
208
56
46
8
13
Free Cash Flow to Equity
-43
-1
89
3
23
52
-16
25
-93
-40
177
56
46
8
13
Free Cash Flow per Basic Share
2.18
4.31
27.29
4.73
5.95
6.59
6.24
8.46
-26.43
-15.61
58.24
15.75
12.88
2.34
- -
Price/Free Cash Flow
0.39
0.17
0.25
1.47
1.25
1.75
2.45
1.28
-0.76
-1.65
0.59
1.51
1.77
10.94
- -
Cash Flow to Net Income
-0.44
-0.67
10.75
2.29
2.5
3.64
4.8
4.5
-9
-1.24
9.5
8.74
8.17
1.18
1.46
Capital Expenditures
-1
-1
-3
-3
-3
-3
-2
-1
-1
- -
-1
-1
-1
-1
- -