1. Philippines Stocks

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    Banks - Regional
Bank of the Philippine Islands

Bank of the Philippine Islands

BPHLF
Bank of the Philippine IslandsUS flagOther OTC
2.00
USD
- -
- -
10.59BMarket Cap
Bank of the Philippine Islands
BPHLF
(Other OTC)

Recent

price

2.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
10.34
10.55
12
13.3
13.08
13.8
15.51
16.55
16.29
18.79
20.72
19.81
24.1
27.79
30.6
34.92
36.07
Revenue per Share
2.96
3.18
4.03
4.63
4.12
4.14
5.14
5.22
4.91
5.86
4.35
4.86
8.05
10.9
11.78
12.62
12.66
Basic EPS, GAAP
39.71
-11.57
15.37
30.21
5.56
12.6
0.09
0.67
-23.3
6.79
17.94
40.85
-9.17
14.45
-4.78
-19.73
-0.5
Free Cash Flow per Basic Share
2.36
0.79
2.8
0.79
1.54
1.61
1.65
1.65
1.62
2.48
1.65
1.65
1.98
3.4
3.99
4.39
4.39
Dividend per Share
18.53
19.04
21.02
24.04
26.48
27.93
32.15
36.29
36.66
39.19
42.82
9.18
10
10.4
9.99
9.99
9.99
Book Value per Share
21.51
21.75
23.46
25.36
32.99
34.2
38.54
42.19
52.83
55.03
56.82
59.62
64.56
75.62
78.61
87.38
89.38
Tangible Book Value per Share
3,825
4,061
4,061
4,064
4,375
4,406
4,290
4,292
4,703
4,911
4,918
4,918
4,918
4,741
5,266
5,280
5,284
Basic Weighted Avg Shares
39,565
42,827
48,727
54,053
57,222
60,786
66,551
71,020
76,620
92,262
101,910
97,412
118,520
131,744
161,162
184,393
190,610
Sales/Revenue/Turnover
36.87
- -
40.17
42.82
40.23
38.68
40.28
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,586
3,040
3,346
3,459
3,587
3,661
3,878
4,255
4,797
7,132
6,023
6,249
5,445
6,615
5,257
5,918
6,104
Depreciation Expense
11,312
12,899
16,352
18,811
18,039
18,234
22,050
22,416
23,078
28,803
21,409
23,880
39,605
51,687
62,049
66,615
66,897
Net Income, GAAP
18
19.46
16.06
17.94
21.54
21.85
16.92
20.76
22.18
24.39
15.16
28.11
22.45
20.39
21.95
21.74
21.87
Effective Tax Rate (%)
28.59
30.12
33.56
34.8
31.52
30
33.13
31.56
30.12
31.22
21.01
24.51
33.42
39.23
38.5
36.13
35.1
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
29,868
24,136
28,340
25,189
32,993
20,941
61,973
83,517
166,901
173,994
172,560
112,354
119,868
157,534
187,974
241,076
270,416
LT Debt
82,275
88,316
98,122
105,807
146,679
152,730
167,684
183,551
251,538
273,034
281,957
295,156
319,804
359,370
432,690
478,870
481,804
Total Equity
12.59
- -
13.22
14.15
11.21
10.06
10.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
16.57
17.41
20.1
20.55
16.89
15.27
16.9
15.27
14.06
15.79
10.62
18.68
83.98
104.95
121.76
126.46
126.94
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5,284
5,284
5,284
Market Capitalization
500,201
529,547
643,189

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
237,121
198,518
233,091
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.46%
11.29%
10.67%
Free Cash Flow
-341.5%
-13.99%
313.55%
Net Income, GAAP
16%
27.06%
7.36%
Sales/Revenue/Turnover
12.01%
13.03%
14.41%
Total Cash Common Dividend
- -
- -
10.27%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
39,525
41,650
44,580
44,327
161,162
2025
44,703
47,851
49,774
42,065
184,393
2026
50,919
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.9
2.9
3.3
- -
11.78
2025
3.16
3.09
3.32
- -
12.62
2026
3.2
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
1.98
0.03
- -
3.99
2025
- -
2.08
0.03
- -
4.39
2026
- -
- -
- -
- -
- -
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Business
Bank of the Philippine Islands (BPI), founded in 1851 and headquartered in Makati City, Philippines, operates as the country's first and oldest universal bank, providing a comprehensive range of financial products and services to retail, corporate, and institutional clients through its consumer banking, corporate banking, and investment banking segments; these include deposits, checking and savings accounts, time deposits, consumer lending such as home mortgages, auto loans, credit cards, and personal loans, corporate loans and facilities, trade finance, cash management, internet-based banking platforms, asset management, trust and fiduciary services, securities brokerage and distribution, foreign exchange, leasing, insurance, payments, and remittance services, alongside specialized offerings like microfinance through BPI Direct BanKo, sustainability-linked products including green saver time deposits, renewable energy financing, sustainability bonds, and ESG investments. BPI maintains an extensive domestic network of over 1,250 branches and more than 3,000 ATMs nationwide, with international presence via subsidiaries BPI Wealth Hong Kong Limited in Hong Kong and Bank of the Philippine Islands (Europe) PLC in London, supplemented by tie-ups and representative offices in Tokyo and Dubai to serve overseas Filipinos. As a subsidiary of Ayala Corporation, BPI continues to expand through strategic initiatives, including its merger with Robinsons Bank completed in early 2024 to enhance product synergies and platforms, a March 2025 partnership with MoneyHero Limited to broaden credit card comparison and application services for Filipino consumers, and November 2025 financing for Prime Infrastructure Capital's acquisition of First Gen Corp.'s gas assets to bolster renewable energy investments.

Company News

APIChatGPT

  • seekingalpha.com

    Bank of the Philippine Islands (BPHLY) Q1 2026 Earnings Call Transcript

  • seekingalpha.com

    Bank of the Philippine Islands (BPHLY) Q4 2025 Earnings Call Transcript

  • defenseworld.net

    Bank of the Philippine Islands (OTCMKTS:BPHLF) Stock Price Up 3.6% – Here’s What Happened

  • seekingalpha.com

    Bank of the Philippine Islands (BPHLY) Q3 2025 Earnings Call Transcript