Canadian Western Bank

Canadian Western Bank

CWESF
Canadian Western BankUS flagOther OTC
18.00
USD
- -
- -
6.97BMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
519
558
583
611
658
727
803
862
897
1,016
1,076
1,113
1,184
1,184
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
17
22
22
21
25
31
30
32
50
58
81
62
71
71
Net Income, GAAP
187
202
230
325
188
229
264
287
271
357
337
351
296
296
Effective Tax Rate (%)
23.64
23.97
24.3
24.91
26.41
26.37
26.8
26.29
26.33
25.61
24.89
26.12
26.02
26.02
Profit Margin (%)
36.12
36.3
39.49
53.19
28.63
31.45
32.8
33.29
30.15
35.13
31.3
31.52
25.04
25.04
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
634
821
1,037
1,188
3,129
3,640
5,014
5,731
6,069
7,433
8,050
7,329
7,499
7,499
Total Equity
1,570
1,600
1,695
1,912
2,343
2,464
2,589
2,948
3,332
3,534
3,733
4,027
4,359
4,359
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
15.22
14.44
15.01
19.12
9.18
9.98
10.8
10.87
9.66
11.76
10
9.54
7.45
7.45

Capital Structure

FRC

in mil. unless spec.
Apr'24
Jul'24
Oct'24
ST Debt
- -
- -
- -
LT Borrowings
7,082
6,885
7,344
LT Finance Leases
- -
- -
155
Preferred Equity and Hybrid Capital
250
250
250
Shares Outstanding
97
97
97
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Apr'24
Jul'24
Oct'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,860
4,237
2,401
Accounts Receivable, Net
- -
- -
223
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
1,056
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.03%
8.17%
8.26%
Free Cash Flow
-377.28%
-641.48%
-226.51%
Net Income, GAAP
5.4%
1.85%
-15.46%
Sales/Revenue/Turnover
7.39%
6.62%
6.41%
Total Cash Common Dividend
7.48%
6.58%
7.58%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
266
259
272
280
1,076
2023
273
264
284
292
1,113
2024
290
286
298
310
1,184

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Laurent Ferreira
Full Time Employees
29,508
Sector
Financial Services
Industry
Banks - Regional
Address
10303 Jasper Avenue NW Edmonton AB Canada T5J 3X6
IPO Date
May 13, 2020
Website
cwbank.com
Business
Canadian Western Bank (CWB), a Schedule I chartered bank headquartered in Edmonton, Alberta, Canada, and founded in 1988 through the merger of Bank of Alberta and Western & Pacific Bank of Canada, provides full-service business and personal banking; nationwide specialized financing in target industries including commercial equipment leasing through National Leasing Group Inc., franchise finance, and equipment financing; comprehensive wealth management offerings via CWB Wealth Management Ltd. (formerly Adroit Investment Management Ltd.); trust services through Canadian Western Trust Company and Valiant Trust Company encompassing personal and corporate trusts, stock transfer, escrow, and employee plan services; residential mortgages via Optimum Mortgage, a division of Canadian Western Trust Company; high-interest savings accounts, guaranteed investment certificates, and tax-free savings accounts through its digital banking division Motive Financial; and mutual funds through Canadian Western Financial Ltd. The bank primarily serves businesses, their owners, and personal clients across Western Canada with expanding operations in British Columbia, Alberta, Ontario, and select eastern provinces via approximately 50 branches and digital channels. In early 2025, National Bank of Canada completed its $5 billion acquisition of CWB, integrating its $12.3 billion loan and deposit portfolio to achieve $200 million to $250 million in projected three-year revenue synergies, rebranding CWB operations under the National Bank brand while leveraging complementary regional footprints in Quebec and Western Canada; this transformative deal, supported by a $500 million investment from Caisse de dépôt et placement du Québec (CDPQ), marks CWB's shift from independent operations to a key component of National Bank's national expansion strategy.