BPER Banca S.p.A.

BPER Banca S.p.A.

BPXXY
BPER Banca S.p.A.US flagOther OTC
33.11
USD
- -
- -
27.25BMarket Cap
BPER Banca S.p.A.
BPXXY
(Other OTC)

Recent

price

33.11

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
10.49
8.36
8.67
8.68
8.83
7.01
6.08
5.89
6.4
6.81
8.06
5.24
6.11
8.31
8.46
8.48
5.87
Revenue per Share
1.43
0.8
-0.04
0.03
0.06
0.62
0.04
0.5
1.13
1.04
0.7
0.74
2.05
2.15
1.98
2.21
1.51
Basic EPS, GAAP
1.81
-1.81
0.57
1.62
0.81
1.32
-0.38
0.14
0.2
0.59
-2.58
1.44
17.65
-5.37
-4.03
3.41
- -
Free Cash Flow per Basic Share
0.32
0.17
0.1
- -
- -
0.03
0.14
0.11
0.15
0.2
0.01
0.09
0.13
0.26
0.63
1.31
- -
Dividend per Share
5.14
4.49
3.65
3.72
5.45
4.69
4.11
4.56
5.2
5.3
6.88
3.72
5.03
5.12
4.98
5.8
- -
Book Value per Share
18.7
15.53
15.9
15.57
18.74
14.46
14.17
14.67
12.53
12.63
16.59
9.06
10.7
12.61
15.34
19.43
- -
Tangible Book Value per Share
205
270
270
271
267
355
355
355
355
366
340
706
706
707
708
823
914
Basic Weighted Avg Shares
2,151
2,255
2,342
2,352
2,361
2,491
2,158
2,092
2,272
2,494
2,736
3,703
4,314
5,875
5,988
6,974
5,366
Sales/Revenue/Turnover
- -
- -
- -
2.84
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
55
58
61
66
70
80
81
87
119
185
184
345
258
311
365
398
284
Depreciation Expense
293
215
-11
7
15
221
14
176
402
380
237
525
1,449
1,519
1,403
1,818
1,376
Net Income, GAAP
44.96
39.93
- -
77.77
48.8
- -
- -
11.17
- -
5.38
- -
19.37
- -
10.02
29.96
30.94
30.26
Effective Tax Rate (%)
13.63
9.52
-0.48
0.31
0.63
8.86
0.66
8.44
17.7
15.22
8.66
14.18
33.59
25.86
23.42
26.08
25.64
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
18,090
19,838
17,262
15,313
14,543
13,862
11,234
9,994
7,944
8,509
7,187
7,330
10,024
17,964
19,869
24,870
- -
LT Debt
4,344
4,646
4,763
4,712
5,510
5,652
5,556
5,717
4,897
5,292
6,334
6,859
8,121
9,565
11,564
17,595
- -
Total Equity
- -
- -
- -
0.07
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
30.36
18.95
-1.03
0.72
1.2
14.13
0.92
11.46
23.19
20.04
11.07
21.16
46.9
42.34
39.25
43.84
107.27
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,964
1,962
- -
Market Capitalization
15,003
18,665
19,094

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
12,299
13,176
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.21%
23.5%
52.15%
Free Cash Flow
2.22%
110.6%
-198.46%
Net Income, GAAP
144.95%
64.88%
29.64%
Sales/Revenue/Turnover
11.81%
21.28%
16.45%
Total Cash Common Dividend
258.56%
446.09%
140.41%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,475
1,539
1,465
1,327
5,988
2025
1,524
1,515
1,944
1,906
6,974
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.65
- -
- -
0.38
1.98
2025
0.63
0.65
0.59
0.35
2.21
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.63
2025
- -
- -
- -
- -
1.31
2026
- -
- -
- -
- -
- -
Business
BPER Banca S.p.A. is a prominent Italian banking group primarily engaged in providing a comprehensive range of banking and financial services to individuals, businesses, professionals, and public entities across Italy. The bank's principal offerings include current and savings accounts; loans and mortgages; insurance and social security products; digital banking services; payment cards; investment and savings products; financing and leasing; collection and payment services; import and export financing; liquidity and investment management; wealth management including portfolio management, consultancy, and financial advisory; insurance investment products; and funds and SICAVs. The Corporate & Investment Banking division delivers structured finance, derivatives, mergers and acquisitions advisory, capital markets, and financial sponsor solutions to corporate and institutional clients. Founded in 1867 and headquartered in Modena, Italy, BPER Banca operates through approximately 2,000 branches nationally, serving around 6 million customers with approximately 23,000 employees. In recent developments, BPER Banca is undergoing a significant strategic transformation marked by the planned merger through absorption of Banca Popolare di Sondrio (BPS), aiming to expand its market share and operational scale. This acquisition is expected to boost BPER's earnings substantially, with projected net income growth of 40% by 2027 driven by cost synergies of approximately €290 million through branch network rationalization and IT integration. The merger positions BPER as a leading consolidation force in the Italian banking sector, particularly strengthening its foothold in Lombardy and Valtellina regions. Additionally, BPER commenced an equity buyback program in late 2025 to repurchase up to 3 million shares to support incentive schemes for employees. The bank is executing a business plan centered on evolving into a multi-specialist, capital-light model supported by technological and digital transformation that enhances its national presence and specialized distribution channels. BPER also enjoys recent credit rating upgrades reflecting its improved capitalization, earnings prospects, and strategic execution. This comprehensive set of products, services, and strategic initiatives underlines BPER Banca’s commitment to becoming a reliable, sustainable, and leading bank in Italy’s evolving financial landscape, with growing influence in corporate, retail, and institutional banking segments.

Company News

APIChatGPT
  • Italy's BPER first-quarter profit beats forecast after merger with rival

  • BPER Banca SpA (OTCMKTS:BPXXY) Sees Significant Decline in Short Interest

  • BPER Banca (OTCMKTS:BPXXY) Trading Down 0.4% – Here’s Why

  • BPER Banca SpA (BPXXY) Q4 2025 Earnings Call Transcript

  • Short Interest in BPER Banca SpA (OTCMKTS:BPXXY) Grows By 25.0%