Catalyst Bancorp, Inc.

Catalyst Bancorp, Inc.

CLST
Catalyst Bancorp, Inc.US flagNASDAQ Capital Market
16.01
USD
+0.01
- -
64.87MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.39
1.43
1.93
1.85
2.1
1.4
3.02
3.07
Basic EPS, GAAP
0.25
-0.13
0.4
0.04
0.12
-0.78
0.56
0.56
Free Cash Flow per Basic Share
-0.11
0.06
0.4
0.12
0.43
0.69
0.85
0.94
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
9.67
9.53
10.92
11.74
12.32
12.6
14.19
14.59
Tangible Book Value per Share
9.66
9.55
20.46
19.67
19.66
20.25
22.32
22.85
Basic Weighted Avg Shares
5
5
5
4
4
4
4
4
Sales/Revenue/Turnover
7
8
9
8
9
6
11
11
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
-1
2
- -
1
-3
2
2
Effective Tax Rate (%)
19.86
- -
20.18
- -
10.39
- -
18.05
17.99
Profit Margin (%)
18
-9.27
20.58
2.16
5.82
-55.58
18.58
18.32
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
9
10
15
10
Total Equity
51
51
99
89
85
80
82
82
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-1.38
3.72
0.34
0.99
-6
4.03
3.93

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
15
15
10
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4
4
4
Market Capitalization
49
57
60

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
82
74
85
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
15.42%
1.9%
Free Cash Flow
- -
152.13%
13.02%
Net Income, GAAP
- -
-224.89%
-166.43%
Sales/Revenue/Turnover
- -
16.19%
98.74%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-3
3
3
3
6
2025
3
3
3
3
11
2026
3
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-1.14
0.13
0.11
0.16
-0.78
2025
0.16
0.14
0.13
0.13
0.56
2026
0.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Don Ledet
Full Time Employees
49
Sector
Financial Services
Industry
Banks - Regional
Address
235 North Court Street Opelousas LA United States of America 70570
IPO Date
Oct 13, 2021
Business
Catalyst Bancorp, Inc. (Nasdaq: CLST) operates as the holding company for Catalyst Bank, a federally chartered savings bank founded in 1922 and headquartered in Opelousas, Louisiana, that attracts deposits from the general public and deploys those funds to originate loans secured by first mortgages on one- to four-family residences and multifamily residences; commercial real estate loans; construction and land development loans; commercial and industrial loans; and home equity loans or lines of credit, while also investing in mortgage-backed securities; U.S. Treasury obligations; securities of federal agencies, state and municipal governments; certificates of deposit at federally insured institutions; and federal funds. The bank further provides commercial lending with customized products, lines of credit and real estate financing for small- to medium-sized businesses; personal banking including checking and savings accounts, residential mortgage loans, auto loans and personal loans with online access; treasury management services featuring cash management, remote deposit capture and fraud prevention tools; and wealth management encompassing investment management, financial planning, trusts and estate services, primarily serving individuals, families, businesses and high-net-worth customers in the Acadiana region of south-central Louisiana through its headquarters, three full-service branches in St. Landry Parish and two branches in Lafayette Parish. In recent strategic developments, the company completed a core banking system upgrade in 2024 that reduced data processing expenses by over $200,000 annually and enhanced customer-facing technology; sold lower-yielding investment securities to fund loan growth, higher-yielding assets and debt repayments; repurchased 972,916 shares or 18% of originally issued common stock since January 2023 at an average cost of $11.93 per share through multiple programs; authorized a sixth share repurchase plan in November 2025 for up to 205,000 shares; achieved record loan portfolio expansion to $167.1 million by December 2024 with strong growth in commercial, construction and multifamily segments; and expanded its branch network into Carencro and Lafayette to bolster its presence in key economic areas.

Company News

APIChat
  • Catalyst Bancorp, Inc. Announces 2026 First Quarter Results

  • Head to Head Survey: Catalyst Bancorp (NASDAQ:CLST) and Omni Financial Services (OTCMKTS:OFSI)

  • Catalyst Bancorp, Inc. Announces Agreement to Acquire Lakeside Bancshares, Inc.

  • Financial Comparison: Catalyst Bancorp (NASDAQ:CLST) vs. Regions Financial (NYSE:RF)

  • Catalyst Bancorp, Inc. Announces 2025 Fourth Quarter Results

  • Catalyst Bancorp, Inc. (NASDAQ:CLST) Short Interest Down 27.9% in December

  • Catalyst Bancorp (NASDAQ:CLST) and Community Capital Bancshares (OTCMKTS:ALBY) Critical Review

  • Catalyst Bancorp, Inc. Announces New Share Repurchase Plan

  • Catalyst Bancorp, Inc. Announces 2025 Third Quarter Results

  • Catalyst Bancorp Posts Q2 Profit Drop

  • Catalyst Bancorp, Inc. Announces 2025 Second Quarter Results

  • Catalyst Bancorp, Inc. Announces 2025 First Quarter Results

  • Catalyst Bancorp, Inc. Announces 2024 Fourth Quarter Results

  • Catalyst Bancorp, Inc. Announces New Share Repurchase Plan

  • Catalyst Bancorp, Inc. Announces 2024 Third Quarter Results

  • Catalyst Bancorp, Inc. Announces 2024 Second Quarter Results

  • Catalyst Bancorp, Inc. Announces 2024 First Quarter Results and Approval of New Share Repurchase Plan

  • Catalyst Bancorp, Inc. Announces 2023 Fourth Quarter Results

  • Catalyst Bancorp, Inc. Announces 2023 Third Quarter Results

  • Catalyst Bancorp, Inc. Announces 2023 Second Quarter Results