Banco Santander-Chile

Banco Santander-Chile

BSAC
Banco Santander-ChileUS flagNew York Stock Exchange
33.95
USD
+0.93
- -
15.99BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3,196.46
3,502.82
3,473.09
3,551.55
3,692.3
3,848.85
4,046.14
4,324.49
4,805.36
4,678.09
4,055.99
5,508.63
6,053.09
6,838.19
Basic EPS, GAAP
938.82
1,209.7
951.92
1,010.51
1,194.61
1,263.67
1,314.1
1,162.38
1,788.24
1,681.7
1,229.9
1,810.52
2,169
2,170.63
Free Cash Flow per Basic Share
1,243.81
415.82
1,263.2
1,372.31
-1,077.77
1,962.58
3,747.14
-1,922.62
-1,446.46
-1,002.47
2,539.22
795.28
-174.34
85.66
Dividend per Share
494.1
562.83
700.89
714.6
701.83
899.17
753.83
703.13
659.01
986.97
1,029.88
737.58
1,274.53
1,281.27
Book Value per Share
2,587.32
2,777.71
2,638.83
2,678.97
2,815.72
2,684.95
2,727.54
2,763.24
3,265.37
3,334.09
3,085.59
2,951.46
3,296.86
4,783.86
Tangible Book Value per Share
4,894.24
5,591.17
5,840.22
6,113.39
6,547.66
6,746.83
7,227.77
7,688.64
9,195.54
10,307.79
11,133.04
11,186.83
11,984.17
10,267.31
Basic Weighted Avg Shares
471
471
471
471
471
471
471
471
471
471
471
471
471
469
Sales/Revenue/Turnover
1,505,903
1,650,232
1,636,228
1,673,188
1,739,499
1,813,253
1,906,200
2,037,332
2,263,880
2,203,922
1,910,841
2,595,202
2,851,150
3,204,007
Operating Margin (%)
30.48
36.34
32.08
34.59
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
61,074
44,127
53,614
65,359
77,823
79,280
106,092
109,426
122,055
129,993
143,762
141,435
135,159
134,499
Net Income, GAAP
442,294
569,910
448,466
476,067
562,801
595,333
619,091
547,614
842,467
792,276
579,427
852,964
1,021,650
1,017,042
Effective Tax Rate (%)
17.54
8.14
14.47
18.56
20.21
21.9
22.03
20.5
20.64
10.39
14.11
20.35
16.65
16.87
Profit Margin (%)
29.37
34.54
27.41
28.45
32.35
32.83
32.48
26.88
37.21
35.95
30.32
32.87
35.83
31.74
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
6,881,035
7,044,464
7,285,433
9,270,485
8,809,809
9,954,666
13,597,375
14,694,865
10,266,971
12,291,624
14,216,415
14,436,116
13,115,850
13,685,994
Total Equity
2,372,456
2,675,068
2,802,555
2,938,199
3,147,920
3,245,460
3,478,503
3,704,774
4,427,573
4,963,947
5,342,495
5,358,955
5,736,301
4,893,820
Return on Invested Capital (%)
4.32
5.79
4.53
4.22
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
36.71
45.1
35.15
38
43.48
45.95
48.56
42.34
59.33
50.96
38.32
59.98
69.42
47.39

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
8,278
6,629
10,776
LT Borrowings
14,438,838
13,081,830
13,646,803
LT Finance Leases
36,778
34,020
39,191
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
188,446
188,446
188,446
Market Capitalization
12,081,892
13,179,441
14,544,081

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,707,277
6,635,916
9,935,587
Accounts Receivable, Net
90,469
99,436
108,506
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
903,112
859,546
893,636
ST Debt
8,278
6,629
10,776
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.54%
9.32%
7.04%
Free Cash Flow
-111.17%
-119.87%
-121.92%
Net Income, GAAP
11.06%
17.6%
19.78%
Sales/Revenue/Turnover
6.33%
8.17%
9.86%
Total Cash Common Dividend
9.76%
18.45%
72.77%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
546,181
650,918
519,587
705,194
2,595,202
2025
728,073
732,200
490,460
1,249,146
2,851,150
2026
732,201
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
256
464
516
577.05
1,810.52
2025
589.66
578.54
520
490.79
2,169
2026
579.88
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
740.53
- -
- -
737.58
2025
- -
1,274.29
- -
- -
1,274.53
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Andrés Trautmann Buc
Full Time Employees
8,526
Sector
Financial Services
Industry
Banks - Regional
Address
Bandera 140 Santiago de Chile SA Chile
IPO Date
Oct 31, 1994
Business
Banco Santander-Chile is a leading financial institution in Chile, primarily engaged in providing commercial and retail banking products and services. Its main offerings include personal and corporate loans, checking and savings accounts, credit and debit cards, mortgage financing, commercial and government-guaranteed loans, financial leasing, insurance brokerage, investment management, securities brokerage, and mutual fund management. The bank serves diverse customer segments comprising retail clients, small and medium-sized enterprises (SMEs), middle-market companies, and global corporate banking clients. Banco Santander-Chile operates throughout Chile and is a subsidiary of the Santander Group, holding a majority ownership stake of approximately 67.18%. Founded in 1978, the bank is headquartered in Santiago, Chile. Recent major developments at Banco Santander-Chile include a strategic focus on digital transformation, highlighted by Project Gravity, a cloud-based operational overhaul that reduced operational redundancies and improved efficiency ratios significantly. Fee income has grown to represent 20% of total revenues, up from 15%, driven by expanded digital wallet services and SME financing, reflecting a shift toward non-lending income growth. Additionally, the bank proposes a strategic alliance with PagoNxt to strengthen its payments business through Getnet Chile, enhancing its leadership in the local payments market. It has also launched financial inclusion products such as Santander Prospera and introduced innovative digital account offerings like "Más Lucas," a 100% digital zero-cost interest-bearing account. The bank continues expansion efforts by opening new branches in underserved communities and transforming Getnet outlets into comprehensive financial service centers. Banco Santander-Chile operates within the retail banking, middle-market, global corporate banking, and corporate activities segments. Its diversified product portfolio and strategic digital initiatives position it as a key player in the Chilean financial services sector, focusing on sustainable growth and technological integration to better serve its customer base and maintain competitive positioning in the evolving banking landscape. The bank employs approximately 9,390 people and continues to pursue growth targets with aims for 22%-24% return on equity by 2026 while maintaining operational efficiency. It remains committed to balancing traditional banking with innovation and sustainability according to the latest corporate plans.

Company News

APIChatGPT
  • Banco Santander Chile: Second Quarter 2026 Analyst and Investor Webcast / Conference Call

  • Why Banco Santander-Chile (BSAC) is a Great Dividend Stock Right Now

  • Banco Santander-Chile (BSAC) Could Be a Great Choice

  • Is Banco Santander Chile (BSAC) Overvalued After 3.6% Rally? GF Value Says Overvalued

  • Are You Looking for a High-Growth Dividend Stock?

  • Banco Santander Chile Q1 Earnings Call Highlights

  • Banco Santander-Chile (BSAC) Q1 2026 Earnings Call Transcript

  • Down 8.3% in 4 Weeks, Here's Why You Should You Buy the Dip in Banco Santander-Chile (BSAC)

  • Why Banco Santander-Chile (BSAC) is a Great Dividend Stock Right Now

  • Banco Santander-Chile Announces First Quarter 2026 Earnings

  • Analyzing Banco Santander Chile (NYSE:BSAC) & Bank of East Asia (OTCMKTS:BKEAY)

  • 108,284 Shares in Banco Santander Chile $BSAC Bought by Deprince Race & Zollo Inc.

  • Aberdeen Group plc Decreases Holdings in Banco Santander Chile $BSAC

  • Allspring Global Investments Holdings LLC Sells 611,603 Shares of Banco Santander Chile $BSAC

  • Banco Santander-Chile (BSAC) Soars 5.0%: Is Further Upside Left in the Stock?

  • Banco Santander Chile: First Quarter 2026 Analyst and Investor Webcast / Conference Call

  • Head to Head Survey: Banco Santander Chile (NYSE:BSAC) vs. Danske Bank (OTCMKTS:DNKEY)

  • HSBC vs. BSAC: Which Stock Should Value Investors Buy Now?

  • Banco Santander Chile Announces the Filing of its Annual Report on Form 20-F with the United States Securities and Exchange Commission for Fiscal Year 2025

  • Banco Santander Chile (NYSE:BSAC) Given Average Rating of “Reduce” by Brokerages