Bogota Financial Corp.

Bogota Financial Corp.

BSBK
Bogota Financial Corp.US flagNASDAQ Capital Market
8.99
USD
-0.07
- -
115.56MMarket Cap
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.57
2.45
2.07
1.21
1.59
1.78
1.25
0.93
- -
1.39
Basic EPS, GAAP
0.69
0.73
0.43
0.17
0.55
0.51
0.05
-0.17
- -
0.16
Free Cash Flow per Basic Share
0.99
0.65
0.43
0.33
0.33
0.78
0.09
-0.25
- -
0.31
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
12.14
12.87
13.31
6.37
6.19
6.77
7.16
7.06
- -
7.36
Tangible Book Value per Share
12.07
12.81
13.25
10.56
10.73
10.27
10.62
10.74
- -
11.25
Basic Weighted Avg Shares
6
6
6
12
14
14
13
13
- -
13
Sales/Revenue/Turnover
15
14
12
15
22
24
16
12
17
18
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
Net Income, GAAP
4
4
2
2
8
7
1
-2
2
2
Effective Tax Rate (%)
40.26
25.16
25.94
17.45
19.96
27.55
- -
- -
- -
9.7
Profit Margin (%)
26.86
29.88
20.73
14.07
34.46
28.42
3.99
-18.24
12.13
11.8
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
89
75
97
104
79
43
130
153
84
68
Total Equity
68
72
75
128
148
140
137
137
141
142
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
5.85
3.28
2.71
9.25
7.77
0.7
-2.38
2.29
2.25

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
35
20
58
LT Borrowings
84
73
57
LT Finance Leases
10
10
11
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
13
13
13
Market Capitalization
115
107
107

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
145
137
121
Accounts Receivable, Net
4
4
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
35
20
58
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
2.09%
2.64%
Free Cash Flow
- -
-104.79%
-199.31%
Net Income, GAAP
- -
-93.95%
-196.33%
Sales/Revenue/Turnover
- -
8.92%
44.87%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3
3
3
3
12
2025
4
4
4
5
17
2026
5
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.03
-0.03
-0.03
-0.07
-0.17
2025
0.06
0.02
0.04
0.05
- -
2026
0.06
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Kevin Pace
Full Time Employees
62
Sector
Financial Services
Industry
Banks - Regional
Address
819 Teaneck Road Teaneck NJ United States of America 07666
IPO Date
Jan 16, 2020
Business
Bogota Financial Corp. (Nasdaq: BSBK) serves as the holding company for Bogota Savings Bank, a New Jersey-chartered stock savings bank that originates residential, commercial, and consumer loans and accepts deposits primarily from customers in northern and central New Jersey. The Bank offers deposit products including demand accounts, savings accounts such as passbook and super passbook savings, money market accounts, and certificates of deposit; lending products encompassing one-to-four-family residential real estate loans, commercial real estate loans, multi-family loans, construction loans, commercial and industrial loans, home equity lines of credit, and other consumer loans; and investment securities primarily consisting of U.S. government and agency obligations, municipal obligations, corporate bonds, and mortgage-backed securities. Bogota Savings Bank, founded in 1893 and headquartered at 819 Teaneck Road in Teaneck, New Jersey, operates seven full-service branches in Bogota, Hasbrouck Heights, Upper Saddle River, Newark, Oak Ridge, Parsippany, and Teaneck, plus a loan production office in Spring Lake, New Jersey. Recent developments include regulatory approval in August 2025 for the company's sixth stock repurchase program authorizing the buyback of up to 237,590 shares, or approximately 5% of outstanding common stock excluding shares held by Bogota Financial, MHC; a sale-leaseback transaction and balance sheet restructure announced in January 2025; a multi-year naming rights partnership with Fairleigh Dickinson University in January 2024 for its athletic center; and a CEO transition with Joseph Coccaro's retirement as director.

Company News

APIChat
  • Bogota Savings Bank and GSL Savings Bank to Merge

  • Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2026

  • Bogota Financial (NASDAQ:BSBK) vs. SB Financial Group (NASDAQ:SBFG) Financial Survey

  • Bogota Financial (NASDAQ:BSBK) vs. HBT Financial (NASDAQ:HBT) Head to Head Comparison

  • Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2025

  • Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2025

  • Bogota Financial Corp. Adopts and Receives Regulatory Approval of Sixth Repurchase Program

  • Bogota Financial (BSBK) Q2 Profit Up

  • Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2025

  • Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2024

  • Bogota Financial Corp. Announces Sale-Leaseback Transaction and Balance Sheet Restructure

  • CORRECTION - Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2024 Corrected

  • Bogota Financial Corp. Reports Results for the Three and Nine Months Ended September 30, 2024

  • Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2024

  • Bogota Financial Corp. Reports Results for the Three Months Ended March 31, 2024

  • Bogota Financial Corp. Adopts and Receives Regulatory Approval of Fifth Repurchase Program

  • Bogota Financial Corp. Reports Results for the Three and Twelve Months Ended December 31, 2023

  • Bogota Financial Corp. Announces CEO Transition

  • Bogota Financial Corp. Reports Results for the Three and Six Months Ended June 30, 2023

  • Bogota Financial Corporation (BSBK) Lags Q4 Earnings and Revenue Estimates