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    Finance

  3. •

    Finance/Rental/Leasing
Comfort Fincap Ltd.

Comfort Fincap Ltd.

BBSE:COMFINCAP
7.50
INR
-0.04
(-0.53%)
0.77EPS
10.01P/E
757.00MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.51
0.73
0.83
0.99
1.32
1.31
1.42
1.94
2.19
2.68
2.17
2.2
1.86
1.83
Basic EPS, GAAP
0.11
0.38
0.41
0.36
0.45
0.51
0.23
0.77
0.82
0.9
0.95
0.85
0.86
0.77
Free Cash Flow per Basic Share
0.31
-0.43
-0.05
-2.09
0.22
-0.83
0.09
-2.42
-2.77
4.98
0.64
-3.27
1.5
- -
Dividend per Share
0.12
0.05
0.05
0.05
0.05
0.06
- -
- -
- -
- -
- -
0.09
0.1
- -
Book Value per Share
4.06
4.4
4.76
5.08
6.09
6.54
6.74
7.52
8.33
9.2
10.14
10.85
11.13
- -
Tangible Book Value per Share
4.06
4.4
4.76
5.08
6.09
6.54
6.74
7.52
8.33
9.2
10.14
10.85
11.13
- -
Basic Weighted Avg Shares
54
54
54
54
54
54
54
54
54
54
54
60
87
91
Sales/Revenue/Turnover
28
40
45
54
72
71
77
105
119
145
118
133
162
167
Operating Margin (%)
47
75.55
74.14
51.71
44.59
54.14
24.25
55.3
53.99
46.76
65.43
52.98
68.03
59.3
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
Net Income, GAAP
6
21
22
19
24
28
12
42
44
49
51
51
75
70
Effective Tax Rate (%)
28.24
21.67
25.02
31.14
28.23
28.6
34.4
25.09
28.63
25.79
29.11
25.92
23.79
26.68
Profit Margin (%)
22.14
52.04
49.89
36.03
33.95
39.22
16.08
39.8
37.26
33.46
43.79
38.44
46.31
42.05
Working Capital
178
211
228
248
255
280
318
692
929
732
744
1,030
997
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
307
511
276
261
219
44
- -
Total Equity
220
239
258
276
331
355
366
408
452
499
550
866
1,002
- -
Return on Invested Capital (%)
2.45
8.19
8.36
5.56
5.11
5.29
2.21
5.01
4.42
5.54
6.45
5.33
6.8
- -
Return on Capital (%)
3.73
9.25
9.26
6.95
5.42
5.37
2.23
5.3
4.46
5.59
6.49
5.38
7.03
- -
Return on Common Equity (%)
2.82
9.03
9.05
7.28
8.02
8.12
3.44
10.81
10.29
10.21
9.81
7.2
8.02
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
44
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
88
90
98
Market Capitalization
642
588
757

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
1,002
- -
Cash, Cash Equivalents & STI
- -
39
- -
Accounts Receivable, Net
- -
4
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
5
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.31%
20.92%
15.62%
Free Cash Flow
-38.31%
-237.36%
-166.17%
Net Income, GAAP
27.54%
13.51%
46.87%
Sales/Revenue/Turnover
14.75%
10.22%
21.9%
Total Cash Common Dividend
- -
- -
61.28%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
30
30
34
39
133
2026
38
38
45
40
162
2027
44
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.35
0.19
0.22
0.12
0.85
2026
0.32
0.17
0.26
0.12
0.86
2027
0.22
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.09
2026
- -
- -
- -
- -
0.1
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Bharat Nanubhai Shiroya
Full Time Employees
14
Sector
Finance
Industry
Finance/Rental/Leasing
Address
301, Hetal Arch Mumbai MA India 400064
IPO Date
Mar 25, 2013
Website
comfortfincap.com
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Business
Comfort Fincap Limited Comfort Fincap Limited (COMFINCAP.BO), a non-banking financial company registered with the Reserve Bank of India, provides tailored lending solutions to individuals, MSMEs, corporates and institutions, bridging the gap between traditional banks and unorganized lenders; its core offerings include loans against financial securities such as shares and mutual funds, promoter funding and margin funding, loans against properties including mortgage and home improvement loans, supply chain financing, bill discounting, inter-corporate loans, personal loans, business loans, machinery finance, IPO financing and trading in shares and securities across stock and commodity markets. Headquartered in Kolkata, West Bengal, the company operates primarily in India and traces its origins to 1982 when incorporated as Parasnath Textiles Limited before diversifying into financial services following its acquisition by Luhruaka Sales & Services Limited, part of the Comfort Group founded in 1994. Comfort Fincap Limited maintains a loan book exceeding ₹124 crore, serving retail, high-net-worth individuals, HUFs and corporate clients with competitive, flexible funding options. In August 2024, it raised ₹39 crore through a preferential allotment to expand its lending capacity; more recently, in September 2025, promoter group entity Luhruaka Sales & Services Limited increased its stake from 5.90% to 5.95% via open market purchases of over 45,000 shares, reinforcing group commitment amid listing on the BSE.