Dhruva Capital Services Limited

Dhruva Capital Services Limited

BBSE:DHRUVCA
79.85
INR
-0.13
(-0.16%)
1.69EPS
2.98BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.59
0.47
0.69
0.75
0.75
0.64
0.64
0.68
0.78
0.77
2.82
5.29
4.35
4.49
Basic EPS, GAAP
0.13
0.16
0.09
0.11
0.14
0.07
0.09
0.1
0.29
0.17
10.48
3.1
2.25
-0.17
Free Cash Flow per Basic Share
-2.34
2.54
-2.63
0.14
0.16
0.03
-0.04
0.01
-0.18
0.11
-16.4
-16.12
-15.99
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
13.21
13.36
13.44
13.55
13.69
13.76
13.86
13.96
14.25
14.42
29.94
27.12
42.94
- -
Tangible Book Value per Share
13.21
13.36
13.44
13.55
13.69
13.76
13.86
13.96
14.25
14.42
29.94
27.12
42.94
- -
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
3
3
4
4
7
7
Sales/Revenue/Turnover
2
2
2
2
2
2
2
2
3
3
11
21
31
31
Operating Margin (%)
11.1
-28.75
5.89
19.37
19.11
8.81
14.56
17.17
36.02
26.95
78.8
68.24
58.84
17.93
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
4
5
Net Income, GAAP
- -
1
- -
- -
- -
- -
- -
- -
1
1
43
13
16
-1
Effective Tax Rate (%)
25.35
25.19
28.27
31.03
24.02
21.42
11.25
15.27
1.13
19.8
4.01
25.99
11.95
16.06
Profit Margin (%)
22.41
34.29
12.36
13.94
18.63
11.56
14.21
15.27
37.57
22.25
370.99
58.7
51.83
-3.69
Working Capital
17
18
18
18
19
19
22
22
23
24
123
195
300
- -
LT Debt
3
2
2
1
- -
- -
- -
- -
- -
- -
- -
53
127
- -
Total Equity
43
44
44
44
45
45
45
46
46
47
122
110
309
- -
Return on Invested Capital (%)
0.95
1.14
0.61
0.75
0.78
0.32
0.6
0.7
1.96
1.15
31.42
7.62
5.4
- -
Return on Capital (%)
1.29
1.47
0.84
0.9
1.01
0.54
0.66
0.74
2.06
1.19
50.38
8.87
5.42
- -
Return on Common Equity (%)
1.01
1.22
0.64
0.78
1.03
0.54
0.66
0.74
2.08
1.2
50.48
10.88
7.74
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
127
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
1,122
1,768
2,984

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
302
- -
Cash, Cash Equivalents & STI
- -
1
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
2
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
33.64%
66.53%
180.31%
Free Cash Flow
-2,088.52%
-4,069.04%
75.55%
Net Income, GAAP
766%
1,523.07%
28.49%
Sales/Revenue/Turnover
50.26%
100.72%
45.5%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5
6
6
5
21
2026
8
8
7
9
31
2027
8
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.78
1.41
0.2
-5.19
3.1
2026
-1.32
-1.2
2.13
-1.32
2.25
2027
0.04
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Shreeram Bagla
Full Time Employees
7
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Chatterjee International Centre Udaipur India 700071
IPO Date
Sep 4, 1995
Business
Dhruva Capital Services Ltd. is a non-banking financial company registered with the Reserve Bank of India that provides investment and financing solutions to individuals, small and medium-sized enterprises, and corporates primarily in India. The company offers a range of lending products including business loans such as commercial vehicle and construction equipment finance, loan against property, invoice discounting, lease rental discounting, working capital demand loans, channel financing, purchase order funding, and equipment financing and leasing; personal financing options encompassing four-wheeler and two-wheeler loans, higher education loans, medical expense loans, salary advances, home loans, and gold loans; as well as hire purchase, leasing operations, inter-corporate deposits, and advances. Incorporated on January 31, 1995, with corporate and registered offices in Udaipur, Rajasthan, at 003-A, Circle View Apartments, 169, Fatehpura, near Sukhadia Circle, the company maintains additional operations in Kolkata, West Bengal, and focuses activities mainly within and around Udaipur while expanding nationwide starting from eastern India. Its equity shares trade on the Bombay Stock Exchange under the ticker DHRUVCA.BO, and it operates without subsidiaries or a parent holding company as a non-deposit taking NBFC. In September 2025, Dhruva Capital announces a strategic merger with microlender Vector Finance Private Limited through a 1:1 share swap ratio, pending regulatory, shareholder, and tribunal approvals, to enter the microfinance sector, reduce borrowing costs, access growth capital, expand into underpenetrated eastern and northeastern markets, and broaden product offerings for over 43,000 customers.