Emerald Finance Limited
BBSE:EMERALD52.75
INR
-0.54
(-1.01%)
ISIN
INE030Q01015
Return %
Stock
S&P 500
1Y
-37.57
14.20
3Y
136.02
81.12
5Y
201.43
68.34
Capital Structure
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in mil. unless spec.Working Capital
INR
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in mil. unless spec.Growth Rates
INR
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in mil. unless spec.Quarterly Revenue
INR
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in mil. unless spec.Quarterly Earnings Per Share
INR
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in mil. unless spec.Quarterly Dividends Per Share
INR
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in mil. unless spec.Company Description
- CEO
- Sanjay Aggarwal
- Full Time Employees
- 35
- Sector
- Finance
- Industry
- Regional banks
- Address
- SCO 7, Industrial Area Chandigarh CD India 160002
- IPO Date
- Jan 13, 2015
- Website
- emeraldfin.com
- Similar Companies
- Business
- Emerald Leasing Finance and Investment Company Limited operates as a non-banking financial company (NBFC) primarily engaged in retail and micro, small, and medium enterprise (MSME) lending across India. The company’s core products and services include personal loans, business loans, and financing solutions tailored for MSME and retail customers. It also offers loan origination services through its wholly-owned subsidiary, Eclat Net Advisors Private Limited, which acts as a platform for more than 40 financial institutions. Additionally, Emerald Finance provides innovative financial service offerings such as an on-demand salary access program known as Early Wage Access aimed at enhancing employee financial wellness. Headquartered in Chandigarh, India, the company was founded in 1983 and has built a reputation for catering to underserved lending segments with a focus on personalized financial solutions. In the recent two years, Emerald Leasing Finance and Investment Company Limited underwent strategic transformations including a rebranding from Emerald Leasing Finance and Investment Company Limited to Emerald Finance Limited, reflecting a broader strategic shift in business focus and market positioning. The company has expanded its product portfolio to include newer personal and business loan options and strengthened its digital lending platform. Furthermore, it has continued to increase operational scale by deepening partnerships with financial institutions and enhancing its loan origination capabilities. Emerald has emphasized improving customer engagement and financial product accessibility through technology-driven initiatives while maintaining steady growth in loan disbursal and asset quality. These changes align with the company’s goal to establish itself as a comprehensive NBFC serving retail and MSME sectors across India. Emerald Finance operates within the financial services industry targeting retail customers and MSMEs in India with a spectrum of lending products, investment services, insurance products, and wealth management solutions. It leverages its subsidiary to extend its market reach and optimize financial service delivery. The company's recent strategic moves also include a focus on capital structure optimization and enhancing financial flexibility to support growth initiatives and operational sustainability. Through continuous innovation and product expansion, Emerald Finance is positioning itself as a key player in India’s growing NBFC sector, catering to diverse client needs with a comprehensive product suite and strengthened market partnerships.