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  3. •

    Finance/Rental/Leasing
Esaar (India) Ltd.

Esaar (India) Ltd.

BBSE:ESARIND
9.87
INR
-0.61
(-5.82%)
12.00EPS
0.82P/E
246.14MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
6.3
3.49
1.64
1.88
0.45
39.39
4.79
9.1
3.61
7.71
4.26
4.84
9.89
18.07
Basic EPS, GAAP
-0.18
-1.62
-1.1
- -
-0.09
0.13
0.71
0.62
8.42
1.8
-0.2
-0.9
4.47
12
Free Cash Flow per Basic Share
0.24
5.06
-0.22
0.16
-0.7
-0.07
-16.2
-4.88
-11.89
-17.28
30.66
-0.73
0.09
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
8.75
7.12
6.03
6.03
5.94
6.08
5.75
7.77
16.92
17.89
13.28
9.38
15.86
- -
Tangible Book Value per Share
8.75
7.12
6.03
6.03
5.94
6.08
5.75
7.77
16.92
17.89
13.28
9.38
15.86
- -
Basic Weighted Avg Shares
25
25
25
25
25
25
25
25
25
25
25
25
25
25
Sales/Revenue/Turnover
157
87
41
47
11
982
120
227
90
192
105
121
247
450
Operating Margin (%)
0.44
-35.63
-67.18
3.48
46.34
1.53
-56.1
15.91
310.68
99.44
-17.12
25.46
99.55
62.96
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
2
2
2
Net Income, GAAP
-5
-40
-27
- -
-2
3
18
15
210
45
-5
-22
111
299
Effective Tax Rate (%)
- -
- -
- -
97.15
- -
- -
- -
16.59
1.62
22.82
158.35
- -
28.67
13.29
Profit Margin (%)
-2.89
-46.47
-66.86
- -
-19.16
0.32
14.85
6.81
233.42
23.28
-4.61
-18.58
45.15
66.4
Working Capital
415
261
189
153
157
191
201
364
862
369
-319
10
-81
- -
LT Debt
- -
83
39
3
9
114
250
296
814
1,067
88
363
- -
- -
Total Equity
218
178
150
150
148
152
143
194
422
446
331
234
396
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
3.19
- -
-13.45
20.22
4.86
0.67
- -
20.78
- -
Return on Capital (%)
- -
- -
- -
0.02
- -
3.52
- -
6.66
20.58
4.87
-2.89
- -
22.03
- -
Return on Common Equity (%)
-2.06
-20.46
-16.66
- -
-1.45
2.08
12.03
9.17
68.23
10.31
-1.24
-7.94
35.38
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
469
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
25
25
25
Market Capitalization
229
163
246

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
481
- -
Cash, Cash Equivalents & STI
- -
2
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
131
- -
Total Current Liabilities
- -
562
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
469
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
27.52%
69.05%
Free Cash Flow
2,203.23%
-60.02%
-111.95%
Net Income, GAAP
-11,089.34%
167.53%
-596.3%
Sales/Revenue/Turnover
865.02%
25.48%
104.23%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
60
47
15
25
121
2026
20
145
28
215
247
2027
63
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.57
-0.35
-0.23
-0.9
-0.9
2026
-6.86
4.75
-3.45
10.03
4.47
2027
0.66
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Sandeep Kumar
Full Time Employees
6
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Western Edge I, Kanakia Spaces Mumbai MA India 400066
IPO Date
Dec 14, 1995
Website
esaar.in
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Business
Esaar (India) Limited operates as a Reserve Bank of India-registered, systematically important non-deposit taking non-banking financial company in India. Incorporated on August 23, 1951, and headquartered in Mumbai, the company provides a diverse suite of retail credit products and services, including home loans for construction, purchase, repair, and renovation of residential units; assessed income loans up to INR 2 crores for customers lacking formal income documents; business loans both secured and unsecured; personal loans for vacations, weddings, home renovations, and emergencies; education loans for studies in India and abroad; vehicle loans; agriculture and rural financing with flexible repayment options; demand loans or working capital demand loans against securities; loans against securities; project financing and developer/construction finance with advisory services; lease rental discounting against residential and commercial property rentals; loans against property for business or personal needs with long tenures; commercial property loans for purchase, extension, improvement, or reconstruction; loan balance transfers; start-up loans up to INR 2 crores with mentorship and seed funding programs; gold loans; MSME financing; microfinance; and capital market finance. Esaar (India) Limited caters primarily to underserved markets across India, targeting individuals, farmers, MSMEs, startups, real estate developers, and businesses requiring customized credit solutions with minimal documentation, quick disbursals, and competitive interest rates. In recent developments, Prabhat Capital Investments Limited completed an open offer in September 2025, acquiring approximately 4.19% of the company's equity shares at INR 8 per share through a share purchase agreement and tendering, marking a change in promoter structure following Reserve Bank of India in-principle approval; the company also re-appointed M/s. Rao & Shyam as internal auditors for fiscal year 2025-26 effective September 23, 2025, approved unaudited financial results for quarters ended June 30 and September 30, 2025, and held its 73rd annual general meeting on October 16, 2025, amid ongoing compliance with SEBI listing obligations including delays in certain financial result submissions.