Focus Business Solution Limited

Focus Business Solution Limited

BBSE:FOCUS
300.00
INR
+10.00
(+3.45%)
1.04BMarket Cap
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
16.09
16.89
48.24
25.29
21.93
52.31
33.78
32.84
33.08
- -
Basic EPS, GAAP
0.17
0.19
0.65
0.24
0.3
1.25
0.91
1.02
1.2
- -
Free Cash Flow per Basic Share
1.37
-0.21
-6.07
1.31
-2.71
1.64
-2.43
0.88
0.26
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
1.16
1.42
4.77
5.01
5.79
6.35
7.26
10.04
11.23
11.23
Tangible Book Value per Share
1.16
1.42
4.77
5.01
5.79
6.35
7.26
10.04
11.23
11.23
Basic Weighted Avg Shares
6
6
2
4
6
4
6
7
7
7
Sales/Revenue/Turnover
102
107
108
114
139
184
213
239
241
- -
Operating Margin (%)
0.85
0.98
1.35
0.86
1.41
3.08
3.54
3.95
4.63
- -
Depreciation Expense
1
2
2
4
4
5
5
6
5
- -
Net Income, GAAP
1
1
1
1
2
4
6
7
9
- -
Effective Tax Rate (%)
28.73
31.83
29.39
26.03
25.99
25.99
25.17
25.2
25.16
- -
Profit Margin (%)
1.08
1.1
1.34
0.94
1.36
2.39
2.7
3.1
3.61
- -
Working Capital
2
1
14
14
25
29
44
63
73
73
LT Debt
1
1
2
- -
1
1
10
1
1
1
Total Equity
5
6
21
22
37
40
46
73
82
82
Return on Invested Capital (%)
- -
8.69
5.84
2.97
4.6
10.55
11.34
10.65
10.68
- -
Return on Capital (%)
- -
17.02
9.1
4.68
6.19
11.16
11.89
11.39
11.11
- -
Return on Common Equity (%)
- -
20.25
10.44
4.89
6.36
11.43
13.39
12.46
11.25
- -

Capital Structure

INR

•

in mil. unless spec.
Mar'25
Sep'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
1
1
1
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
375
888
1,042

Working Capital

INR

•

in mil. unless spec.
Mar'25
Sep'26
Mar'26
Total Current Assets
70
79
80
Cash, Cash Equivalents & STI
53
18
56
Accounts Receivable, Net
35
50
48
Inventories
- -
- -
- -
Total Current Liabilities
7
4
7
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
31.58%
12.03%
Free Cash Flow
- -
-220.72%
-70.85%
Net Income, GAAP
- -
57.17%
17.63%
Sales/Revenue/Turnover
- -
16.7%
0.84%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
213
2025
- -
- -
239
2026
- -
- -
241

Semi-annual Earnings Per Share

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.91
2025
- -
- -
1.02
2026
- -
- -
1.2

Semi-annual Dividends Per Share

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Amit Vinod Sheth
Full Time Employees
214
Sector
Commercial services
Industry
Miscellaneous commercial services
Address
Plot No. 71/72 Surat MA India 382213
IPO Date
Jul 13, 2021
Business
Focus Business Solution Limited is an Indian financial services company specializing in debt collection and recovery services for banks, financial institutions, and non-banking financial companies (NBFCs). Its core services include tele-calling, field visits, legal support, asset repossession, and the deployment of advanced digital platforms that provide real-time insights, AI-optimized task allocation, and customer relationship management to ensure efficient and compliant recovery processes. The company operates a fully equipped call center with 64 workstations, emphasizing traditional and technology-driven collection methods across various loan products such as personal loans, business loans, vehicle loans, SME loans, gold loans, and loan against property. Founded in 2006 and headquartered in India, Focus Business Solution serves a wide geographic area encompassing multiple Indian cities with recent expansions including new branch offices in Mumbai, Nagpur, Pune, Aurangabad, and Indore. In recent developments, Focus Business Solution Limited has focused on enhancing operational capacity and corporate governance, as indicated by its multiple board meetings to approve audited financial results, equity allotments under employee stock ownership plans, and shareholder meetings over the past year. The company has also experienced significant strategic adjustments, including a formal name change from Focus Business Solution Private Limited to Focus Business Solution Limited in 2024, expansion of promoter holdings, and a series of operational enhancements to boost recovery efficiency. Additionally, the company maintains a zero-escalation incident record over the past three years, highlighting its emphasis on compliant and transparent recovery processes. Focus Business Solution operates primarily within India’s financial services sector, targeting banks, NBFCs, and financial institutions with its suite of debt recovery and management solutions. The company leverages both field and digital technologies to optimize its collection efficiency, supported by an AI-powered system to prioritize high-potential leads. Its strategic focus includes improving customer engagement and recovery outcomes while expanding its geographic footprint through new branch offices in key Indian cities, a move aligned with its growth objectives and market demand for comprehensive recovery services. The company’s sustained growth is underpinned by a robust operational framework and client-centric service delivery model in the debt collection space.