1. India Stocks

  2. •

    Finance

  3. •

    Finance/Rental/Leasing
Goyal Associates Limited

Goyal Associates Limited

BBSE:GOYALASS
1.32
INR
+0.06
(+4.76%)
-0.02EPS
53.35MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.07
0.09
0.08
0.03
0.13
1.42
0.77
0.25
0.32
0.73
0.77
0.57
0.19
0.24
Basic EPS, GAAP
-0.04
- -
-0.03
-0.01
-0.01
-0.13
0.04
0.01
-0.1
0.13
0.13
0.16
-0.05
-0.02
Free Cash Flow per Basic Share
-0.52
0.34
0.96
-0.3
-0.14
-0.05
-0.11
-0.57
0.23
0.09
-0.01
-0.33
-0.04
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.27
-0.27
0.64
0.63
0.62
0.49
0.52
0.53
0.43
0.56
0.69
1.04
0.99
- -
Tangible Book Value per Share
-0.27
-0.27
0.64
0.63
0.62
0.49
0.52
0.53
0.43
0.5
0.65
1.01
0.97
- -
Basic Weighted Avg Shares
51
51
21
47
47
47
47
47
47
47
49
46
64
55
Sales/Revenue/Turnover
4
4
2
1
6
66
36
12
15
34
38
26
12
13
Operating Margin (%)
-48.15
-3.95
-38.29
-23.48
-10.31
-8.1
5.39
8.9
-23.5
23.4
22.27
28.29
-28.59
-10.54
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
1
1
2
2
1
1
1
Net Income, GAAP
-2
- -
-1
- -
-1
-6
2
- -
-4
6
6
7
-3
-1
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
15.6
33.66
- -
17.4
25.09
14.48
- -
- -
Profit Margin (%)
-52.31
-3.34
-38.29
-23.05
-10.31
-9.46
4.55
2.87
-29.53
17.26
16.83
28.1
-26.01
-8.01
Working Capital
-15
-14
30
26
22
23
25
53
37
34
43
76
77
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
32
20
12
11
11
11
- -
Total Equity
-14
-14
30
30
29
23
24
25
20
26
32
55
52
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
6.92
1.68
- -
16.46
14.95
11.3
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
6.97
1.63
- -
16.67
16.69
13.48
- -
- -
Return on Common Equity (%)
- -
- -
- -
-1.09
-2.13
-24.22
6.97
1.36
-19.85
25.3
21.51
16.86
-5.99
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
11
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
49
53
57
Market Capitalization
47
34
53

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
81
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
4
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.33%
19.91%
-4.8%
Free Cash Flow
236.32%
423.31%
-85.1%
Net Income, GAAP
-105.04%
-357.75%
-143.63%
Sales/Revenue/Turnover
127.34%
16.41%
-52.86%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
8
4
9
5
26
2026
3
3
3
4
12
2027
4
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.04
0.02
0.07
0.03
0.16
2026
- -
0.01
0.01
-0.07
-0.05
2027
0.04
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Bheemdi Raghuram Reddy
Full Time Employees
38
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Plot No. 134 & 141 Hyderabad TS India 500082
IPO Date
Oct 28, 2003
Website
goyalassociateslimited.com
Similar Companies
SoFi Technologies, Inc. (NASDAQ:SOFI)
Visa Inc. (NYSE:V)
Bajaj Finance Limited (NSE:BAJFINANCE)
Mastercard Incorporated (NYSE:MA)
American Express Company (NYSE:AXP)
One 97 Communications Ltd. (NSE:PAYTM)
Business
Goyal Associates Limited, incorporated in 1994 and headquartered in Hyderabad, India, is a non-banking financial company (NBFC) specializing in a broad range of financial services tailored to diverse client needs. The company offers fund-based financial products including micro enterprise loans, small and medium enterprise (SME) loans, two-wheeler loans, commercial vehicle loans, agro-based loans, personal loans, and loans to microfinance institutions (MFI) and other NBFCs. Additionally, it engages in share trading and other financial activities related to NBFC operations. Goyal Associates operates primarily within India, focusing on serving individuals, proprietary concerns, and micro, small, and medium enterprises (MSMEs). Recent strategic developments include the approval of a Master Service Agreement with Rupee Quicker Technologies Private Limited, signaling enhanced collaboration in financial technology services, and the company has conducted board meetings in 2025 to consider proposals for raising funds through various instruments, which may indicate capital raising efforts to support its growth and lending activities. The company is listed on the Bombay Stock Exchange (BSE) and is classified as a non-systematically important non-deposit taking NBFC regulated by the Reserve Bank of India (RBI).