HDFC Bank Limited

HDFC Bank Limited

693.30
INR
-13.10
(-1.85%)
11.26TMarket Cap
Jan 18Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
27.55
32.59
38.65
45.41
55
62.28
72.39
85.16
92.12
108.29
113.36
120.52
125.39
- -
Basic EPS, GAAP
8.3
10.24
11.71
13.81
17.29
20.53
23.8
29.64
34.88
44.51
43.98
44.15
45.89
- -
Free Cash Flow per Basic Share
12.28
10.36
15.9
36.03
8.24
15.57
13.98
82.19
50.12
38.95
68.4
74.02
69.4
- -
Dividend per Share
1.61
1.99
2.42
2.88
3.34
3.83
6.08
0.02
3.27
7.76
6.12
10.36
14.26
- -
Book Value per Share
55.43
74.83
85.96
100.1
113.11
149.87
172.62
195.87
225.84
260.96
457.25
501.61
530.58
530.58
Tangible Book Value per Share
47.6
67.36
78.55
92.79
105.89
142.99
165.79
189.08
219.09
254.25
258.11
305.57
337.01
337.01
Basic Weighted Avg Shares
9,561
9,695
10,070
10,177
10,322
10,720
10,938
10,999
11,066
11,131
14,159
15,255
15,357
15,339
Sales/Revenue/Turnover
263,407
315,998
389,195
462,122
567,758
667,628
791,746
936,662
1,019,414
1,205,375
1,604,969
1,838,641
1,925,668
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8,519
7,125
7,435
8,880
9,680
12,249
12,800
13,860
16,817
23,490
52,348
63,021
61,832
- -
Net Income, GAAP
79,320
99,238
117,915
140,530
178,515
220,104
260,270
325,977
386,000
495,447
622,657
673,508
704,793
- -
Effective Tax Rate (%)
34.75
35.4
36.39
36.02
35.46
35.12
28.83
25.88
25.53
25.08
11.03
20.31
22.57
- -
Profit Margin (%)
30.11
31.4
30.3
30.41
31.44
32.97
32.87
34.8
37.86
41.1
38.8
36.63
36.6
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
395,209
457,934
522,314
730,921
932,906
1,044,553
1,092,133
1,245,180
1,632,471
2,061,895
6,779,815
6,020,093
5,293,992
5,293,992
Total Equity
533,001
751,568
870,795
1,027,901
1,176,493
1,635,625
1,896,494
2,163,405
2,509,453
2,917,838
7,886,183
8,622,891
9,160,695
9,160,695
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.96
7.91
7.67
7.53
7.17
7.06
7.77
9.29
9.24
9.19
5.6
4.14
4.3
- -
Return on Common Equity (%)
15.86
15.48
14.56
14.83
16.23
15.68
14.76
16.09
16.55
18.29
12.63
9.21
8.9
- -

Capital Structure

INR

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
ST Debt
- -
1,096,055
1,349,648
LT Borrowings
5,996,128
4,966,364
5,119,434
LT Finance Leases
- -
- -
174,558
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15,336
15,364
15,393
Market Capitalization
15,341,161
14,613,144
11,264,788

Working Capital

INR

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,146,128
8,425,636
10,926,195
Accounts Receivable, Net
- -
334,584
330,247
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
287,174
912,965
ST Debt
- -
1,096,055
1,349,648
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
31.97%
43.62%
6.24%
Free Cash Flow
70.51%
14.78%
-5.62%
Net Income, GAAP
19.83%
17.05%
4.65%
Sales/Revenue/Turnover
17.56%
15.9%
4.73%
Total Cash Common Dividend
2,193.11%
4,382.39%
38.6%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
350,665
663,167
717,731
760,027
1,604,969
2025
724,170
195,555
652,797
953,059
1,838,641
2026
853,465
- -
- -
- -
1,925,668

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
22.15
22.24
11.37
20.84
43.98
2025
10.84
11.41
11.55
10.06
44.15
2026
10.62
- -
- -
- -
45.89

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
6.12
2025
- -
- -
- -
- -
10.36
2026
- -
- -
- -
- -
14.26

Company Description

CEO
Sashidhar Jagdishan
Full Time Employees
211,206
Sector
Finance
Industry
Major banks
Address
HDFC Bank House Mumbai MA India 400018
IPO Date
Jul 23, 2001
Business
HDFC Bank Limited delivers an extensive array of banking and financial solutions to individuals and corporate clients across India and through its international network, spanning regions such as Bahrain, Hong Kong, Dubai, and Singapore. The institution operates primarily through distinct segments including Treasury, Retail Banking, Wholesale Banking, and its Commercial and Rural Banking initiatives. The bank offers a comprehensive suite of deposit products, encompassing various savings and current accounts, fixed and recurring deposits, as well as safe deposit lockers and offshore account options. Its lending portfolio is equally broad, featuring personal loans, home loans, vehicle financing for cars and two-wheelers, business loans, educational loans, gold loans, consumer durable financing, and agricultural credit. Specialized credit offerings include loans against property, securities, and rental receivables, along with working capital facilities and project finance for commercial enterprises. Customers benefit from a diverse range of payment solutions, including credit, debit, prepaid, and forex cards, alongside services for payments, collections, remittances, and trade finance instruments like bank guarantees and letters of credit. The bank actively engages in merchant and cash management services, insurance, and investment product distribution. Digital platforms such as internet banking, mobile banking, and UPI-integrated services, including co-branded credit cards, emphasize a "Digital First" approach for enhanced customer experience. A significant development in recent times was the successful merger with HDFC Limited on July 1, 2023, which solidified HDFC Bank's position as India's largest private sector bank by assets and market capitalization, greatly expanding its reach in home finance and comprehensive financial services. This strategic integration has further strengthened its ability to provide end-to-end financial solutions across all customer segments. As of June 30, 2025, HDFC Bank’s expansive distribution network included 9,499 branches and 21,251 automated teller machines (ATMs) across 4,153 cities and towns, with over half its branches strategically located in semi-urban and rural areas to foster financial inclusion. The bank, incorporated in 1994, is headquartered in Mumbai, India, and continues its legacy of innovation and customer-centric banking.

Company News

  • HDFC Bank: Neutral View Is Justified By In-Line Results And Leadership Transition

  • HDFC Bank: 3 Key Takeaways for Long-Term Investors

  • HDFC Bank Limited (HDB) Q2 2027 Earnings Call Transcript

  • What HDFC Bank (HDB) Said on Its Q2 Earnings Call

  • Kaplan Fox & Kilsheimer LLP Notifies HDFC Bank Limited (HDB) Investors of an Approaching Securities Class Action Deadline on October 13, 2026

  • CLASS ACTION DEADLINE TONIGHT: Faruqi & Faruqi, LLP Reminds HDFC Bank Limited Investors of Securities Class Action Lawsuit Deadline on October 13, 2026

  • HDB DEADLINE TOMORROW: ROSEN, TOP RANKED GLOBAL COUNSEL, Encourages HDFC Bank Limited Investors with Losses in Excess of $100K to Secure Counsel Before Important October 13 Deadline in Securities Class Action - HDB

  • Deadline Alert: HDFC Bank Limited (HDB) Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP About Securities Fraud Lawsuit

  • HDB DEADLINE ALERT: Faruqi & Faruqi, LLP Reminds HDFC Bank Limited Investors of Securities Class Action Lawsuit Deadline on October 12, 2026

  • WF vs. HDB: Which Stock Is the Better Value Option?

  • HDFC Bank Limited Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights – HDB

  • HDB FINAL DEADLINE ALERT: HDFC Bank Limited Investors with Substantial Losses Have Opportunity to Lead Shareholder Class Action Lawsuit

  • HDB Investors Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit with SBS Law

  • HDB Investors Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit with SBS Law

  • HDFC BANK DEADLINE: ROSEN, SKILLED INVESTOR COUNSEL, Encourages HDFC Bank Limited Investors to Secure Counsel Before Important October 13 Deadline in Securities Class Action - HDB

  • HDB EQUITY ACTION REMINDER: Faruqi & Faruqi, LLP Reminds HDFC Bank Limited Investors of Securities Class Action Lawsuit Deadline on October 13, 2026

  • HDB Deadline: HDB Investors with Losses in Excess of $100K Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit

  • HDB Deadline: HDB Investors with Losses in Excess of $100K Have Opportunity to Lead HDFC Bank Limited Securities Fraud Lawsuit

  • HDFC Bank 96 Hour Deadline Alert: Kahn Swick & Foti, LLC Reminds Investors With Losses In Excess Of $100,000 of Deadline in Class Action Lawsuit Against HDFC Bank Limited - HDB

  • HDFC Bank 96 Hour Deadline Alert: Kahn Swick & Foti, LLC Reminds Investors With Losses In Excess Of $100,000 of Deadline in Class Action Lawsuit Against HDFC Bank Limited - HDB