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    Finance/Rental/Leasing
ISF Limited

ISF Limited

BBSE:ISFL
0.73
INR
+0.01
(+1.39%)
-0.17EPS
66.50MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.09
0.08
0.09
0.11
0.13
0.16
0.15
0.14
0.17
0.17
0.21
0.19
0.18
0.17
Basic EPS, GAAP
-0.03
- -
- -
- -
- -
- -
- -
0.04
0.06
- -
-0.08
- -
-0.18
-0.17
Free Cash Flow per Basic Share
0.05
0.02
-0.02
-0.12
0.04
0.03
0.07
0.22
-0.01
-0.12
-0.26
0.14
0.15
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
1.3
1.3
1.3
1.38
1.39
1.39
1.39
1.43
1.49
1.49
1.41
1.41
1.24
- -
Tangible Book Value per Share
1.3
1.3
1.3
1.38
1.39
1.39
1.39
1.43
1.49
1.49
1.41
1.41
1.24
- -
Basic Weighted Avg Shares
95
95
95
95
95
95
95
95
95
95
95
95
95
95
Sales/Revenue/Turnover
9
8
8
11
12
15
14
14
16
17
20
18
17
16
Operating Margin (%)
40.63
56.55
60.51
23.44
36.2
53.1
63.51
67.04
52.41
66.52
49.99
39.33
-1.92
-137.58
Depreciation Expense
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
-3
- -
- -
- -
- -
- -
- -
3
6
- -
-7
- -
-17
-16
Effective Tax Rate (%)
1,206.67
34.24
31.07
31.12
35.69
25.92
27.49
42.73
29.26
83.02
- -
- -
- -
- -
Profit Margin (%)
-34.94
1.37
2.63
2.2
1.94
1.92
1.16
25.36
36.04
0.43
-36.54
-0.36
-98.06
-101.5
Working Capital
120
121
122
130
130
130
131
142
154
142
132
132
110
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
4
10
18
49
34
22
- -
Total Equity
124
124
124
132
132
132
132
136
142
142
134
134
118
- -
Return on Invested Capital (%)
-24.94
1.54
1.74
0.13
1.72
0.16
-0.03
-1.93
3.94
-0.03
- -
- -
- -
- -
Return on Capital (%)
-24.94
1.54
1.74
1.74
0.14
0.17
0.1
2.3
4
0.04
- -
- -
- -
- -
Return on Common Equity (%)
-2.48
0.09
0.18
0.18
0.18
0.21
0.12
2.57
4.25
0.05
-5.35
-0.05
-13.21
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
22
- -
LT Borrowings
- -
22
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
95
95
95
Market Capitalization
98
72
66

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
135
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
6
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
24
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
22
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.39%
-2.66%
-12.4%
Free Cash Flow
161.11%
207.66%
7.73%
Net Income, GAAP
1,700.38%
3,000.91%
25,492.31%
Sales/Revenue/Turnover
7.98%
5.43%
-4.93%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4
4
4
5
18
2026
4
4
4
4
17
2027
3
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
-0.03
0.02
- -
2026
- -
0.01
0.01
-0.2
-0.18
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Anil Kumar Verma
Full Time Employees
8
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Sector 58 Noida DE India 201301
IPO Date
Feb 7, 1995
Website
isflimited.in
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Business
ISF Limited (ISFL.BO) operates as an RBI-registered non-banking financial company (NBFC), classified in the Base Layer under the scale-based regulatory framework, providing secured and unsecured lending solutions primarily to micro, small, and medium enterprises (MSMEs), individuals, and businesses across India, with a focus on North India. The company offers a range of financial products including EV loans and battery financing; MSME business loans and term loans; invoice discounting and supply chain finance; cattle loans and agri loans; loan against property; consumer durable loans; and financing for new and used commercial vehicles, cars, and two-wheelers. Incorporated in 1988 and headquartered in Noida, Uttar Pradesh, ISF Limited is listed on the Bombay Stock Exchange and maintains operations nationwide through a digitally enabled partnership model emphasizing quick processing, minimal paperwork, and technology-driven lending. Recent developments include sustained efforts to support women-led businesses with short-tenure financial products under closed-loop lending systems; ongoing board activities such as auditor appointments and financial result approvals as of August 2025; and a strategic shift toward digital-first services like supply chain finance amid MSME growth, with no major acquisitions, funding rounds, or partnerships announced in the past 1-2 years.