JJ Finance Corp. Ltd.

JJ Finance Corp. Ltd.

BBSE:JJFINCOR
58.00
INR
-0.14
(-0.24%)
-0.67EPS
120.72MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
1.34
1.6
1.48
2.22
4.14
2.1
2.08
2.1
1.43
1.41
2.7
2.77
1.42
0.75
Basic EPS, GAAP
0.37
0.78
0.63
1.16
2.69
0.84
0.55
1.15
0.7
0.29
1.3
0.93
-0.15
-0.67
Free Cash Flow per Basic Share
1.19
0.34
0.34
0.63
2.3
-0.94
-0.94
-0.56
-0.54
-0.49
-1.57
-0.07
-1.54
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
15.76
16.53
17.16
18.31
28.41
30.43
31.6
33.53
34.47
31.52
34.04
35.73
34.37
- -
Tangible Book Value per Share
15.76
16.53
17.16
18.31
28.41
30.43
31.6
33.53
34.47
31.52
34.04
35.73
34.37
- -
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
3
3
3
3
3
3
Sales/Revenue/Turnover
4
5
4
6
12
6
6
6
4
4
8
8
4
2
Operating Margin (%)
23.26
56.56
50.79
63.71
79.95
53.88
46.05
61.15
48.23
45.22
62.81
57.3
7.86
-83.33
Depreciation Expense
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
2
2
3
8
2
2
3
2
1
4
3
- -
-2
Effective Tax Rate (%)
- -
13.87
16.2
18.06
18.5
26.11
42.52
26.09
21.52
58.07
23.56
41.43
235.75
- -
Profit Margin (%)
27.81
48.7
42.53
52.2
65.14
39.8
26.47
54.94
48.75
20.47
48.01
33.54
-10.66
-89.03
Working Capital
13
19
23
32
81
88
93
100
102
87
95
99
94
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
44
47
48
52
80
86
89
95
97
89
96
101
97
- -
Return on Invested Capital (%)
- -
4.82
3.73
6.54
11.53
2.84
1.77
3.52
2.03
0.81
3.95
2.66
-0.43
- -
Return on Capital (%)
- -
4.82
3.73
6.54
11.53
2.84
1.77
3.53
2.05
0.87
3.96
2.66
-0.43
- -
Return on Common Equity (%)
2.4
4.82
3.73
6.54
11.53
2.84
1.77
3.54
2.06
0.87
3.96
2.66
-0.43
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
107
172
121

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
94
- -
Cash, Cash Equivalents & STI
- -
91
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.24%
0.68%
-3.79%
Free Cash Flow
225.77%
417.88%
1,976.07%
Net Income, GAAP
33.08%
21.45%
-116.33%
Sales/Revenue/Turnover
9.97%
2.47%
-48.6%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
2
6
4
-4
8
2026
2
2
1
-1
4
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.23
1.24
0.97
-1.51
0.93
2026
0.2
0.23
0.1
-0.68
-0.15
2027
-0.31
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Prahalad Roy Sharma
Full Time Employees
3
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Premises No. IID Kolkata WB India 700156
IPO Date
Aug 31, 2005
Website
jjfc.co.in
Business
J.J. Finance Corporation Limited is a diversified financial services and investment company headquartered in Kolkata, India, founded in 1982. The company primarily engages in electricity generation; leasing and hire purchase; financial services including investment and financing; real estate development; and dealing in shares and securities. As a Non-Banking Financial Company registered with the Reserve Bank of India, it serves a broad client base across India. The company operates through distinct business segments including electricity generation, leasing and hire purchase financing, real estate ventures, investment portfolio management, and trading in shares and securities. Its leasing and hire purchase services cater to both corporate and individual customers. The real estate operations involve development and management activities. J.J. Finance also undertakes investments in various financial instruments, contributing to its diversified revenue streams. Recent significant developments include maintaining a zero-debt status for the past five years, reflecting strong financial discipline and a focus on sustainable growth. The company has demonstrated operational resilience, with a notable increase in net sales over recent quarters and consistent profitability as of the fiscal year ending 2025. The latest financial disclosures show expansion in the company’s financial assets and increased promoter holding. These factors signal a strategic focus on balance sheet strengthening and growth through organic enhancement rather than acquisitions. Overall, J.J. Finance Corporation Limited positions itself as a multi-segment financial entity with established operations in power generation, leasing, finance, investments, and real estate, supported by prudent financial management and incremental business growth in the Indian market. This description incorporates product and service details, recent key operational and financial changes, geographic scope, and corporate history based on the latest public information available.