Justo Realfintech Limited

Justo Realfintech Limited

BBSE:JUSTO
79.28
INR
+1.28
(+1.64%)
11.77EPS
6.29P/E
1.39BMarket Cap
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
Revenue per Share
16.06
37.47
31.59
43.28
56.22
Basic EPS, GAAP
1.97
8.14
3.56
7.96
11.77
Free Cash Flow per Basic Share
0.22
0.64
2.65
-4.97
-5.77
Dividend per Share
0.03
- -
- -
- -
- -
Book Value per Share
2.69
10.83
14.39
27.88
67.21
Tangible Book Value per Share
2.69
10.71
13.37
25.28
62.87
Basic Weighted Avg Shares
19
19
19
19
16
Sales/Revenue/Turnover
302
704
594
814
918
Operating Margin (%)
17.6
32.32
18.41
26.36
31.74
Depreciation Expense
1
3
4
4
3
Net Income, GAAP
37
153
67
150
192
Effective Tax Rate (%)
25.07
29.09
25.97
25.73
26.38
Profit Margin (%)
12.27
21.72
11.27
18.4
20.93
Working Capital
62
209
231
444
1,049
LT Debt
18
20
19
40
3
Total Equity
51
204
271
524
1,264
Return on Invested Capital (%)
- -
97.94
28.18
32.25
19.04
Return on Capital (%)
- -
98.7
28.4
32.52
19.69
Return on Common Equity (%)
- -
120.33
28.24
37.67
21.49

Capital Structure

INR

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

INR

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
141.09%
Free Cash Flow
- -
- -
0.67%
Net Income, GAAP
- -
- -
28.36%
Sales/Revenue/Turnover
- -
- -
12.82%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
594
2025
- -
- -
814
2026
- -
- -
918

Semi-annual Earnings Per Share

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
3.56
2025
- -
- -
7.96
2026
- -
- -
11.77

Semi-annual Dividends Per Share

INR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Pushpamitra Das
Full Time Employees
289
Sector
Finance
Industry
Real estate development
Address
Mumbai India
IPO Date
Oct 1, 2025
Business
Justo Realfintech Limited provides technology-enabled real estate sales, marketing, customer relationship management, and financial advisory services to property developers in India. The company operates as a comprehensive real estate mandate partner, managing the end-to-end commercialization lifecycle for residential and commercial developments. Its service portfolio includes strategic project advisory and positioning services, comprising micro-market analysis, competitive benchmarking, product configuration and sizing, and dynamic pricing strategies; comprehensive sales and marketing execution, encompassing multi-channel advertising campaigns, digital lead generation, channel partner onboarding, dedicated site sales team deployment, and transaction closing management; customer lifecycle and CRM solutions, covering lead tracking, customer onboarding, payment milestone tracking, and post-sales documentation; and retail financial intermediation, operating as a direct selling agent (DSA) in partnership with banks and non-banking financial companies (NBFCs) to facilitate home loans for buyers and structured credit for developers. The company delivers its services through proprietary technology platforms, including JustoVerse, a workflow management application designed for walk-in management, lead progression, and automated channel partner commission tracking; and JustoWorks, an integrated enterprise resource planning (ERP) platform for project activation, real-time inventory management, billing, invoicing, and collections. Justo Realfintech Limited focuses primarily on the affordable, lower-to-mid, and premium housing segments across Maharashtra, maintaining operations in the Mumbai Metropolitan Region, Pune, Nashik, Aurangabad, and Kolhapur. In recent developments, the company transitioned from a private entity to a public limited company in January 2025, adopting the name Justo Realfintech Limited. In September 2025, the company launched its initial public offering (IPO), raising approximately INR 63.00 crore through a fresh issue of equity shares to fund technological upgrades and working capital, leading to its listing on the BSE SME platform in October 2025. Over the same period, the company has expanded its portfolio of active developer mandates and strengthened its institutional lending tie-ups with leading financial institutions. Justo Realfintech Limited was founded in 2019 and is headquartered in Mumbai, India.