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Karur Vysya Bank Ltd.

Karur Vysya Bank Ltd.

338.00
INR
-18.10
(-5.08%)
27.86EPS
10.61P/E
285.84BMarket Cap
Jan 25Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
24.34
24.8
28.83
33.18
36.82
34.66
36.65
33.97
36.31
43.67
51.59
63.04
72.68
73.62
Basic EPS, GAAP
5.66
5.63
6.58
7.04
3.98
2.2
2.45
3.75
7.02
11.51
16.66
20.1
25.98
27.86
Free Cash Flow per Basic Share
13.78
-4.99
5.65
17.73
-8.56
-18.05
24.7
34.29
2.47
12.02
29.64
44.67
-7.31
- -
Dividend per Share
2.3
2.04
3.91
0.69
2.19
0.57
0.61
0.01
0.42
1.33
1.67
1.99
2.16
- -
Book Value per Share
43.81
49.28
52.97
58.34
65.31
66.96
68.81
72.56
79.13
89.34
104.02
123.49
145.95
- -
Tangible Book Value per Share
43.81
49.28
52.97
58.34
65.31
66.96
68.81
72.56
79.13
89.34
104.02
123.49
145.95
- -
Basic Weighted Avg Shares
759
825
863
861
869
959
959
959
960
961
964
966
966
966
Sales/Revenue/Turnover
18,482
20,465
24,881
28,554
31,975
33,243
35,150
32,587
34,844
41,959
49,708
60,895
70,229
71,139
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
747
814
828
859
852
1,012
1,189
1,241
1,192
1,057
1,003
1,137
1,270
- -
Net Income, GAAP
4,296
4,643
5,676
6,060
3,457
2,109
2,350
3,594
6,733
11,061
16,048
19,416
25,103
26,921
Effective Tax Rate (%)
- -
1.52
37.73
31.41
31.37
34.56
13.65
32.74
27.68
23.02
23.59
25.05
24.39
24.85
Profit Margin (%)
23.24
22.69
22.81
21.22
10.81
6.34
6.69
11.03
19.32
26.36
32.28
31.89
35.75
37.84
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
29,782
28,258
15,732
16,957
15,640
14,903
9,242
25,283
13,391
14,320
24,784
12,170
26,226
- -
Total Equity
33,263
42,460
45,730
50,357
62,642
64,228
66,003
69,597
75,962
85,841
100,401
119,295
141,079
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
6.94
8.59
9.41
4.75
2.68
3.04
4.23
7.31
11.67
14.24
15.13
16.8
- -
Return on Common Equity (%)
13.4
12.26
12.87
12.61
6.12
3.32
3.61
5.3
9.25
13.67
17.23
17.68
19.28
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
967
967
967
Market Capitalization
254,796
279,402
285,838

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
53,026
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.14%
15.24%
18.26%
Free Cash Flow
37.56%
75.36%
-116.36%
Net Income, GAAP
23.62%
49.4%
29.29%
Sales/Revenue/Turnover
11.28%
16.73%
15.33%
Total Cash Common Dividend
596.25%
1,197.37%
8.37%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
14,127
15,320
15,462
15,986
60,895
2026
15,266
- -
17,482
19,746
70,229
2027
18,645
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4.75
4.9
5.14
5.31
20.1
2026
5.4
- -
7.14
7.5
25.98
2027
7.82
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1.99
2026
- -
- -
- -
- -
2.16
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Ramesh Babu Boddu
Full Time Employees
9,883
Sector
Finance
Industry
Regional banks
Address
No. 20, Erode Road Karur TN India 639002
IPO Date
May 15, 1995
Website
kvb.co.in
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Business
The Karur Vysya Bank Limited The Karur Vysya Bank Limited (KARURVYSYA.NS) is a private sector scheduled commercial bank headquartered in Karur, Tamil Nadu, India, and founded in 1916 by M. A. Venkatarama Chettiar and Athi Krishna Chettiar. The bank operates across treasury, corporate/wholesale banking, and retail banking segments, providing a comprehensive range of products and services including savings and current accounts, fixed and recurring deposits, personal loans, home loans, car loans, education loans, mortgage and jewel loans, gold loans, agricultural finance, credit cards, insurance, mutual funds, lockers, internet and mobile banking via the KVB DLite app, investment products, FCNR/NRE/NRO deposits, trade finance, structured finance, cash management services, forex and derivatives trading, government securities trading, and services tailored to NRIs and SMBs. It maintains an extensive network of approximately 898 branches and over 1,650 ATMs across India, with a focus on retail, agriculture, and MSME (RAM) advances portfolio. In recent developments, the bank expanded its branch network by inaugurating 46 new branches in FY 2024-25 to reach 888 locations and added two more in November 2025 in Melapalayam, Tamil Nadu, and Sarpavaram Junction, Andhra Pradesh, while achieving a business milestone of over Rs 2 lakh crore in Q2 2025, reducing its MCLR by 10 basis points across all tenors in September 2025, launching new CASA product variants and digital initiatives like KVB 2.0, and enhancing customer acquisition through feet-on-street capabilities, business correspondence, and fintech tie-ups.