1. India Stocks

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    Finance

  3. •

    Finance/Rental/Leasing
KIFS Financial Services Ltd.

KIFS Financial Services Ltd.

BBSE:KIFS
110.00
INR
+2.55
(+2.37%)
7.71EPS
15.17P/E
1.27BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
4.39
3.52
6.6
7.84
5.59
5.45
14.41
19.35
30.24
28.4
43.11
26.92
33.27
35.79
Basic EPS, GAAP
1.48
1.74
2.61
3.1
2.77
2.61
3.64
3.5
5.66
5.91
6.58
7.46
7.38
7.71
Free Cash Flow per Basic Share
0.49
1
0.31
2.38
1.27
0.3
1.73
29.05
-26.01
-7.38
44.73
136.44
-144.34
- -
Dividend per Share
0.58
0.6
0.9
1.08
1.08
1.08
1.21
1.25
1.25
1.35
1.35
1.4
1.5
- -
Book Value per Share
18.59
19.73
21.44
23.45
26.23
27.76
30.19
32.44
36.86
41.42
46.65
52.7
58.58
- -
Tangible Book Value per Share
18.59
19.73
21.44
23.45
26.23
27.76
30.19
32.44
36.86
41.42
46.65
52.7
58.58
- -
Basic Weighted Avg Shares
11
11
11
11
11
11
11
11
11
11
11
11
11
11
Sales/Revenue/Turnover
47
38
71
85
60
59
156
209
327
307
466
291
360
387
Operating Margin (%)
94.2
91.07
92.22
91.59
86.11
91.87
96.72
97.43
95.9
95.99
97.49
96.25
95.2
96.44
Depreciation Expense
- -
- -
- -
1
1
1
- -
- -
4
5
5
5
3
3
Net Income, GAAP
16
19
28
34
30
28
39
38
61
64
71
81
80
83
Effective Tax Rate (%)
32.56
32.83
33.45
32.11
27.66
30.07
25.3
25.43
25.49
25.55
26.93
25.58
25.79
25.7
Profit Margin (%)
33.79
49.45
39.56
39.53
49.61
47.91
25.26
18.09
18.73
20.82
15.26
27.7
22.19
21.54
Working Capital
200
213
227
250
268
287
306
333
347
406
153
419
499
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
1,588
2,531
2,645
2,449
3,321
3,818
- -
Total Equity
201
213
232
254
284
300
327
351
399
448
505
570
634
- -
Return on Invested Capital (%)
7.73
5.57
4.17
4.77
7.97
5.07
7.35
5.5
5.2
3.9
5.89
3.31
3.27
- -
Return on Capital (%)
14.53
6.84
6.08
7.49
7.97
5.07
7.35
5.52
5.2
3.9
5.89
3.78
3.27
- -
Return on Common Equity (%)
8.17
9.08
12.7
13.81
11.17
9.67
12.57
11.18
16.34
15.11
14.94
15.01
13.27
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
3,818
- -
LT Borrowings
- -
3,818
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
1,344
1,163
1,265

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
4,377
- -
Cash, Cash Equivalents & STI
- -
463
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
3,877
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
3,818
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.6%
12.55%
11.16%
Free Cash Flow
163.94%
-193.54%
-205.79%
Net Income, GAAP
12.76%
17.96%
-0.98%
Sales/Revenue/Turnover
27.43%
17.61%
23.61%
Total Cash Common Dividend
- -
- -
7.14%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
84
87
54
66
291
2026
98
71
72
120
360
2027
125
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.4
1.52
1.63
2.91
7.46
2026
1.56
1.96
2.14
1.73
7.38
2027
1.88
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1.4
2026
- -
- -
- -
- -
1.5
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Rajesh P. Khandwala
Full Time Employees
6
Sector
Finance
Industry
Finance/Rental/Leasing
Address
KIFS Corporate House (Khandwala House) Ahmedabad GU India 380054
IPO Date
May 10, 2013
Website
kifsfinance.com
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Business
KIFS Financial Services Limited, a non-banking financial company registered with the Reserve Bank of India as a loan company and classified as an NBFC-Base Layer investment and credit entity, primarily engages in providing capital market financing products to retail investors, high-net-worth individuals, proprietary firms, partnership firms, and private and public limited companies in India. The company offers core services including loans against securities, margin trading facilities, funding for primary market issues such as IPOs and FPOs, loan syndication, and investment advisory; it operates from headquarters in Ahmedabad, Gujarat, where it was incorporated in 1995 as a subsidiary of KIFS Securities Ltd., the flagship of the Khandwala Group, with nationwide operations supported by its parent's stock broking, commodities broking, depository services through NSDL, arbitrage, and portfolio management activities. Recent developments include the re-appointment of Managing Director Rajesh Parmanand Khandwala and independent director Sharvil Bharat Kumar Suthar for a five-year term effective June 29, 2025, approved at the August 19, 2025 annual general meeting; approval of a 15% final dividend (Rs. 1.50 per share) on 1,08,18,000 shares at the same AGM; appointment of Prachi Bansal & Associates as secretarial auditors for a five-year term; and a change in registrar and transfer agent from Link Intime India Private Limited to MUFG Intime India Private Limited, alongside strategic focus on digital expansion and technological infrastructure enhancements.