Money Masters Leasing & Finance Ltd.

Money Masters Leasing & Finance Ltd.

BBSE:MMLF
0.75
INR
+0.08
(+11.94%)
0.02EPS
40.72P/E
78.30MMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.33
0.39
0.37
0.43
0.38
0.25
0.24
0.21
0.22
0.22
0.21
0.21
0.17
0.07
Basic EPS, GAAP
0.02
0.04
0.05
0.07
0.06
0.04
0.05
0.04
0.04
0.05
0.05
0.05
0.04
0.02
Free Cash Flow per Basic Share
0.05
0.3
0.04
-0.98
0.03
0.06
0.06
0.06
0.07
0.1
0.06
0.06
0.07
- -
Dividend per Share
0.04
0.04
0.04
0.06
0.06
0.02
0.01
0.02
- -
- -
- -
0.01
- -
- -
Book Value per Share
1.53
1.15
1.22
1.13
1.44
1.09
1.12
1.14
1.18
1.22
1.53
1.57
1.5
- -
Tangible Book Value per Share
1.53
1.15
1.22
1.13
1.44
1.09
1.12
1.14
1.18
1.22
1.53
1.57
1.5
- -
Basic Weighted Avg Shares
56
56
58
47
58
100
100
100
100
100
100
102
89
100
Sales/Revenue/Turnover
18
22
22
20
22
25
24
21
22
22
21
21
15
7
Operating Margin (%)
47.82
63.33
66.05
62.89
57.73
65.52
69.62
67.64
62.98
66.71
67.65
58.38
65.04
26.59
Depreciation Expense
- -
1
1
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
1
2
3
3
3
4
5
4
4
5
5
5
4
2
Effective Tax Rate (%)
60.9
28.56
29.82
26.02
27.12
25.32
27.86
28.98
29.62
28
25.99
26.02
25.17
- -
Profit Margin (%)
5.55
11.36
14.25
16.44
14.81
14.55
20.09
19.48
18.64
21.77
24.6
24.01
23.62
26.62
Working Capital
-20
-37
-38
14
17
8
1
1
-3
-7
-6
-8
-10
- -
LT Debt
51
51
37
90
95
88
90
102
117
113
126
128
137
- -
Total Equity
86
94
106
110
135
128
130
133
137
141
154
157
151
- -
Return on Invested Capital (%)
0.68
1.34
1.59
1.68
4.25
4.96
4.99
4.16
3.98
4.14
3.78
3.18
2.49
- -
Return on Capital (%)
2.24
5.73
5.82
5.4
4.69
4.9
5.12
4.24
3.95
4.24
3.71
3.28
2.56
- -
Return on Common Equity (%)
1.32
3.28
4.57
4.84
4.33
3.81
4.34
3.68
3.57
4.05
3.68
3.29
2.32
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
137
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
100
100
100
Market Capitalization
75
55
78

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
1
- -
Cash, Cash Equivalents & STI
- -
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
12
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.79%
2.63%
-4.38%
Free Cash Flow
-215.06%
3.26%
6.82%
Net Income, GAAP
2.71%
-1.65%
-30.32%
Sales/Revenue/Turnover
-2.83%
-5.8%
-29.17%
Total Cash Common Dividend
5.37%
13.52%
-67.64%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
5
7
3
6
21
2026
3
2
9
4
15
2027
3
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
0.02
0.02
0.01
0.02
0.05
2026
0.01
- -
0.04
0.01
0.04
2027
0.01
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
0.01
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

CEO
Hozef Abdulhussain Darukhanawala
Full Time Employees
6
Sector
Finance
Industry
Finance/Rental/Leasing
Address
4, Akash Deep Mumbai MA India 400054
IPO Date
Jul 11, 2013
Business
Money Masters Leasing & Finance Limited Money Masters Leasing & Finance Limited (MMLF.BO) operates as a non-banking financial company (NBFC) classified as an asset finance company by the Reserve Bank of India, primarily engaged in hire-purchase financing and leasing services in India. The company provides loans to individuals for personal use, domestic appliances, and asset purchases; hire-purchase financing for self-generating assets including vehicles, auto-rickshaws, computers, machinery, and equipment; consumer finance; public vehicle finance; and financing to small and medium enterprises (SMEs) against machinery and equipment, with a diversified lending portfolio serving retail, SME, and commercial customers across urban and rural regions. Founded on October 26, 1994, and headquartered in Mumbai, India, it commenced operations in 1995, converted to a public limited company within three years, obtained a deposit-taking NBFC license (A category) in October 1998, listed on the BSE Main Board, and ceased accepting public deposits since December 2011 while continuing corporate deposit acceptance and other financial services. Recent developments include board approval in July 2025 to increase authorized share capital from Rs 34 crore to Rs 60 crore, pending shareholder approval via postal ballot, alongside a related increase in equity capital to Rs 12.65 crore as of March 2025; the company maintains low promoter holding at 34.65% with the balance held by the Indian public.