- CEO
- Kuttikattu Rajappan Bijimon
- Full Time Employees
- 31,613
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Muthoot Chambers Kochi KE India 682018
- IPO Date
- May 6, 2011
- Business
- Muthoot Finance Limited Muthoot Finance Limited (MUTHOOTFIN.NS) is India's largest gold loan non-banking financial company (NBFC), providing personal and business loans secured by gold jewellery primarily to individuals lacking access to formal credit for short-term liquidity needs; it offers an extensive range of gold loan products including Muthoot One Percent Loan (₹1,500 to ₹50,000 at low rates), Muthoot Ultimate Loan (starting ₹1,500 with online facility and discounts), Muthoot Delight Loan (₹75,000 to ₹5 crores), Muthoot Mudra Loan (₹1,500 to ₹1 lakh for women in South India), Muthoot Advantage Loan (₹1.5 lakh to ₹5 crores), Muthoot High Value Plus Loan (₹3 lakhs to ₹5 crores for businesses), Muthoot High Value Loan (from ₹75,000 with no upper limit), Best Value Scheme (₹75,000 to ₹5 crores in South India), and High Value Retention (₹10 lakhs to ₹5 crores in South India), alongside personal loans, small business loans, SME loans, corporate loans, housing finance through subsidiary Muthoot Homefin (India) Limited, vehicle loans, microfinance, gold flexi credit, wealth management, insurance broking, foreign inward and domestic money transfers (including Western Union), foreign exchange, collection services, PAN card services, National Pension Scheme, gold coin sales, and windmill power generation. The company operates over 7,300 branches across 23 states and six union territories in India, with international presence in the UK, US, UAE, and Sri Lanka offering corporate loans, mortgage loans, factoring, and short-term loans; headquartered in Kochi, Kerala, it traces its origins to the Muthoot Group's 800-year family legacy and was incorporated as a private limited company on March 14, 1997, converting to public limited status in 2008 with shares listed on BSE and NSE since 2011. Recent developments include a ₹2,000 crore equity infusion into wholly-owned subsidiary Muthoot Homefin (India) Limited in 2025 via allotment of 266.67 million shares to bolster its capital base, support growth, and improve capital adequacy; a USD 150 million bond issuance in GIFT City in October 2025; strategic fintech partnerships such as with Senseforth.ai for AI virtual assistant 'Mattu' and NIRA for digital personal loans up to ₹1 lakh; ongoing digital transformation achieving 75% online new customer acquisitions and equity infusion into Muthoot Money for unsecured personal and SME loans; record Q1 FY26 net profit of ₹20,463 crore driven by gold price surges and rural loan growth; and maintenance of its position as India's #1 trusted financial services brand per TRA Brand Trust Report.