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    Finance

  3. •

    Multi-line insurance
New India Assurance Co. Ltd.

New India Assurance Co. Ltd.

165.70
INR
-3.10
(-1.84%)
4.72EPS
38.04P/E
293.18BMarket Cap
Nov 05Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
87.88
104.93
117.44
136.08
152.38
167.93
186.86
203.9
221.68
253.85
268.62
267.38
309.94
303.14
Basic EPS, GAAP
5.04
8.59
5.83
6.35
13.29
3.67
8.75
9.95
1.18
6.36
6.77
6.29
8.57
4.68
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
106.72
122.79
119.09
125.51
149.52
146.4
130.74
155.07
156.58
156.94
171.7
175.94
173.13
- -
Tangible Book Value per Share
106.63
122.7
118.99
125.39
148.82
145.87
130.39
154.58
156.16
156.51
171.6
175.44
172.66
- -
Basic Weighted Avg Shares
1,648
1,648
1,648
1,648
1,648
1,648
1,648
1,648
1,648
1,648
1,648
1,648
1,648
1,645
Sales/Revenue/Turnover
144,825
172,921
193,544
224,266
251,123
276,750
307,950
336,027
365,323
418,349
442,691
440,637
510,779
498,673
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
516
341
376
524
758
1,799
2,461
4,040
1,365
1,647
590
510
809
- -
Net Income, GAAP
8,299
14,159
9,613
10,460
21,899
6,047
14,422
16,405
1,946
10,480
11,165
10,366
14,123
7,693
Effective Tax Rate (%)
14.72
19.21
11.01
13.93
19.59
10.67
13.46
20.97
- -
15.53
22.73
4.92
- -
- -
Profit Margin (%)
5.73
8.19
4.97
4.66
8.72
2.19
4.68
4.88
0.53
2.51
2.52
2.35
2.76
1.54
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
176,160
202,680
196,723
207,229
246,683
241,617
215,806
256,044
258,606
259,209
283,457
290,423
285,832
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.02
7.52
4.84
5.19
9.69
2.5
6.37
7.02
- -
4.16
4.27
3.94
- -
- -
Return on Common Equity (%)
5.02
7.49
4.82
5.19
9.66
2.48
6.32
6.97
0.76
4.06
4.12
3.62
4.91
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,648
1,648
1,648
Market Capitalization
257,006
194,217
293,179

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
231,947
- -
Accounts Receivable, Net
- -
56,891
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.18%
2.29%
-1.58%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
58.41%
77.22%
36.24%
Sales/Revenue/Turnover
10.3%
8.9%
15.92%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
103,848
107,551
107,128
116,151
440,637
2026
117,034
134,267
120,462
125,183
510,779
2027
118,761
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.45
0.54
2.12
2.18
6.29
2026
2.43
0.33
2.31
3.51
8.57
2027
-1.47
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
2027
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Lavanya Mundayur
Full Time Employees
10,405
Sector
Finance
Industry
Multi-line insurance
Address
New India Assurance Building Mumbai MA India 400001
IPO Date
Nov 13, 2017
Website
newindia.co.in
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Business
The New India Assurance Company Limited (NIACL.NS) operates as India's largest public sector general insurer, offering a comprehensive range of non-life insurance products including motor, health, travel, marine cargo and hull, fire and property, aviation, liability, engineering, rural and micro-insurance, personal accident, home and shop, crop and livestock, and specialized covers such as drone insurance, surety bonds, and parametric insurance for climate risks; it serves retail, corporate, MSME, rural, and underserved markets through an extensive domestic network of over 1,600 offices across India and international operations in more than 25 countries via branches, subsidiaries like Prestige Assurance in Nigeria and New India Assurance in Trinidad & Tobago, and associates including Agricultural Insurance Company of India and Ken India Assurance. Founded in 1919 by Sir Dorabji Tata and nationalized in 1973, the company is headquartered in Mumbai and owned by the Government of India. In fiscal year 2024-25, it achieved a record gross written premium of over ₹43,618 crore with a 12.57% market share, followed by 11.52% year-on-year growth to ₹23,875 crore in H1 FY26, boosting market share to 13.25%; recent developments include bancassurance partnerships with Bank of India and Axis Bank for expanded property, marine, and liability products, the launch of 27 new products in FY24 with innovations like Yuva Bharat Health Policy, comprehensive drone insurance, and India's first PSU surety bonds, a planned parametric insurance product by late May 2025 for climate uncertainties, up to 10% premium hikes in select health lines, and sustained high ratings of CRISIL AAA/Stable and AM Best B++ alongside a solvency ratio of 1.91x.